Brutal Debt Collectors Apologise After Wrecking Shop in Rage

[webfact]

Picture courtesy of Daily News

 

Two debt collectors in Udon Thani have been arrested after trashing a shop and threatening a vendor who failed to meet her repayment schedule. The pair later apologised, attributing their actions to financial pressures.

 

On 8th April, a troubling incident unfolded involving a 59-year-old food vendor named Noi. She had borrowed 6,000 baht outside the formal banking system to invest in her food stall in Udon Thani, but struggling sales left her unable to meet the daily repayment of 300 baht. When she missed several payments, she faced the wrath of debt collectors.

 

They reportedly shouted obscenities and threatened her, even simulating drawing a gun with the words "I'll shoot you."

 

Noi, who is on a lending blacklist, had turned to these informal loans as her only recourse. CCTV footage captured the aggressive tactics of the collectors, and police soon intervened.

 

Police Colonel Patthanawong Chanpol and his team apprehended the two men involved. During questioning, both admitted to collecting debt outside the legal banking system, working on a salary of 5,000 baht.

 

They claimed financial deductions were made from their pay if they failed to collect daily repayments, explaining their frustration when Noi could not pay the agreed amounts.

 

On the day of the incident, Noi had promised to pay 50 baht, but when collectors arrived, she confessed she didn't have the money. Tensions escalated when Noi’s husband intervened, reportedly in an aggressive manner.

 

The collectors admitted to being tired and frustrated due to the heat and demanding work conditions. They denied any intention of actual violence, stating the threats were empty, and had been working in debt collection for five years without encountering such a situation before.

 

Subsequently, the collectors apologised to Noi, acknowledging their excessive behaviour. Noi accepted the apology and forgave them. However, both men have been charged with conducting an unauthorised loan business, facing legal proceedings.

 

Based on a story by Daily News

 

-- 2025-04-09

 

 

[JoePai]

Only hope the cops get off their ar$es and charge the 'owner' of this loan sharking biz

[ozz1]

Debt collectors you mean loan sharks they are a bigger problem than what is reported but nothing is done about it

[Andytheburiramman]

1 hour ago, JoePai said:

Only hope the cops get off their ar$es and charge the 'owner' of this loan sharking biz

to lend money in Isaan you have to work for the police, so complaining is a waste of time.

[MalcolmB]

2 hours ago, webfact said:

Noi, who is on a lending blacklist,

Noi likes borrowing money but not paying it back. Same as a thief.

pay it back and Noi won’t have trouble.

[Cameroni]

3 minutes ago, MalcolmB said:

Noi likes borrowing money but not paying it back. Same as a thief.

pay it back and Noi won’t have trouble.

 

I agree. She caused the issue.

 

Women are always the root of every problem.

[Tropicalevo]

6 hours ago, webfact said:

The collectors admitted to being tired and frustrated due to the heat and demanding work conditions.

 

Oh dear.

The poor little petals.

4 hours ago, MalcolmB said:

Noi likes has to borrowing money but cannot paying it back sometimes. Not Same as a thief.

A thief steals, does not borrow.

 

Fixed it for you

[ronster]

While she is a fool even getting involved with these types the two collectors should be taken outside and shot.

No time for these low life scumbags who go around threatening old people over a few hundred bht their illegal business charges in inflated loan rates.

The one in the middle looks like they would be blown over in a strong breeze , no doubt all mouth backed up by the bigger guy or waving a gun about.

End them and others like them and see how many of these loan sharks suddenly stop doing business.

[hotchilli]

On 4/9/2025 at 8:12 AM, webfact said:

Two debt collectors in Udon Thani have been arrested after trashing a shop and threatening a vendor who failed to meet her repayment schedule. The pair later apologised, attributing their actions to financial pressures

Stick your Wai where the sun don't shine.... 

[hotchilli]

On 4/9/2025 at 8:26 AM, JoePai said:

Only hope the cops get off their ar$es and charge the 'owner' of this loan sharking biz

I hope it's not the same as it is near my home, the local shark is dressed in brown, operated by his missus.

[Gandtee]

On 4/9/2025 at 8:49 AM, ozz1 said:

Debt collectors you mean loan sharks they are a bigger problem than what is reported but nothing is done about it

My niece was beaten by debt collectors while she was holding her baby. These savages should be charged with assault and banged up. The illegal lenders also. No kow towing and wais accepted.

[Nairbem]

17 hours ago, Tropicalevo said:

 

Oh dear.

The poor little petals.

A thief steals, does not borrow.

 

Fixed it for you

I smart thief will!

[ujayujay]

Death Penalty for Loan Sharks will solve many things in LOS👍

[Thumbs]

What about the person lending the money? These were salaried employees?  If it's quashed at this level of the investigation then the loan shark is either police or local government 

[helloagain]

Wai wai wai, jail them for trashing the shop. Or police go to where they live and trash their house. ONLY FAIR.

