market trader Posted July 17, 2012 Share Posted July 17, 2012 My wife and I are moving soon to a newly purchased house and decided we wanted a new large refridgerator. We found one a Big C that we liked and purchased it. We paid with our debit card. The store clerk told us if we did not like it we could return it within 10 days for a refund. 2 days later while at Tesco we saw a larger model that we liked better. We phoned Big C and they told us yes they had that model and the price was the same as the one at Tesco.However we had to return the one we had at our expense.. After they had received our fridge we went to the store to arrange for the larger one. Now here is the part I did not like. We would have to pay for the new fridge with our debit card but credit for the one we returned would not be issued for a minimum of 7 days. I asked the store manager if they had a machine to take my debit card and remove the money from my bank immediately why they could not use the same machine to issue an instant credit..Of course her reply was company policy. I might add that the returned refridgerator was still in the original packing box never opened by us..Is waiting 7 days for a credit to be issued on a debit card purchase the norm in Chiang Mai. Link to comment Share on other sites More sharing options...
Popular Post eyecatcher Posted July 17, 2012 Popular Post Share Posted July 17, 2012 Its been said many many times here....dont expect the systems; rules; laws; anything to be like the standards you became used to back home. Accept it and move on. And to be fair to the store, it sounded like they delivered the fridge free for you in the first place. "free" means there is a cost....2 men, truck, fuel and no doubt they loaded into your house. stop being petty, your penalty for thinking the new fridge at Tesco was cheaper when Big C had one also! 10 Link to comment Share on other sites More sharing options...
Popular Post uptheos Posted July 17, 2012 Popular Post Share Posted July 17, 2012 You're going to get your money back for sure. I don't think seven days is an eternity - be thankful you'll get the refund. 3 Link to comment Share on other sites More sharing options...
agogohome Posted July 17, 2012 Share Posted July 17, 2012 I'ts like everything here, the system is geared to taking, not handing back, money. Most of the time staff have no idea what to do when asked to do something out of the norm'. Nobody has the authority, so the problem gets passed from one to another. 1 Link to comment Share on other sites More sharing options...
market trader Posted July 17, 2012 Author Share Posted July 17, 2012 Its been said many many times here....dont expect the systems; rules; laws; anything to be like the standards you became used to back home. Accept it and move on. And to be fair to the store, it sounded like they delivered the fridge free for you in the first place. "free" means there is a cost....2 men, truck, fuel and no doubt they loaded into your house. stop being petty, your penalty for thinking the new fridge at Tesco was cheaper when Big C had one also! I never said that the new fridge was cheaper at Tesco and further I did not know at the time of my original purchase the Big C had one also because it was not on display in the store. Link to comment Share on other sites More sharing options...
uptheos Posted July 17, 2012 Share Posted July 17, 2012 I'ts like everything here, the system is geared to taking, not handing back, money. Most of the time staff have no idea what to do when asked to do something out of the norm'. Nobody has the authority, so the problem gets passed from one to another. Not always true. I bought a phone in Tesco, used it for 2 days, decided I didn't like it and returned it in it's original wrapping / box. Just said, I would like a refund as per policy.....they looked at it and I had my money back within a very short time, no questions asked. Link to comment Share on other sites More sharing options...
agogohome Posted July 17, 2012 Share Posted July 17, 2012 I'ts like everything here, the system is geared to taking, not handing back, money. Most of the time staff have no idea what to do when asked to do something out of the norm'. Nobody has the authority, so the problem gets passed from one to another. Not always true. I bought a phone in Tesco, used it for 2 days, decided I didn't like it and returned it in it's original wrapping / box. Just said, I would like a refund as per policy.....they looked at it and I had my money back within a very short time, no questions asked. Tesco Lotus have to one of the exceptions. My (Thai) wife spent all morning yesterday trying to get a refund from our local hospital for un-needed treatment that had been paid for in advance. She was passed to eight differnt departments before finding someone who knew what to do - and even then it had to authorised from someone higher! Link to comment Share on other sites More sharing options...
hellodolly Posted July 17, 2012 Share Posted July 17, 2012 Slow electronics is a world wide thing. I use a visa card based on a bank in Canada. When I use it my internet connection shows it right away. When I pay for it with a transfer on the internet from another Canadian bank it can take up to a week before it registers it. The same if I use my Visa card from the bank I have all my accounts in. It takes up to four days to get a accurate amount on my visa. I then transfer it in from my savings. That is done immediately. Link to comment Share on other sites More sharing options...
Lifer Posted July 17, 2012 Share Posted July 17, 2012 It's not home, it's Thailand. You hve to adjust or go somewhere where you can adjust and be ahppy with your environoment. It's always greener on the other side of the fence! NOT! Link to comment Share on other sites More sharing options...
watcharacters Posted July 17, 2012 Share Posted July 17, 2012 I'ts like everything here, the system is geared to taking, not handing back, money. Most of the time staff have no idea what to do when asked to do something out of the norm'. Nobody has the authority, so the problem gets passed from one to another. Your answer I think is "right on the money". I don't think the OP is being petty either. Link to comment Share on other sites More sharing options...
