gamb00ler

Until the 1800's high infant mortality kept the life expectancy far below the bible's prediction. Next!

I agree. Anarchy would be much better for the planet. People would succumb to disease and kill each other much more frequently. This would reduce the average lifespan and each individuals contribution to the coming apocalyptic climate catastrophe.

If you're going to listen to AITA's representative take a sizeable salt shaker with you. In the past at least one of their senior staff has represented to US expats that withdrawals from 401K's and IRA accounts can be done tax free if you live in Thailand. This is not the view held by the IRS as seen here: https://www.irs.gov/pub/irs-trty/thaitech.pdf

Don't you know...we're in the presence of several experts at reading between the lines?

OK.... that is true. However a lot of evidence that backs up that theory has been accumulated in the last couple of decades.

How do you know there were no scientists during the last ice age? You don't think there were humans that were curious and willing to try new things and pay attention to the results(ie. learn) ? The ice age did not wipe out the 'Dinasaurs', a big a$$ meteor or comet took care of them.

I have seen the light! I now know that the critical shortage of tin foil hats is the real issue.

Yes, but not markedly so. He is an outlier!

I think it is probably best to have your Thai bank convert to US$ rather than your US bank. US banks hardly ever deal with TH ฿ so it's not convenient for them whereas Thai banks often deal with the US$ because it's effectively the global currency. You will likely get a better exchange rate from the Thai banks. Dee Money seems to be the most popular 3rd party to provide transfer of funds to US. You can probably easily find their rates and fees online. Just make sure that Dee Money and your Thai bank tell you exactly how much in US$ you will receive into your US account so you can fairly evaluate their costs.

Our landscaper has accepted custody of the moving blankets.

I had to put my quest for the Holy Grail on hold so I could get some kosher salt for my wife. So far, I have failed. We live in Chiang Mai so I checked at YOK, Bakermart, Tops and Rimping. https://www.acouplecooks.com/kosher-salt-substitute/ I wish the OP good luck on his quest.

If you keep it as clean as my wife does, the roaches leave to look for food.

It depends...... If you have a work permit and a job, I think the Thai banks will give you a "charge card" which I assume is a credit card. If you don't have a job you can still get a credit card but only if it is tied to a bank account. The card's outstanding balance will not be allowed to be greater than the balance in the account. There will be no bank fees for making purchases using this credit card, however some merchants may charge a higher price if you pay with the credit card. Another alternative is using a debit card from a Thai bank. It's very simple to set up and use. The only fee is an annual fee of up to about 200-300 ฿. You can only spend the balance that is in the account. A foreign Visa card will work in many stores but there will be some that don't accept them. Also, your foreign bank will often add a 1-3% fee for purchases outside your home country. Generally Visa's exchange rate is slightly lower than the rate offered by the better exchange outlets.

While you're visiting back home, buy and activate a UltraMobile PayGo sim so you can have a US mobile number in Thailand for $3/month. Using WiFi calling/texting should allow you to receive 2FA codes and only pay the fixed monthly charges. See: https://aseannow.com/topic/1122011-expats-keeping-a-phone-number-in-their-citizenship-country-aka-magicjack-not-working/

I've only done 1 ATM withdrawal with my Schwab Visa debit card in Dec '21. The ฿ was much higher then. I received 16K ฿ from the ATM but I think the ATM requested a withdrawal of 16,220 ฿ to include the extra fee for using foreign debit card. $484.61 was withdrawn for the 16,220 ฿. As in your case I was given a credit of $6.57 for the extra 220 ฿ withdrawn. I would calculate my exchange rate as 16220/484.61 = 33.4702. To check that rate I also see that 220 ฿ / 6.57 = 33.4855 which is different probably due to round off error.

Please identify which of the facts are in that category. CO₂ is a greenhouse gas. CO₂ concentrations are rising. The increase in CO₂ is primarily due to burning fossil fuels and other human actions. The warming of the planet past a certain temperature will accelerate the rate of planet warming. CO₂ is a very stable molecule and will naturally remain in the atmosphere until removed by plants or by human effort.

I thought the strongest indication of the best use of these items was given in their name. If you know of a charity that thinks they would be useful I will not refuse their request.

Early in my software career my boss said: The plan is nothing, but planning is everything.

Bedroom and hallway door openings are 87cm, front door 102cm, hallways are 110cm. We also have a double door entrance in the hallway connecting the two houses. We asked for doors wide enough for wheelchair access to all bedrooms.

They're called blankets only because they're used to cover things. They are very coarse material, deteriorate very quickly when outside, don't smell so great even when new.... have you guys never worked with this type of blanket? If I had a tent with a ground sheet, I would put the ground sheet on top of the moving blanket. Our dog probably would turn her nose up at such a bed. She's become convinced she's a princess. ????

I don't think anyone would willing cover themselves with these moving blankets, even the ones that are in excellent shape.

Tue thru Friday at around 7AM (Thai time) Visa publishes the exchange rate that will be in effect until the new rate is published. That rate can be found at: https://www.visa.co.uk/support/consumer/travel-support/exchange-rate-calculator.html MasterCard rate is also online at: https://www.mastercard.us/en-us/personal/get-support/convert-currency.html You will have to specify that you are converting from Thai ฿ to your home currency. Since you receive Thai ฿ at the bank, you need to specify the "From" currency as ฿ and the "To" currency as that of your foreign account. It can seem counterintuitive.

Hopefully you are using a debit card that does not charge a foreign transaction fee. Charles Schwab and CapitalOne and some credit unions offer cards with out that fee.

I think it does not matter if you have an account at the bank where you choose to do a cash advance. As long as you don't mind walking out with all the cash you received. I would suggest being a customer is likely to make it easier for the bank to say yes. In the land of the free I often got cash advances at banks where I was not a customer. I can't give a positive response to your query. I can only say that I've asked at SCB, Kasikorn and Land and House banks. None of them were able/willing to do a cash advance.

I'm annoyed more by the farangs that drive carelessly because most of them DO know better. I have to cut the locals a little slack because they probably were never taught to give safety a high priority.