In the event of your death

[newbee2022]

On 4/13/2025 at 2:59 AM, PomPolo said:

Unfortunately my shadow of a misses is never more than about 5 feet from my side so the chances of me getting to die alone are in the negative, I can't even go down to the pub for a couple of beers with my buddies without WWIII unless there are significant shopping costs remuneration involved

Terrible relationship. Poor women, to live with a drunkard. 🥺

[jippytum]

On 4/13/2025 at 2:59 AM, PomPolo said:

Unfortunately my shadow of a misses is never more than about 5 feet from my side so the chances of me getting to die alone are in the negative, I can't even go down to the pub for a couple of beers with my buddies without WWIII unless there are significant shopping costs remuneration involved

The post was about people who live alone. Clearly not you. 

[PomPolo]

1 hour ago, newbee2022 said:

Terrible relationship. Poor women, to live with a drunkard. 🥺

I wish I had the chance

[PomPolo]

1 hour ago, jippytum said:

The post was about people who live alone. Clearly not you. 

Doesn't mean I wish I didnt

[JustinTyme]

I am not sure when living alone became a disgraceful sign of being a total worthless loser as implied in so many posts.  Anyway ... 

In a legal sense, the vast majority of Expats here in Thailand "live alone."  Only a small percentage are married, and have the foresight to write and register their last will and testament, with the corresponding recipients and documentation to facilitate a smooth transfer of assets after their death.

Example:  You have a long term girlfriend who you feel is, and treat as ... "your wife."  For lots of complicated tax, income, and cultural  rules, you find it much easier to just stay "single" and have a happy life.  You live in Thailand via the "retirement visa" and keep the required 800,000 THB in a bank to ensure compliance and easy annual renewal.  You also have your "other" account for living expenses ... etc.  You may even own stocks in the SET, since there is no capital gains tax in Thailand, and there is money to be made.

You drop dead tonight.  Who has the legal rights to your money?
Does your girlfriend have a legal right, via an official Last Will and Testament to begin the rather lengthy process of getting the money and stocks you meant to leave for her?  Does she even know the process to follow?  

Oh wait, you think she can just transfer the funds to her account?  Have you updated your banking transfer values to allow that, or will she hit the new fire wall of "transfer of funds requires face recognition."  Have you considered a request to transfer your 800,000 is a red flag in the banking system. since it implies "This person has just disqualified themselves from the Non Immigrant O process."  Golly, we should look into this. 

The point is. Thai banks make a TON of money KEEPING Expat funds, and forcing those left behind to hire lawyers, and engage in protracted legal battles.  More often than not, the very person who needs the money, can't fight that battle, and would not know where to start.

Feel free to message me for ideas that can help.

(PS: Don't let me "newbie status" fool you, there is a good chance I have lived in Thailand non-stop ... longer than you)

[KhunLA]

9 minutes ago, JustinTyme said:

Oh wait, you think she can just transfer the funds to her account?  Have you updated your banking transfer values to allow that, or will she hit the new fire wall of "transfer of funds requires face recognition."  

Yes, we made, and everyone should, make a vid of themselves ... 'blinking' ... as required for facial recognition.  Along with having you 'pins & passwords' elsewhere & accessible, away from your devices.

[JustinTyme]

2 minutes ago, KhunLA said:

Yes, we made, and everyone should, make a vid of themselves ... 'blinking' ... as required for facial recognition.  Along with having you 'pins & passwords' elsewhere & accessible, away from your devices.

In a learning moment,
where is this video stored?
Have you tested this from start to finish, log-in, video replaces you, etc?
Interesting ... 

Pro Tip:  FYI - All this nonsense only applies on phones.  Transfer on the web sites are allowed IF the maximums are in place.  And ... BONUS ... if the recipient has the user name, password, and mobile (in case they send a verification number). THEY can change the maximums!  So, I keep my accounts with a very modest maximum transfer limit, to ensure no hacker can wipe me out, and GF is an EXPERT now on logging in and changing maximum transfer values.  No video, no blinking, just an easy and legal process because "He did it just before he died."  And, of course, having her as a "favorite transfer" with a long history of activity, is, in  sense proof of the "normalcy" of fund transfers.

[Blueman1]

On 4/13/2025 at 6:57 AM, GammaGlobulin said:

 

How can you be sure that you do not smell now?

 

 

I Guess He Uses Imperial Leather Shower Cream & Soap...

 

[KhunLA]

2 hours ago, JustinTyme said:

In a learning moment,
where is this video stored?
Have you tested this from start to finish, log-in, video replaces you, etc?
Interesting ... 

Pro Tip:  FYI - All this nonsense only applies on phones.  Transfer on the web sites are allowed IF the maximums are in place.  And ... BONUS ... if the recipient has the user name, password, and mobile (in case they send a verification number). THEY can change the maximums!  So, I keep my accounts with a very modest maximum transfer limit, to ensure no hacker can wipe me out, and GF is an EXPERT now on logging in and changing maximum transfer values.  No video, no blinking, just an easy and legal process because "He did it just before he died."  And, of course, having her as a "favorite transfer" with a long history of activity, is, in  sense proof of the "normalcy" of fund transfers.

Not sure about that, web sites vs phone, though irrelevant, since my DD goes into BBL.  I had to up the transfer amount couple months ago, from default 50k to 300k, so I can transfer about every 4 months to wife's account, to avoid FBAR,, and not transferring at the bank itself.

 

When I did, it did ask for facial recognition to make the change.   Although, all she needs to do is show a death cert, to get my funds from BBL.  Although if she transfers before anyone knows I crapped out, avoids death tax, if there is one.

 

As stated a few times, throw my butt in the garden, and keep on collecting 

[GammaGlobulin]

22 minutes ago, Blueman1 said:

I Guess He Uses Imperial Leather Shower Cream & Soap...

 

 

Is that good?

 

[scorecard]

On 4/13/2025 at 7:00 PM, bkk6060 said:

I bet most here have no Will or instructions as to what they want done. Just about everyone I know laugh and says No.   Most seem to actually believe "my embassy will handle everything."

Then there are the condo owners no instructions or Will as to what to do with the property leaving their home country family with a big burden.

All so irresponsible. We are all going to die so deal with it.

Example; very wealthy farang who lives in Pattaya, 80 years old, has several houses / condos in Pattaya and Bkk plus 4 cars / pick up trucks and 1 big bike.

 

Also has several properties in Jakarta, plus a big BMW car.

 

Also has several large riverfront properties on the gold coast in Australia.

 

His wealth is from starting / successfully operating several very large construction companies in the UK, Australia and Indonesia. So he's well aware of the legal ramifications of business and in all three countries he had a qualified lawyesr on staff.

 

He Has serious heart problems, been taking a handful of prescribed heart medications for years.

 

He has no will and no other documents which might help when he 'departs'. his ownership documents are a mess, and he cant find the documents for several properties.

 

His buddies are at him all the time to see a lawyer and get this all sorted and a legal will written, signed etc.

 

His response every time, 'it's not needed, all my friends know who I like and who I would like to get something when I pass. And in any case this is the responsibility of the police'.