Diablo Bob Posted July 17, 2012 Share Posted July 17, 2012 I'ts like everything here, the system is geared to taking, not handing back, money. Most of the time staff have no idea what to do when asked to do something out of the norm'. Nobody has the authority, so the problem gets passed from one to another. Your answer I think is "right on the money". I don't think the OP is being petty either. Not a Big C issue but a bank issue..... The bank debits your account instantly for a purchase but the paperwork required to issue a refund takes time. This is the problem, happens at home also..... Link to comment Share on other sites More sharing options...
hml367 Posted July 17, 2012 Share Posted July 17, 2012 How long would it take to get a refund on your debit card in your home country? MSPain Link to comment Share on other sites More sharing options...
uptheos Posted July 17, 2012 Share Posted July 17, 2012 How long would it take to get a refund on your debit card in your home country? MSPain Here's an extract from a UK example. I ordered a camera back in December from CameraBox.co.uk. After a week it still hadn't been dispatched so I emailed them and they told me it would be send within 24 hours. 3 days later it still hadn't been sent so I emailed again to cancel. They emailed me today saying it had been cancelled and that refunds take 2-14 days. http://uk.answers.yahoo.com/question/index?qid=20110111142241AAyovuc Link to comment Share on other sites More sharing options...
scorecard Posted July 17, 2012 Share Posted July 17, 2012 I'ts like everything here, the system is geared to taking, not handing back, money. Most of the time staff have no idea what to do when asked to do something out of the norm'. Nobody has the authority, so the problem gets passed from one to another. Your answer I think is "right on the money". I don't think the OP is being petty either. Not a Big C issue but a bank issue..... The bank debits your account instantly for a purchase but the paperwork required to issue a refund takes time. This is the problem, happens at home also..... On the part of the bank there may be a deliberate waiting time. Cold be that 'instant' reversal sets up the circumstancs were a scam could take place. Perhaps that's somewhere in the overall picture. Link to comment Share on other sites More sharing options...
market trader Posted July 17, 2012 Author Share Posted July 17, 2012 How long would it take to get a refund on your debit card in your home country? MSPain In United States and Canada refund on debit card is instant. Dont confuse debit card with credit card..Debit card is like paying cash. Credit card it takes several days for purchase to go through the system and then you have xxx days to pay your bank in full or xxx per month plus interest. Link to comment Share on other sites More sharing options...
WinnieTheKhwai Posted July 17, 2012 Share Posted July 17, 2012 I'ts like everything here, the system is geared to taking, not handing back, money. Most of the time staff have no idea what to do when asked to do something out of the norm'. Nobody has the authority, so the problem gets passed from one to another. Your answer I think is "right on the money". Not a Big C issue but a bank issue..... The bank debits your account instantly for a purchase but the paperwork required to issue a refund takes time. This is the problem, happens at home also..... Nooo noo no no..!! It has to always be Thailand, Thai business and customs, and the Thais in general that are at fault. We Farongs are always "right on the mo-nay"!!! 1 Link to comment Share on other sites More sharing options...
uptheos Posted July 17, 2012 Share Posted July 17, 2012 How long would it take to get a refund on your debit card in your home country? MSPain In United States and Canada refund on debit card is instant. Dont confuse debit card with credit card..Debit card is like paying cash. Credit card it takes several days for purchase to go through the system and then you have xxx days to pay your bank in full or xxx per month plus interest. I understand your frustration, but in this country I'd be happy just knowing I'm going to get my money back......and you will. Link to comment Share on other sites More sharing options...
chuang Posted July 17, 2012 Share Posted July 17, 2012 This is the normal SOP everywhere..there are so-called two purchases involved..and two invoices etc etc...so consider yourself fortunate that you can exchange one for the other after all transactions were done.. Link to comment Share on other sites More sharing options...
hml367 Posted July 17, 2012 Share Posted July 17, 2012 (edited) How long would it take to get a refund on your debit card in your home country? MSPain In United States and Canada refund on debit card is instant. Dont confuse debit card with credit card..Debit card is like paying cash. Credit card it takes several days for purchase to go through the system and then you have xxx days to pay your bank in full or xxx per month plus interest. How long would it take to get a refund on your debit card in your home country? MSPain In United States and Canada refund on debit card is instant. Dont confuse debit card with credit card..Debit card is like paying cash. Credit card it takes several days for purchase to go through the system and then you have xxx days to pay your bank in full or xxx per month plus interest. Where did you get this information? I have no confusion between the types of cards. MSPain Edited July 17, 2012 by hml367 Link to comment Share on other sites More sharing options...
barefoot1988 Posted July 17, 2012 Share Posted July 17, 2012 sure got some balls to count on the return policy here Link to comment Share on other sites More sharing options...
