What Thai bank credit card do you have?

[advancebooking]

Years ago I didnt have a Work permit and gave a 100k deposit at KTB and obtained a KTC credit card. I still have it and find the app ok. Have used it overseas. 

 

Then a few yrs ago I got the WP and high salary. Got a Citibank card with 500k limit. Now its UOB 

 

I was thinking of applying again for another KTC to subsequently replace the first one and get my deposit back. i.e. cancel the old card and get a normal credit card with them with no depsosit. 

 

Or do you think I should apply at another bank and have 3 credit cards?

 

I now have the SCB planet travel card and about to get the Kasikorn journey travel card (debit cards). Ktb travel cards are not continuing for farang after June. 

 

What credit cards do you have with Thai banks and how do you rate it?

thanks

[Crossy]

Citi/UOB and AmEx credit card.

 

I got the AmEx card back in 2012, at the time they didn't need a WP, no idea if it's now a requirement.

 

[Yagoda]

I have a Krungsri Visa but I do not use it outside of Thailand.

[CharlieH]

MOVED to Banking

[JAS21]

I got a Citi credit card a few years ago. I was retired …no work permit and didn’t have to lock any money away. They gave me a 160,000 limit but could and did  increase it to pay a large bill …always paid it off every month though…the points were useful.

 

As said it’s now UOB. UOB are much more difficult to contact by phone …Citi were so easy and quick. But writing to UOB get a quick reply.

 

I need to spend 300k over some 12 month period to avoid the annual fee. Paying car insurance, hospital accounts, Makro etc goes a long way towards this. I do keep a running 12 month spending check. And if it begins to look iffee I’ll just cancel it or write a pleading letter to UOB lol

 

TBH I don’t really need a credit card, but it’s quicker than fiddling with  a bank app and the points save a little bit of money. Also as I gifted money from abroad to my wife, she pays for her golf, her car insurance and all her other expenses, so my credit card spending has reduced considerably ….