speedtripler Posted March 16, 2016 Share Posted March 16, 2016 im selling A hi-spec computer on the classifieds buyer emaIled me from "canada " and says hel take it asked for my bank acc number and swiftcode ,says the payment will be in my account 2mo by midday then i can ship it to him AFTER ive recieved the money is there any way the payment can be reveresed after its already in my bank ? i was thinking once after the payment arrives hess got no way to claim it back unless hes hijaxcked someone elses bank account etc ?? is it safe to accept this payment or should i ignore it ? Link to comment Share on other sites More sharing options...
puukao Posted March 16, 2016 Share Posted March 16, 2016 asking question = gut feeling says NO. have him send the money to a site like paypal, but NOT paypal......i wouldn't give him any information then find out when it clears....then wait a little longer (what's he going to do, get mad?)......then after one last call to bank, send but i would NOT do this transaction. but, whatever....not my money Link to comment Share on other sites More sharing options...
ukrules Posted March 16, 2016 Share Posted March 16, 2016 This is almost certainly a scam. Wire transfers can be reversed despite what many people will tell you. Over the years I've heard different variations of what I suspect is going to happen here but the following scenario is something I've heard of before. do some google searches. The guy in question will probably 'accidentally' send you much more money than you're selling the computer for and will then request that you send the additional funds to a separate bank account under his control. This is a relatively common scam and they will attempt to draw you into it. You will most likely be left holding the bill and in worst case scenario you could be arrested for fraud / money laundering. Link to comment Share on other sites More sharing options...
speedtripler Posted March 16, 2016 Author Share Posted March 16, 2016 weve already agreed on 60,000thb or $1750usd IF it lands in my account tomorrow ,il talk to the bank about the likelihood of it being fraudulant or the consequences if it is ..... it does seem weird,the guy didnt even haggle or anything ,he was unsure of the exchange rate so he sent a bit extra just in case lol (as if he was spending someone elses money and didnt really give a fork came to mind ) i dont understand why he would need/want to buy something expenive from thailand(land of scams etc ) and pay exchange rates + shipping when he could just buy it in his own city/country etc probably for cheaper (but 99% convinced hes up to no good ....... Link to comment Share on other sites More sharing options...
ukrules Posted March 16, 2016 Share Posted March 16, 2016 (edited) If it's the scam I'm thinking of then much more money than expected will arrive and it will be from a stolen bank account. It will be interesting to see what happens here Edited March 16, 2016 by ukrules Link to comment Share on other sites More sharing options...
Lannig Posted March 16, 2016 Share Posted March 16, 2016 Why would someone in Canada buy a second-hand computer, even high range, from Thailand? It just doesn't make sense. Not cost-effective with shipping charges, most people in the western world would think high risk too. When it smells fishy, it is fishy IMO. Link to comment Share on other sites More sharing options...
speedtripler Posted March 16, 2016 Author Share Posted March 16, 2016 Why would someone in Canada buy a second-hand computer, even high range, from Thailand? It just doesn't make sense. Not cost-effective with shipping charges, most people in the western world would think high risk too. When it smells fishy, it is fishy IMO. my thoughts exactly ,im just thinking if he dumps 63k in my bank tomorrow how does he plan to get it back out ? i had a friend paid rent money into a wrong thai account by accident ,the bank couldnt give a monkeys and refused to even speak to him him about it as he wasnt the "account holder " and theyrer only permitted to discus transcations with the account owner .......and hung up the phone on him ...... Link to comment Share on other sites More sharing options...
NeverSure Posted March 16, 2016 Share Posted March 16, 2016 No way a guy is going to send that much legit money to someone he doesn't know in Thailand. Start there. Something's really wrong. Link to comment Share on other sites More sharing options...
