Choice Of Insurer & Direect-Billing Network

[tomparis]

Hi all,

I am in the process of moving to bangkok and will have a private healthcare.

My employer, which is french, has a provider included into a general health-pension agreement which is available in France.

In Thailand the healthcare coverage would be via AXA.

My concern would be how does the direct-biliing / direct settlement work as from what I understand only certain hospitals ahve prenegotiated agreements with providers.

Concern would be having an accident, then being asked for a credit card when arriving in A&E. I'd prefer to arrive, the staff call a local number from my card and speak to someone in Thai 24/7 who also speaks english, then I get minimal paperwork and return home fixed!

I've seen AXA (AXA PPP - not sure its the same) has cover in 6 or so hospitals in BKK, so would like to know:

- is my description accurate?

- is 6 hospitals enough to have good coverage?

- any experiences of the AXA "card" acceptance in these or other hospitals?

- any experiences of the paperwork following (good/bad companies for paperwork) in& out-patient

- any specific recommendations (I am also looking at allianz)

- I would have extensive travels around SE Asia.

- is there a list of accepted hospitals per insurer anywhere?

Thanks in advance for your help.

[ThaivisaInsurance]

AXA PPP is a very good International medical insurer. However being 'International' we in Thailand cannot deal with PPP but, to answer your specific questions, why do you not ask them yourself direct - then you will get the correct answers ?