Withdraw Money From The Atm, Charge 35 Baht?

[aehn]

Never paid any attention to the withdraw fees at the ATM, and figured it will be the same everywhere, but some ATM´s charge you 35 baht for a withdraw, and others nothing (i guess depending on which bank you have).

[bkkjames]

Never paid any attention to the withdraw fees at the ATM, and figured it will be the same everywhere, but some ATM´s charge you 35 baht for a withdraw, and others nothing (i guess depending on which bank you have).

It depends, if you use your own Bank Machine then no charge I believe, if you use a competitor you are correct about the 35 Baht.

This is pretty much the same as everywhere else in the world is it not?

[aehn]

Never paid any attention to the withdraw fees at the ATM, and figured it will be the same everywhere, but some ATM´s charge you 35 baht for a withdraw, and others nothing (i guess depending on which bank you have).

It depends, if you use your own Bank Machine then no charge I believe, if you use a competitor you are correct about the 35 Baht.

Yeah, that is what i thought too, that´s why i wrote "depending on which bank you have". If you use your own, i believe it will be no charge.

This is pretty much the same as everywhere else in the world is it not?

Yup, probably, just never thought about it.

I am just a little "shocked", that it was such a huge fee.

[sjaak327]

In my home countries such fees don't exist anymore (The Netherlands) and to be honest I don't think they ever did. There is a withdrawal limit (at least there used to be some years ago). But no fee.

Using a foreign card in Thailand will cost you a whopping 150 baht. That's what I call a huge fee.

[lopburi3]

There is normally no fee at same bank ATM in the area that account is held - there is a small charge outside that area even if same bank ATM.

There is an ATM Pool agreement between major banks not to charge a fee for the first 4 transactions in current month when using another banks ATM. Further use will get a small fee.

When you use a card out of area and in another bank ATM the fee would be in the range cited I believe.

[QED]

Never paid any attention to the withdraw fees at the ATM, and figured it will be the same everywhere, but some ATM´s charge you 35 baht for a withdraw, and others nothing (i guess depending on which bank you have).

It depends, if you use your own Bank Machine then no charge I believe, if you use a competitor you are correct about the 35 Baht.

This is pretty much the same as everywhere else in the world is it not?

If you use your own bank, in your own province it's free otherwise 20 baht. Never been charged 35, where was this?

[bkkjames]

While I agree the 150 baht thing is a bit over the top for foreign cards, I just transferred my rent from my atm to a different account at a different bank of my landlord.

Suffice to say 35 baht for me to do this (transfer tens of thousands of baht) in less than 1 min, without lining up, taking numbers, filling out forms at a bank proper is money well spent.

[aehn]

While I agree the 150 baht thing is a bit over the top for foreign cards, I just transferred my rent from my atm to a different account at a different bank of my landlord.

Suffice to say 35 baht for me to do this (transfer tens of thousands of baht) in less than 1 min, without lining up, taking numbers, filling out forms at a bank proper is money well spent.

yes, when transferring tens of thousand, or millions if billions, then i see, its no big deal.

However, i am talking about the daily small expenses, (that at least i, never paid any attention to), that in the end will for sure make a difference.

[bkkjames]

While I agree the 150 baht thing is a bit over the top for foreign cards, I just transferred my rent from my atm to a different account at a different bank of my landlord.

Suffice to say 35 baht for me to do this (transfer tens of thousands of baht) in less than 1 min, without lining up, taking numbers, filling out forms at a bank proper is money well spent.

yes, when transferring tens of thousand, or millions if billions, then i see, its no big deal.

However, i am talking about the daily small expenses, (that at least i, never paid any attention to), that in the end will for sure make a difference.

well if you are withdrawing 100 baht at a time it may be cost prohibitive

[aehn]

While I agree the 150 baht thing is a bit over the top for foreign cards, I just transferred my rent from my atm to a different account at a different bank of my landlord.

Suffice to say 35 baht for me to do this (transfer tens of thousands of baht) in less than 1 min, without lining up, taking numbers, filling out forms at a bank proper is money well spent.

yes, when transferring tens of thousand, or millions if billions, then i see, its no big deal.

However, i am talking about the daily small expenses, (that at least i, never paid any attention to), that in the end will for sure make a difference.

well if you are withdrawing 100 baht at a time it may be cost prohibitive

yup

[vagabond48]

the 150- baht charge on overseas ATM s cards is new right,,

but still its alot cheaper than what i pay when i an at home, or try australia,,A$10- some machines...

GSB (only VISA) and Aeon still don't charge an ATM fee.

[surangw]

what really stinks ( I gave my daughter a u.s. B of A card) is they charge just to check the balance

at thai atm machines

[givenall]

Never paid any attention to the withdraw fees at the ATM, and figured it will be the same everywhere, but some ATM´s charge you 35 baht for a withdraw, and others nothing (i guess depending on which bank you have).

