zeekgarcia Posted October 1, 2013 Share Posted October 1, 2013 For those that have a truck, does your truck insurance cover people riding in the back of your truck in case you have an accident? Thanks for your time Link to comment Share on other sites More sharing options...
stevenl Posted October 1, 2013 Share Posted October 1, 2013 No it will not. Link to comment Share on other sites More sharing options...
David48 Posted October 1, 2013 Share Posted October 1, 2013 ^^ Because it's illegal to ride in the back of the truck? Thus the insurance doesn't cover Illegal activities? Asking ... not telling. Link to comment Share on other sites More sharing options...
Morden Posted October 1, 2013 Share Posted October 1, 2013 It would be irresponsible to do it too! Watch is: 1 Link to comment Share on other sites More sharing options...
OMGImInPattaya Posted October 1, 2013 Share Posted October 1, 2013 ^^ Because it's illegal to ride in the back of the truck? Thus the insurance doesn't cover Illegal activities? Asking ... not telling. Yes...riding in the back/bed of a pickup truck is against Thai law. Insurance doesn't cover illegal acts. Link to comment Share on other sites More sharing options...
dezy1801 Posted October 1, 2013 Share Posted October 1, 2013 So does this include baht bus also? Sent from my GT-I9500 using Thaivisa Connect Thailand mobile app Link to comment Share on other sites More sharing options...
mogandave Posted October 1, 2013 Share Posted October 1, 2013 So if you are driving drunk your insurance is void? Link to comment Share on other sites More sharing options...
tonytigerbkk Posted October 1, 2013 Share Posted October 1, 2013 ^^ Because it's illegal to ride in the back of the truck? Thus the insurance doesn't cover Illegal activities? Asking ... not telling. Yes...riding in the back/bed of a pickup truck is against Thai law. Insurance doesn't cover illegal acts. Hi, Care to share your source for this information. As far as I am aware, it is illegal to ride in the back of a pick up only on the expressways and only if the bed is not covered. This means that if you have a canopy on the pick up, it is legal to ride in the back/bed of the pick up on any road. If the pick up does not have a canopy it is legal to ride in the back/bed of the pick up on normal roads but not on expressways. I may well be misinformed but if it is illegal, why don’t the police enforce this law when it comes to collecting tea money? 2 Link to comment Share on other sites More sharing options...
transam Posted October 1, 2013 Share Posted October 1, 2013 OP, keep in mind that a 2 door truck insures 2 people, 4 door, 4/5 if wearing seat belts. Folk in the back are on their own. On a ''motorway'' you cannot have folk in the back, pay the BiB if you do. Link to comment Share on other sites More sharing options...
KittenKong Posted October 1, 2013 Share Posted October 1, 2013 Thus the insurance doesn't cover Illegal activities? Does it ever? Not anywhere I know of. Link to comment Share on other sites More sharing options...
KittenKong Posted October 1, 2013 Share Posted October 1, 2013 "For those that have a truck, does your truck insurance cover people riding in the back of your truck in case you have an accident?"My truck insurance note is very specific about the number of seats. It says "7" though I have no idea how they work that out as I make it 5. It certainly only has 5 seat belts. Either way, I would not expect my insurance company to pay out if I had more people in the vehicle than it has seats for, any more than I would expect them to pay out if I had an accident whilst carrying more weight than the maximum authorised for the vehicle (also written on the insurance note). Link to comment Share on other sites More sharing options...
Wong! Posted October 1, 2013 Share Posted October 1, 2013 Thus the insurance doesn't cover Illegal activities? Does it ever? Not anywhere I know of. Insurance companies in Thailand seem to pay out for everything - illegal or not. Is it not the case that the vehicle is insured, not the driver here? Link to comment Share on other sites More sharing options...
