What do you need before moving from Australia to Thailand?

[CharlieH]

 

Moving from Australia to Thailand presents an exciting new chapter, with fresh opportunities, a different cultural experience, and often a more affordable lifestyle. 

But for a smooth transition, it's important to plan ahead, which includes obtaining the proper visa, securing reliable health insurance, managing your finances, and understanding local customs and regulations. With proper preparation, you can avoid common challenges and start your new life in Thailand confidently.

Visa and Legal Requirements

Before you leave Australia for Thailand, it's essential to understand the visa and legal processes to ensure your stay is legitimate. Thailand offers several types of visas, each with specific steps and requirements.

Visa Options:

• Tourist Visa:

  • Perfect for short stays.

  • A single entry allows for up to 60 days, extendable by 30 days.

  • A multiple-entry visa lasts six months, with each stay lasting 60 days and extendable by 30 days.

  • Each family member must apply separately.

  • You might qualify for a visa exemption for stays of up to 30 days, but this visa doesn’t permit working.

• Retirement Visa:

  • Available for individuals over 50 years old.

  • Requires proof of funds, either a minimum of 800,000 baht in a Thai bank or a monthly income of 65,000 baht.

  • Health insurance meeting Thai standards is also necessary.

• Work Visa:

  • Required if you intend to work in Thailand.

  • You must apply for a Non-Immigrant B Visa prior to arrival, followed by a work permit and extension of stay once in the country.

  • Documentation such as a valid passport, proof of income, police clearance, and an approval letter from the Thai Ministry of Labour will be needed.

• Long-Term Resident (LTR) Visa:

  • For wealthy individuals, retirees, or skilled workers.

  • Requires proof of substantial income, assets, and health insurance.

 

To apply for any visa, it is advised to have the following necessary documents:

• Passport: Must be valid for at least six months post-arrival and have at least one empty page.

• Application Forms: Completed visa forms from the Thai embassy or consulate.

• Financial Proof: Bank statements to demonstrate financial stability.

• Accommodation Proof: A place to stay or a hotel booking.

• Health Records & Insurance: Required for retirement and LTR visas.

• Other Documents: You may need police clearance, medical certificates, and approval letters if applying for work or long-term visas.

 

Also, remember to check any other entry requirements. Make sure that you meet all the financial and health requirements for your visa. Rules and fees may change, so it's important to consult the Royal Thai Embassy in Canberra or your nearest consulate for the latest updates. Be prepared to show proof of onward or return travel upon entry.

Financial Planning

 

As you settle into Thailand, a local bank account will make everyday life easier as the nation gravitates toward a cashless society. With it, you can pay bills, rent, transfer money, and make purchases without hassle.

 To open an account, you will need:

• A valid passport and visa (tourist, non-immigrant, or retirement).

• Some banks may ask for proof of address (e.g., a rental contract or utility bill).

Managing Currency Transfers

Transferring money from Australia to Thailand comes with a few key considerations. Keep exchange rates, transfer fees, and speed in mind when choosing a provider. Services like MoneyGram, OFX, and Wise are among a few popular options. 

Digital services tend to be cheaper for smaller amounts, while bank transfers are more suitable for larger sums.

Understand Tax Obligations

Knowing your tax status before moving will prevent surprises later. If you cease being an Australian tax resident, foreign income doesn’t need to be declared. However, withholding tax may still apply to Australian income, like dividends or interest.

If you remain a tax resident, you must report all global income. Consult the Australian Taxation Office or a tax expert for further clarification.

Accommodation

 

Next up is the exciting part: choosing your next home. But where to start?

Thailand’s different regions often cater to different lifestyles:

• Bangkok: Ideal for those who love city life, with lots of work opportunities, international schools, and top hospitals. Areas like Sukhumvit offer shopping, dining, and nightlife, while Silom is known for its offices and green spaces.

• Chiang Mai: Known for its culture, history, and lower living costs. It’s ideal for those who enjoy nature, cafes, and a welcoming expat community.

• Phuket: Perfect for beach lovers and retirees, offering beautiful beaches, relaxed living, and excellent services for expats.

• Other Areas: Hua Hin is great for peaceful coastal living, while Pattaya and Koh Samui offer more expat-friendly options.

You can start with short-term rentals like serviced apartments while you explore your long-term options. But always make sure to check properties in person and use a reliable agent.

