On 11/22/2025 at 7:17 AM, Explorator en Actione said:

I keep about 2 Mil THB in Thailand, Health Insurance is in USA, and they are In-Network with Bumrungrad, so cover most if no all.   Trying to get Bangkok Hospital to partner with them as well, saves me a trip to the Big Mango.

 

I would like to know more about this insurance. 

4 hours ago, Everyman said:

 

I would like to know more about this insurance. 

It s Aetna (International), I got it thru an employer and just kept it for past 20 years.  Only $158 a month for single no dependents.

On 11/22/2025 at 8:52 AM, KhunLA said:

 

Why I never had healthcare insurance, as same, always had lines of credit to cover emergencies.   Thankfully, never needed.  Only used for investing. 

 

Really strange now, as past 35+ years, don't have 1 credit card.   If we traveled somewhere, the wife would probably have to rent the car, as I think mandatory now to have one 

 

I let my wife handle 95% of online transactions. We only have electric as utility. If I want something from Lazada I just give her the cash. I remain out of the system. Not had credit cards in decades. 

 

Rhetorical question.. expats using credit cards for insurance.. I guess not worried having high balance and then kicking the bucket. That would leave the wife with a mess back home, even here.

 

Last trip to US I decided not to renew drs license. Not owned a car in decades. I did get an ID. It came down to not wanting to fk with the long line at DMV. Need to sort my finances so I no longer need to return 

One bank account with 800k Thai baht not to be touched (in theory) year round for extension purposes. One with enough for spending and utilities. Years ago I kept millions in Thai banks, earning a nifty rate of interest in FD accounts. Now, it's "dead money". Being a "Farang stranded abroad" for 10 months with no access to these funds due to Covid-19 was the wake up call. My funds are better suited to be ensconced in financial institutions with better online banking, and protected by strict regulation and oversight of the FDIC, and recently earning better rates.