Spoonman Posted October 1, 2013 Share Posted October 1, 2013 People in the back will be covered by the govement compulsory insurance. Link to comment Share on other sites More sharing options...
itchybum Posted October 1, 2013 Share Posted October 1, 2013 It would be irresponsible to do it too! Watch is: holy crap Link to comment Share on other sites More sharing options...
robblok Posted October 1, 2013 Share Posted October 1, 2013 Thus the insurance doesn't cover Illegal activities? Does it ever? Not anywhere I know of. Insurance companies in Thailand seem to pay out for everything - illegal or not. Is it not the case that the vehicle is insured, not the driver here? Not true.. brother of a friend of the wife took her car.. he had no license.. wrecked the car.. no payout as he had no license. Good for foreigners to know who are residents and still drive with their old country drivers license instead of a Thai as per the law. 2 Link to comment Share on other sites More sharing options...
culicine Posted October 1, 2013 Share Posted October 1, 2013 Thus the insurance doesn't cover Illegal activities? Does it ever? Not anywhere I know of. Insurance companies in Thailand seem to pay out for everything - illegal or not. Is it not the case that the vehicle is insured, not the driver here? Not true.. brother of a friend of the wife took her car.. he had no license.. wrecked the car.. no payout as he had no license. Good for foreigners to know who are residents and still drive with their old country drivers license instead of a Thai as per the law. So did that unlicensed teen who killed 9 people had to pay out to all families? No insurance would cover it? Just asking as I don't know. makes one wonder if your car is stolen and someone wrecks it...the insurance company won't pay out for that.... Link to comment Share on other sites More sharing options...
robblok Posted October 1, 2013 Share Posted October 1, 2013 Insurance companies in Thailand seem to pay out for everything - illegal or not. Is it not the case that the vehicle is insured, not the driver here? Not true.. brother of a friend of the wife took her car.. he had no license.. wrecked the car.. no payout as he had no license. Good for foreigners to know who are residents and still drive with their old country drivers license instead of a Thai as per the law. So did that unlicensed teen who killed 9 people had to pay out to all families? No insurance would cover it? Just asking as I don't know. makes one wonder if your car is stolen and someone wrecks it...the insurance company won't pay out for that.... I was talking own damages, usually the insurance pays out and then tries to claim it on the person without a license or doing the illegal act. The case i was talking about it was a one car accident so only own damage and a death. Link to comment Share on other sites More sharing options...
RedBullHorn Posted October 1, 2013 Share Posted October 1, 2013 (edited) For those who are driving with a international license, please be aware that you can't claim RTA insurance(it's a clause in fine print)... International license only allow the holder to drive but can't claim if the driver doesn't have Thailand DL. ...and Robbloke, do you think this is another BS base on my username ? Edited October 1, 2013 by RedBullHorn Link to comment Share on other sites More sharing options...
kartman Posted October 1, 2013 Share Posted October 1, 2013 It would be irresponsible to do it too! Watch is: Back to the drawing board on the suspension upgrades for the next Vigo then. Link to comment Share on other sites More sharing options...
kartman Posted October 1, 2013 Share Posted October 1, 2013 "For those that have a truck, does your truck insurance cover people riding in the back of your truck in case you have an accident?" My truck insurance note is very specific about the number of seats. It says "7" though I have no idea how they work that out as I make it 5. It certainly only has 5 seat belts. Either way, I would not expect my insurance company to pay out if I had more people in the vehicle than it has seats for, any more than I would expect them to pay out if I had an accident whilst carrying more weight than the maximum authorised for the vehicle (also written on the insurance note). Your insurance drawn up by somebody that rides a Honda Wave? Link to comment Share on other sites More sharing options...
robblok Posted October 1, 2013 Share Posted October 1, 2013 For those who are driving with a international license, please be aware that you can't claim RTA insurance(it's a clause in fine print)... International license only allow the holder to drive but can't claim if the driver doesn't have Thailand DL. ...and Robbloke, do you think this is another BS base on my username ? No idea.. but you might flee the country if things don't go your way. Link to comment Share on other sites More sharing options...
