Hospital fees included in insurance

[thequietman]

Hi guys,

does anybody have a truck or car policy where hospital costs are covered or do I need to take out a seperatepolicy in case I am injured in a crash?

Thanks for any info.

[joeaverage]

separate policy is a much better option.

generally better cover, and what happens if you injure yourself outside the car?

id say the odd are higher that you will get hurt while not driving.

[stevenl]

In first class insurance hospital costs related to a covered accident will be included. In 2nd and 3rd class they will not.

[Sheryl]

No way should you in any case live in Thailand without health insurance

[AAInsuranceBrokers]

All Voluntary insurances in Thailand, 1^st 2^nd & 3^rd Class cover (some) hospital expenses but typically only 100,000 Baht.

As Sheryl mentioned do get your own individual medical insurance for peace of mind.

[IMHO]

Thanachart's 3+, 2, 2+, 1Lite and 1st class policies all provide medical/death coverage up to 1M baht per person, with a ceiling of 10M Baht per claim - pretty much unmatched on this front without a custom policy.

[stevenl]

Thanachart's 3+, 2, 2+, 1Lite and 1st class policies all provide medical/death coverage up to 1M baht per person, with a ceiling of 10M Baht per claim - pretty much unmatched on this front without a custom policy.

That is, according to my 1st class Tanachart policy, 3rd party coverage (which is matched by others). Again according to my Tanachart policy, coverage for own medical is 100.000.

[thequietman]

my own company says only 15000 baht for hospital one off, which I think is crap.

any suggestions on a company that will cover me for more?

thanks.

[JoePai]

my own company says only 15,000 baht for hospital one off, which I think is crap.

any suggestions on a company that will cover me for more?

thanks.

Please say the name of your company - interesting !

[IMHO]

Thanachart's 3+, 2, 2+, 1Lite and 1st class policies all provide medical/death coverage up to 1M baht per person, with a ceiling of 10M Baht per claim - pretty much unmatched on this front without a custom policy.

That is, according to my 1st class Tanachart policy, 3rd party coverage (which is matched by others). Again according to my Tanachart policy, coverage for own medical is 100.000.

I do indeed stand corrected - thanks Steven

[anon210]

I got a number of comparisons in my offers.

BKK Bank has the lowest: 50.000 THB for medical costs;

Axa and LMG Insurance both offer 100.000 THB.