NeverSure Posted March 16, 2016 Share Posted March 16, 2016 (edited) Why would someone in Canada buy a second-hand computer, even high range, from Thailand? It just doesn't make sense. Not cost-effective with shipping charges, most people in the western world would think high risk too. When it smells fishy, it is fishy IMO. my thoughts exactly ,im just thinking if he dumps 63k in my bank tomorrow how does he plan to get it back out ? i had a friend paid rent money into a wrong thai account by accident ,the bank couldnt give a monkeys and refused to even speak to him him about it as he wasnt the "account holder " and theyrer only permitted to discus transcations with the account owner .......and hung up the phone on him ...... So he sends you the money but you decide to refund instead of sending the computer. You're still hanging out a mile if that money's no good... Can you refuse the transfer as I can with my bank? Edited March 16, 2016 by NeverSure Link to comment Share on other sites More sharing options...
mcfish Posted March 16, 2016 Share Posted March 16, 2016 This thread is mcfishy. It will cost a fortune to freight it but there is no mention of that from the OP Link to comment Share on other sites More sharing options...
speedtripler Posted March 16, 2016 Author Share Posted March 16, 2016 This thread is mcfishy. It will cost a fortune to freight it but there is no mention of that from the OP thailand registered post is pretty cheap and the item was on sale fpr 50k but he offered 60k to cover the delivery i can assure you there is nothing fishy onmy side ,im just wondering how he plans to scam me ? (i am aware of the old nigerian scams where they send you a check and you lodge it and get hit weeks later when it bounces etc but that is not the same as this ,although maybe similar ) Link to comment Share on other sites More sharing options...
mcfish Posted March 16, 2016 Share Posted March 16, 2016 Probably it's genuine. I've bough stuff from private seller's in the USA and have to pay up front of course but I think 10k was the max. Why don't you list it on eBay and have him pay through that? Link to comment Share on other sites More sharing options...
speedtripler Posted March 16, 2016 Author Share Posted March 16, 2016 Probably it's genuine. I've bough stuff from private seller's in the USA and have to pay up front of course but I think 10k was the max. Why don't you list it on eBay and have him pay through that? well ,he c ould paypal chargeback me for 60 days that way .......if the moneys in my hands instead of paypals i reckon i have more control over it + id lose on the ebay fees and i personally hate paypal from past experiences il talk to the bank and see what happens if he did in fact send it as he claims and get the bank managers advice on what to do i suppose ..... Link to comment Share on other sites More sharing options...
kannot Posted March 16, 2016 Share Posted March 16, 2016 Its a scam and an old one Don't accept cashier/certified checks or money orders - banks cash fakes, then hold you responsible.It Takes them quite a while to realise its fake and as said he will have sent you "to much" which he'll ask you to send back to him. Link to comment Share on other sites More sharing options...
sanook2me Posted March 16, 2016 Share Posted March 16, 2016 Probably a scam. We just got scammed at my work in the UK for £800 which was sent BACS to us( bank to bank transfer)..it took the bank 2 days to inform us the money was a scam/fraud and the payment was reversed, in between time we had despatched said goods.. Money taken back, goods sent and delivered..customer long gone with the goods..we lost out.. Tell the customer you will wait 7 or more working days after the money is transferred before you will release the goods. This will stop the scam. Link to comment Share on other sites More sharing options...
Bender Posted March 16, 2016 Share Posted March 16, 2016 maybe he stole somebody else bank account details.... he will get free stuff, and you will get trouble with the bank! Link to comment Share on other sites More sharing options...
steven100 Posted March 16, 2016 Share Posted March 16, 2016 ask him if he's from Nigeria and tell him you just won the lottery ..... upon his answer & comment , that should tell you more Link to comment Share on other sites More sharing options...