KittenKong Posted October 1, 2013 Share Posted October 1, 2013 Your insurance drawn up by somebody that rides a Honda Wave? I dont follow you. My truck is a 4-door model with 5 distinct seats and 5 seat belts. The insurance note says 7 seats and presumably this figure has been taken from the registration details of the vehicle and/or the manufacturer's spec. The laden weight also has presumably been taken from the same registration details. So I'm at a loss to know where the extra 2 people are supposed to sit or why they are included in the certificate in the first place. Everywhere I have ever lived if there isn't a defined seat and seatbelt for a person in a private vehicle then that person is not a legitimate passenger and as such probably isn't covered by passenger insurance. There may be some exception for very small infants, but as I've never had any I dont know about it. Link to comment Share on other sites More sharing options...
transam Posted October 1, 2013 Share Posted October 1, 2013 It would be irresponsible to do it too! Watch is: Back to the drawing board on the suspension upgrades for the next Vigo then. The ride wasn't a Vigo and to me looked like did not have original wheels/tyres. Link to comment Share on other sites More sharing options...
RedBullHorn Posted October 1, 2013 Share Posted October 1, 2013 For those who are driving with a international license, please be aware that you can't claim RTA insurance(it's a clause in fine print)... International license only allow the holder to drive but can't claim if the driver doesn't have Thailand DL. ...and Robbloke, do you think this is another BS base on my username ? No idea.. but you might flee the country if things don't go your way. In Thailand ? I may be able to buy my way out with Somtam and Chow Kway dessert~ Link to comment Share on other sites More sharing options...
OMGImInPattaya Posted October 1, 2013 Share Posted October 1, 2013 ^^ Because it's illegal to ride in the back of the truck? Thus the insurance doesn't cover Illegal activities? Asking ... not telling. Yes...riding in the back/bed of a pickup truck is against Thai law. Insurance doesn't cover illegal acts. Hi, Care to share your source for this information. As far as I am aware, it is illegal to ride in the back of a pick up only on the expressways and only if the bed is not covered. This means that if you have a canopy on the pick up, it is legal to ride in the back/bed of the pick up on any road. If the pick up does not have a canopy it is legal to ride in the back/bed of the pick up on normal roads but not on expressways. I may well be misinformed but if it is illegal, why dont the police enforce this law when it comes to collecting tea money? Read it once in an article about auto/truck insurance in either one of the Bangkok newspapers or the Pattaya papers. Sorry, can't be more specific than that. Interesting question about baht busses and those mini Suzuki truck taxis you find in BKK and resort areas...as they are modified with seats and covers, makes them legal for passengers I guess...but don't know about their insurance cover. Link to comment Share on other sites More sharing options...
mogandave Posted October 1, 2013 Share Posted October 1, 2013 Licensing & insurance for for buses and livery is different than for private vehicles Link to comment Share on other sites More sharing options...
manarak Posted October 1, 2013 Share Posted October 1, 2013 (edited) So does this include baht bus also? Sent from my GT-I9500 using Thaivisa Connect Thailand mobile app baht bus should be insurable as it is an official persons transport (yellow registration plate) Edited October 1, 2013 by manarak Link to comment Share on other sites More sharing options...
mogandave Posted October 2, 2013 Share Posted October 2, 2013 Thus the insurance doesn't cover Illegal activities? Does it ever? Not anywhere I know of. So if you have an accident while speeding, running a red light, drunk-driving, driving with expired tags, driving with a tail light out or any number of illegal activities voids your insurance? Oh my. Link to comment Share on other sites More sharing options...
DJH77 Posted October 2, 2013 Share Posted October 2, 2013 It would be irresponsible to do it too! Watch is: Looks like it blew a rear tyre but in any case the Driver of the vehicle will be responsable to pay for all the injured persons riding in the back of the vehicle. A very costly exercise indeed for him. Link to comment Share on other sites More sharing options...
cooked Posted October 2, 2013 Share Posted October 2, 2013 Looks like it blew a rear tyre but in any case the Driver of the vehicle will be responsable to pay for all the injured persons riding in the back of the vehicle. A very costly exercise indeed for him. It also looks like the driver should be dead. Link to comment Share on other sites More sharing options...
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