It depends, if you use your own Bank Machine then no charge I believe, if you use a competitor you are correct about the 35 Baht.

This is pretty much the same as everywhere else in the world is it not?

What bothers me about the fee is that this is Thailand and charges should be third or fourth of the western country not the same. So I avoid using back which charges large fee all together

[bkkjames]

Never paid any attention to the withdraw fees at the ATM, and figured it will be the same everywhere, but some ATM´s charge you 35 baht for a withdraw, and others nothing (i guess depending on which bank you have).

It depends, if you use your own Bank Machine then no charge I believe, if you use a competitor you are correct about the 35 Baht.

This is pretty much the same as everywhere else in the world is it not?

What bothers me about the fee is that this is Thailand and charges should be third or fourth of the western country not the same. So I avoid using back which charges large fee all together

why should it be cheaper - are ATMs cheaper to buy and operate here?

[Neeranam]

While I agree the 150 baht thing is a bit over the top for foreign cards, I just transferred my rent from my atm to a different account at a different bank of my landlord.

Suffice to say 35 baht for me to do this (transfer tens of thousands of baht) in less than 1 min, without lining up, taking numbers, filling out forms at a bank proper is money well spent.

Tell your landlord to come and get it. How much is your rent?

[bkkjames]

While I agree the 150 baht thing is a bit over the top for foreign cards, I just transferred my rent from my atm to a different account at a different bank of my landlord.

Suffice to say 35 baht for me to do this (transfer tens of thousands of baht) in less than 1 min, without lining up, taking numbers, filling out forms at a bank proper is money well spent.

Tell your landlord to come and get it. How much is your rent?

If you have seen my landlord, you would know why I would rather not. What is 35 baht anyway? A bowl of soup, half a happy hour beer, half a pack of cigarettes?

And besides if she had to come pick it up, it would mean an hour of useless conversation that could be better spent taking a dump, showering, shaving and brushing my teeth, not neccesarily in that order.

[Neeranam]

How much rent to you pay a month BkkJames?

[bkkjames]

How much rent to you pay a month BkkJames?

35 baht a month, but having to pay it at a bank machine is way over the top.

[worldfun]

i never had a local thai fee as high as 35bt. definitely I'd be feeling it a waste if only withdrawing a couple of hundreds or even say 2k.

do get a 5bt fee now & again though I guess if my monthly allowance of 4 free withdrawals within the main banks (atm pool say ktb, bbl, scb, scib, yellow etc?).

never had charges within own bank (ktb/kasikorn) even outside of bkk just those odd 5bt ones which are ok as I generally never withdraw less then say 5k so a mere 0.1% fee not some 5-10% like the ripoff 150bt on foreign cards fee

nothing worse than paying to spend ones hard earned dough is there considering the local banks pay a insignificant 0.1%? or so interest?

[longball53098]

Most Thai banks levy a charge in the 25 to 35 baht range for same day third party transfers. Be it online or from an ATM. If going from same bank, account to account it usually is free. If the transfer is out of the province then a fee is charged. We may not like it but the banks are in business to make money from us. Don't think for a minute they are there for you and to take care of you're needs. All the services they "sell" are geared to separate you from you're money. If you want an account they will gladly accept you're baht. Now you have to play their game to use "you're" money.

Edited October 3, 2009 by longball53098

[gdhm]

the 150- baht charge on overseas ATM s cards is new right,,

but still its alot cheaper than what i pay when i an at home, or try australia,,A$10- some machines...

GSB (only VISA) and Aeon still don't charge an ATM fee.

GSB started the online message "A 150 Baht fee will be charged . Do you wish to proceed?" (or words to that effect) yesterday (3rd October) at a main GSB branch.

This followed week of not being able to make ATM withdrawals on GSB ATms in Khion Kaen with a NW Flex card. I now assume they No doubt they were changing their programs.

Edited October 4, 2009 by gdhm

[jwest10]

On 10/3/2009 at 8:33 AM, longball53098 said:

Most Thai banks levy a charge in the 25 to 35 baht range for same day third party transfers. Be it online or from an ATM. If going from same bank, account to account it usually is free. If the transfer is out of the province then a fee is charged. We may not like it but the banks are in business to make money from us. Don't think for a minute they are there for you and to take care of you're needs. All the services they "sell" are geared to separate you from you're money. If you want an account they will gladly accept you're baht. Now you have to play their game to use "you're" money.

40 Baht at a GSB ATM using a newish SCB debit card and 20 Baht of it us hidden but cones off the balance and do not trust SCB atms in the village as often stating about a chip and pin but can use at other banks and in the centre of Kanchanaburi

[treetops]

15 years later.  I hope longball53098 appreciates your reply.