Once you’ve found a home, you may need to set up the following:

• Internet & Phone: Thailand has good internet and affordable mobile data. You can buy SIM cards at the airport or local stores.

• Electricity & Water: For rentals, these might be included in your rent. But if not, you may have to pay separately, so keep an eye out for utility bills in your mailbox.

• Other Services: Consider adding cable TV, trash collection, or home security if needed.

Cultural Preparations

Learning about Thai culture and daily life can ease your transition and help you adapt faster. Start by learning simple Thai words and polite phrases that will help you with daily interactions. Even basic greetings and respectful language will make locals more welcoming.

In Thai culture, respect and kindness are important. Learn gestures like the "wai" (a small bow with palms together) and avoid actions like touching someone’s head or pointing your feet at people or religious objects.

Similarly to Australia, Thailand's climate is hot and humid for most of the year. Wear light, breathable clothes, use sunscreen, stay hydrated, and be ready for sudden rain during the monsoon.

Healthcare Arrangements

Taking care of any healthcare needs before moving is a great idea, a great place to start is a general check-up. Make sure to stay up to date on any essential vaccinations, especially to prevent mosquito-borne illnesses.

While on the topic of healthcare, Thailand offers both public and private healthcare options:

• Public Hospitals: These are affordable but may have long wait times and limited English-speaking staff.

• Private Hospitals: Known for fast services, modern facilities, and English-speaking staff. Major hospitals like Bumrungrad are popular with expats for high-quality care.

Since Australia's Medicare doesn't cover you in Thailand, securing private health insurance is crucial. Health insurance ensures access to private hospitals and covers services not available through the public system. 

Providers like Cigna offer strong coverage for expatriates, including doctor visits, hospital stays, and emergency care. Make sure your insurance complies with visa requirements and offers comprehensive coverage.

 

 

 

Moving from Australia to Thailand involves careful planning, but with the right preparations, you can smoothly settle into your new life. Secure the right visa, financial management strategies, housing, healthcare, and cultural knowledge. With proper planning, including comprehensive health insurance, you’ll be well on your way to a happy, stress-free experience in Thailand.

 

 

 

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[Nemises]

55 minutes ago, CharlieH said:

Similarly to Australia, Thailand's climate is hot and humid for most of the year

Similarly to the most northern parts of Australia, Thailand's climate is hot and humid for most of the year

 

There, all fixed now! 👍 
 

[Chris BKK]

I suggest that passports have a long expiry date as when passport is renewed then lots of issues with banks, visas etc. Before I came to Thailand 5 years ago I got a new passport despite having 3 years before expiry, so 10 year life in Aus passport, so I have 5 years before the hassle or maybe pass away before runs out

[Bruce Aussie]

Money money money

[black tabby12345]

If you are planning  to settle here as a retiree, first come to visit to see if this kingdom suits you.

 

Advisable to stay here for a month or two before you make your decision,  packing up and leave your home country semi-pernanently.

 

Have certain financial security before your long term settlement.

If you are under pension age, make sure you have sufficient saving.

 

Figure out how much you live on monthly wit your lifestyle.

And calculate your annual cost of living roughly.

 

Regarding Australian public pension, if you stay overseas longer than 

3 months continuously, you only get 30% of the full pension(any expert advice will be welcome).

 

Study:

Very basic Thai language: Greeting, counting numbers, expression of own intention.

 

What they commonly value(including religion, family ties etc).

 

Their common temperament: 

Generally relaxed and non-confrontational attitude based on Mai Pen Rai.

 

As long as you act on the basis of reasonable common sense, as well as the respect of local cultures and laws, this kingdom makes a good 2nd home to the expats.

 

Good luck...

[Srikcir]

Dependents, including spouses and children under 20, can also be included in the LTR visa application.

 

[mfd101]

In a word (well, 3 words actually): Money and brains.

[WDSmart]

You'd need at least AUD$50,000 or be able to do monthly deposits into a Thai bank of at least AUD$3,100 in a Thai bank.

[sikishrory]

Also unless you plan on continuing to be liable for Australian tax relinquish your financial ties to the country and do a final filing with the ATO. A note that your accountant adds to your tax return stating it will be the last one.

Relinquish Australian tax residency if it is a permanent move.