[Sydebolle]

a) the education system is there to non-educate the children and I've been asking myself for the last 40 years, what the ministry of education and its "skilled" team of teachers are hammering into the young brains

b) the banking system is medieval and all local banks suck. Regretfully all international banks which operated on private banking in the past (Deutsche Bank, Bank of Asia, Citibank, Hong Kongand Shanghai Banking corporation etc) - became very timid or closed/sold off their business to a Thai entity (latest was Citibank's departure leaving an extremely powerful customer base lost in the inability of UOB's incompetence). 
c) how can an SME access credit if the SME staff/owner is completely untrained? They are literally buried under piles of bureaucratic forms and impossible conditions at scary interest rates

Bottomline is once more again, this particular lady, while defaulting on payments every normal person could predict before she was given the money, is completely lost - as she got nicely shatfed by her education and absence of basic business practices. 

The bill collectors should be taken to account, compensate of the damages they created before parked nicely for a few months into the slammer 😉 

[shackleton]

It's not called the Land of Smiles for nt

[shackleton]

I did not complete my message 🙃 

Its not called the land of smiles for nothing 🙂 

Where a simple Wai  🫣can get you a free pass in  causing damage  and trouble 

Ie jall time 

[IsaanT]

Borrowing money from friends and family is the normal way of things here in Thailand.  Here in the rural northeast, I notice signs this year that family incomes are getting squeezed.

Around half the locals are involved in rice farming.  Last year India decided to start exporting rice again so the price of Thai rice has been depressed and farmers are hanging on to their stocks as long as they can because early season prices are low because of the huge supply, then improve as the supply thins out.

Twice in the last two weeks we've been openly approached at the local market to ask if we want to buy another rice field.

I've lent money to three separate members of our extended Thai family and haven't had any back yet.  They are good and kind people - they've done all sorts of things to help us - but they now aren't in a position to repay the loans.  They are not big amounts and I am pleased to have helped them but I have told my partner that they'll be no more loans until the original ones are repaid, so she can propogate that message out to the relatives (the main loan was to be repaid at harvest time but, as mentioned above, they are hoarding their rice, waiting for prices to improve).

Lastly, I didn't add any interest on the loans but I am aware of one Thai widow who has made some personal loans to friends and charged them 20%.  She's also not getting any repayments.  Overall, it's only going to get worse.
 

[pacovl46]

What’s the point of destroying someone’s place of business when they owe you money?! Doing that lowers your chances of getting your money back to essentially zero! 

[BexMan]

You have to feel for the woman, she must be living hand to mouth, if she can’t afford to repay the 50 Baht promised.

[black tabby12345]

The loan shark using one poor against another.

 

[black tabby12345]

2 hours ago, BexMan said:

You have to feel for the woman, she must be living hand to mouth, if she can’t afford to repay the 50 Baht promised.

 

Some people look like  born without empathy(with the less fortunate struggling to make the end meet).

[black tabby12345]

2 hours ago, pacovl46 said:

What’s the point of destroying someone’s place of business when they owe you money?! Doing that lowers your chances of getting your money back to essentially zero! 

 

Quite right.

Rocky said the same thing in 1976.

 

When the underground lender told him to break debtor's finger, he said no.

With the broken finger, he cannot work(therefore unable to repay the money he owes).

 

[zyphodb]

On 4/9/2025 at 8:26 AM, JoePai said:

Only hope the cops get off their ar$es and charge the 'owner' of this loan sharking biz

 

Probably a cop or local official, untouchable...

[GoodieAfterDark]

On 4/8/2025 at 6:49 PM, ozz1 said:

Debt collectors you mean loan sharks they are a bigger problem than what is reported but nothing is done about it

Yes. I knew a woman that owned money to someone  and the debt collector would show up at her house every month and beat the hell out of her in front of her kids. I told  her to call the police but she said the police will do nothing. 

[FritsSikkink]

On 4/9/2025 at 3:09 PM, Tropicalevo said:

 

Oh dear.

The poor little petals.

A thief steals, does not borrow.

 

Fixed it for you

"borrowing and not paying back" is the same as stealing.  

[pacovl46]

21 hours ago, black tabby12345 said:

 

Quite right.

Rocky said the same thing in 1976.

 

When the underground lender told him to break debtor's finger, he said no.

With the broken finger, he cannot work(therefore unable to repay the money he owes).

 

I got it from the first season of the Australian crime show Underbelly, when Mark Moran asked his brother Jason what the f*cking point is of offing someone who owes you money, after Alphonse Gangitano killed a bloke.

[FritsSikkink]

On 4/10/2025 at 11:50 AM, Sydebolle said:

as she got nicely shatfed by her education and absence of basic business practices. 

Her not able to business has nothing to do with the education system, many operate a business successfully. When being smart, you can go to a good school. Dumb people shouldn't start a business.