Lifer Posted July 17, 2012 Share Posted July 17, 2012 I have found the superstores here good. Many are foreigned owned and used to having somekind of return policy if you follow their requirments. Don't bother with the Mom and Pop places. Once they have your money they do not care if yoou ever come back to buy anything. The exception is if you have lived in a village for some time and they know you or your wife, then they will make adjustments sometimes. My wife can go to the market on market day and if she forgets her money, can buy anything and pay the vendor later. That's Thais trusting Thais. Link to comment Share on other sites More sharing options...
Feeld Posted July 17, 2012 Share Posted July 17, 2012 I have found the superstores here good. Many are foreigned owned and used to having somekind of return policy if you follow their requirments. Don't bother with the Mom and Pop places. Once they have your money they do not care if yoou ever come back to buy anything. The exception is if you have lived in a village for some time and they know you or your wife, then they will make adjustments sometimes. My wife can go to the market on market day and if she forgets her money, can buy anything and pay the vendor later. That's Thais trusting Thais. I'm interested to know which superstores in Thailand you think are foriegn owned? Link to comment Share on other sites More sharing options...
trainman34014 Posted July 17, 2012 Share Posted July 17, 2012 How long would it take to get a refund on your debit card in your home country? MSPain Depends where he's from, but in the UK it's instant if you're standing at the till. Done it many times with both credit and debit cards. Example:- Hire car last trip they took 100 pounds insurance bond by card and when I returned the car they put through an instant refund and gave me the slip there and then. I've taken things back to most major stores at some time or another and refunds have all been instant. Problems in Thailand seem to be related to weak consumer laws more than anything else. Politicians too busy fighting each other and filling their own pockets to worry about ordinary peoples rights. Link to comment Share on other sites More sharing options...
Sparkles Posted July 17, 2012 Share Posted July 17, 2012 3 years ago, when we were living in Bangkok, we cancelled our UBC/TRUE TV contract as we were moving to CM. It took 2 months to get the 2,000 baht deposit back and it was in the form of a cheque which took another 2 days to clear. I would imagine the same situation applies today regarding refunds so if BIG C are wrapping it up in 7 days you are doing OK. Link to comment Share on other sites More sharing options...
uptheos Posted July 17, 2012 Share Posted July 17, 2012 I'm interested to know which superstores in Thailand you think are foriegn owned? I think Tesco Lotus (British), Big C (French), Ex Carrefour (Now Big C, French), and Makro (British) 1 Link to comment Share on other sites More sharing options...
mcgriffith Posted July 17, 2012 Share Posted July 17, 2012 I'm interested to know which superstores in Thailand you think are foriegn owned? I think Tesco Lotus (British), Big C (French), Ex Carrefour (Now Big C, French), and Makro (British) Makro was originally a Dutch company, but was acquired by Metro of Germany in 1998. http://en.wikipedia.org/wiki/Makro Link to comment Share on other sites More sharing options...
Feeld Posted July 17, 2012 Share Posted July 17, 2012 I'm interested to know which superstores in Thailand you think are foriegn owned? I think Tesco Lotus (British), Big C (French), Ex Carrefour (Now Big C, French), and Makro (British) Big C and Makro are I believe Thai companies, Carrefour has ceased operations here whilst Tesco/Lotus is 51% owned by Lotus, a Thai company, all the other superstores in Thailand are owned and operated either by the Mall Group or the Central Group, both of which are Thai owned. Link to comment Share on other sites More sharing options...
mcgriffith Posted July 17, 2012 Share Posted July 17, 2012 No disagreement here at all, Feeld. But if you look at the shareholding structure, and the holding corporations, and who has the bulk of voting stock.... Of course, many business sectors in Thailand are not allowed to have more than X% of foreign ownership. Look at DTAC, the number 2 mobile operator in Thailand as a prime example. On paper, Telenor owns less than 49%. On voting stock, and control, they have about 68%. Same-same Casino, Metro AG, Tesco, etc. 2 Link to comment Share on other sites More sharing options...
Feeld Posted July 17, 2012 Share Posted July 17, 2012 I take your point regarding DTAC/Telenor and Lotus/Tesco but do you think the same logic applies to Makro and Big C, I had always believed them both to be 100% Thai companies without external influences? Link to comment Share on other sites More sharing options...
Popular Post mcgriffith Posted July 18, 2012 Popular Post Share Posted July 18, 2012 Makro is owned by Metro AG, based in Dusseldorf, Germany. Here's a page from their annual report showing the corporate structure: AR2010-en1.pdf Big C is owned by Groupe Casino, based in Saint-Etienne, France. Likewise a page from their annual report: http___www.groupe-casino.fr_I...0_Registration_Document-4.pdf http://en.wikipedia.org/wiki/Metro_AG http://en.wikipedia.org/wiki/Groupe_Casino 3 Link to comment Share on other sites More sharing options...
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