[tandor]

On 7/19/2025 at 8:54 AM, Bruce Aussie said:

Money money money

that's the bottom line.

[tandor]

On 7/19/2025 at 11:50 AM, black tabby12345 said:

If you are planning  to settle here as a retiree, first come to visit to see if this kingdom suits you.

 

Advisable to stay here for a month or two before you make your decision,  packing up and leave your home country semi-pernanently.

 

Have certain financial security before your long term settlement.

If you are under pension age, make sure you have sufficient saving.

 

Figure out how much you live on monthly wit your lifestyle.

And calculate your annual cost of living roughly.

 

Regarding Australian public pension, if you stay overseas longer than 

3 months continuously, you only get 30% of the full pension(any expert advice will be welcome).

 

Study:

Very basic Thai language: Greeting, counting numbers, expression of own intention.

 

What they commonly value(including religion, family ties etc).

 

Their common temperament: 

Generally relaxed and non-confrontational attitude based on Mai Pen Rai.

 

As long as you act on the basis of reasonable common sense, as well as the respect of local cultures and laws, this kingdom makes a good 2nd home to the expats.

 

Good luck...

can you clarify this paragraph please..what is a Public Pension; are you referring to a DisabilityPension?..what is the 30% you refer to, and who decided it is 3 months?

[black tabby12345]

1 hour ago, tandor said:

can you clarify this paragraph please..what is a Public Pension; are you referring to a DisabilityPension?..what is the 30% you refer to, and who decided it is 3 months?

 

Age pension.

30 % of the full amount you are initially entitled to.

If you live overseas longer than for 13 weeks, continuously, it will be reduced to that amount.

That's what I heard from the respective department a few years ago.

 

If in doubt, forward the query by yourself to Australian govt.

[Will B Good]

 

Kitty for lady drinks.

[black tabby12345]

On 7/21/2025 at 2:43 PM, tandor said:

can you clarify this paragraph please..what is a Public Pension; are you referring to a DisabilityPension?..what is the 30% you refer to, and who decided it is 3 months?

 

Regarding Australian age pension, up to date info obtained;recently emailed  from Centrlink: 

 

Working Life Residency and proportionality
Centrelink’s proportional portability rule applies when someone moves overseas permanently and has not lived in Australia for a full 35 years between the ages of 16 and Age Pension age. This rule reduces your Age Pension entitlement in proportion to the number of those years you were an Australian resident.

For example, if you were receiving $1,000 per fortnight before moving overseas, Centrelink will divide that into 35 equal portions which is $28.57. If you were only living in Australia for 10 years before leaving, you will only receive 10 portions. Your new payment would be $285.70 per fortnight. However, as mentioned above, you would start getting monthly payments not fortnightly so you go from $2,000 per month down to $571.40.

This rule can catch people off guard – particularly those who have worked internationally, lived abroad earlier in life, or migrated to Australia later.

Even if you qualify for the Age Pension under one of Australia’s international social security agreements, your payment overseas may still be reduced under this proportionality rule.

 

[tandor]

10 minutes ago, black tabby12345 said:

 

Regarding Australian age pension, up to date info obtained;recently emailed  from Centrlink: 

 

Working Life Residency and proportionality
Centrelink’s proportional portability rule applies when someone moves overseas permanently and has not lived in Australia for a full 35 years between the ages of 16 and Age Pension age. This rule reduces your Age Pension entitlement in proportion to the number of those years you were an Australian resident.

For example, if you were receiving $1,000 per fortnight before moving overseas, Centrelink will divide that into 35 equal portions which is $28.57. If you were only living in Australia for 10 years before leaving, you will only receive 10 portions. Your new payment would be $285.70 per fortnight. However, as mentioned above, you would start getting monthly payments not fortnightly so you go from $2,000 per month down to $571.40.

This rule can catch people off guard – particularly those who have worked internationally, lived abroad earlier in life, or migrated to Australia later.

Even if you qualify for the Age Pension under one of Australia’s international social security agreements, your payment overseas may still be reduced under this proportionality rule.

 

i think you should have just mentioned the 35years WorkingLife = the full pension of $2,000 per month. Why mention the portions and how much you would receive if only a resident for 10 years, as this a Case-by-case Means Tested Formula that Service Australia apply. Let each interested retiree find out for him/her self.