CharlieH Posted March 17, 2016 Share Posted March 17, 2016 2 things here, Paypal is now 6 months not 60 days. If he uses a card to make the payment, he simply calls the card company and claims "unauthorised" charge. His wild teenage son used his card without knowledge. I wouldnt touch this deal. Link to comment Share on other sites More sharing options...
inbangkok Posted March 17, 2016 Share Posted March 17, 2016 One of the most famous scams for online sales. Has been going on for at least 10 years..... Link to comment Share on other sites More sharing options...
tom21 Posted March 17, 2016 Share Posted March 17, 2016 I can see no reason not to proceed. withdraw the money when received then post the computer. Link to comment Share on other sites More sharing options...
Sharp Posted March 17, 2016 Share Posted March 17, 2016 Follow your gut man and walk away it's not worth it for such a small amount of money and the possible trouble it could cause you.. Link to comment Share on other sites More sharing options...
pedro01 Posted March 17, 2016 Share Posted March 17, 2016 I can see no reason not to proceed. withdraw the money when received then post the computer. Then you will end up owing the bank Link to comment Share on other sites More sharing options...
kannot Posted March 17, 2016 Share Posted March 17, 2016 ask him if he's from Nigeria and tell him you just won the lottery ..... upon his answer & comment , that should tell you more Ah "The Skeleton Coast" legendary Link to comment Share on other sites More sharing options...
NickJ Posted March 17, 2016 Share Posted March 17, 2016 Use your Gf 's account.....Or get her to open one with. almost no money in it.......if it works out than ok.... Link to comment Share on other sites More sharing options...
muzmurray Posted March 17, 2016 Share Posted March 17, 2016 Can a Transfer Be Reversed After Being Accepted? Once a wire transfer has been accepted by the recipient's bank, there are only a few circumstances that allow for the reversal of the wire transfer under the Uniform Commercial Code. The only available options for reversing a completed transfer are if the sending bank made a mistake, if the payment order was a duplicate of a previous order, or if the order is for an amount greater than the beneficiary was entitled to receive under the transfer. In those cases, the beneficiary's bank will recover the funds improperly paid to the beneficiary. Link to comment Share on other sites More sharing options...
inbangkok Posted March 17, 2016 Share Posted March 17, 2016 I can see no reason not to proceed. withdraw the money when received then post the computer. Did you just start using the internet yesterday? Link to comment Share on other sites More sharing options...
BudRight Posted March 17, 2016 Share Posted March 17, 2016 (edited) I can see no reason not to proceed. withdraw the money when received then post the computer. Did you just start using the internet yesterday? Edited March 17, 2016 by BudRight Link to comment Share on other sites More sharing options...
speedtripler Posted March 17, 2016 Author Share Posted March 17, 2016 Can a Transfer Be Reversed After Being Accepted? Once a wire transfer has been accepted by the recipient's bank, there are only a few circumstances that allow for the reversal of the wire transfer under the Uniform Commercial Code. The only available options for reversing a completed transfer are if the sending bank made a mistake, if the payment order was a duplicate of a previous order, or if the order is for an amount greater than the beneficiary was entitled to receive under the transfer. In those cases, the beneficiary's bank will recover the funds improperly paid to the beneficiary. is this thai rules ? and how can the bank decide that the amount was greater than entitled to by the beneficiary when they know nothing about the transaction details or what was agreed in private between buyer and seller ? Link to comment Share on other sites More sharing options...
JAS21 Posted March 17, 2016 Share Posted March 17, 2016 If the money actually turns up ...play for time. Ask the bank where it came from ... tell guy it's stuck in head office ...worry money launder ...should be sorted Monday .... How did you communicate ...if e-mail ...where did it originate? Then, yep I posted it but of course you don't...later sorry make mistake ... I was selling two ...then left ems or track and trace slip on the counter etc etc...just hope no mafia connection this end .... Link to comment Share on other sites More sharing options...
roamer Posted March 17, 2016 Share Posted March 17, 2016 Scams don't often run the way they are set up. Expect an email purportedly from the bank confirming the transfer and then he has found a courier or "friend" who can collect it. Link to comment Share on other sites More sharing options...
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