gamb00ler

Don't assume that your bank's "free" transfers will be a good deal. They may charge no fees but give you a haircut on the exchange rate. Banks typically are not very charitable. I would recommend that you use a single SWIFT transfer for the total amount you need. Make sure your bank explains all fees that will be applied, including any by an intermediary bank. The receiving Thai bank will also apply a fee of .25% which will be 500฿ for a 2.2M฿ transfer. The money should be in C$ when it arrives at the Thai bank. That bank will apply their TT Buying rate when converting to ฿. If the money you're planning to send was in your possession prior to Jan. 1, 2024, there will be no Thai tax due.

An RTF (rich text format) file uses the same character set as an ordinary text file, but also allows special character sequences that specify more options about the appearance (bold, italic, underlined, strike through) when viewed or printed. In fact RTF files can be altered just the same as normal text files. LINE has a place where you can retain messages and photos.... it's called KEEP. https://help.line.me/line/IOSSecondary/categoryId/20009688/3/pc?lang=en#:~:text=Keep is a storage service,Keep%2C see this Help article.

Oh no... he has rabies??

Your wife must be Thai and as such she has a Thai national ID number. That is also her Thai tax ID. You can also get a Thai tax ID and then ask banks to not withhold tax from your interest payments from your regular savings accounts. However, I believe that on fixed deposit accounts, the bank will still withhold tax after you have a tax ID. As an alternative to a fixed account you could open an SCB EZ Savings account which pays 1.5% per year but in monthly installments. This account has no bank passbook, but Chiang Mai Immigration accepted my SCB account with 800K for my retirement extension last year. I'm not sure about your wife being required to report her interest income. I do know that the first 20K of interest for each taxpayer is exempt from income tax.

Thanks for that suggestion. I struggled a bit getting my order through using my US credit card, but hopefully our new vacuum will arrive by April 15th. Amazon UK makes it easy to get purchases to Thailand. I didn't think to check UK. I assumed shipping would be easier/quicker/cheaper from Australia.

I have looked at many shops and I do already have an Electrolux. It's a corded upright and works fine for simple tile floor vacuuming. Unfortunately, we have carpets and a dog that sheds a lot once a year. Our current vacuum has a brush in the head but that brush is only driven by the suction the vacuum cleaner creates. We would like a vacuum with a brush driven by a motor for better results on carpets. This vacuum's suction is also weak and the included tools are junk. I already had to go through a protracted discussion with Electrolux before they would give me a replacement. Their design of the handle and extreme cost cutting use of cheap plastic everywhere lead to the handle breaking in half. No replacement part is available. It seems there isn't a market for higher quality vacuums in Thailand. I did find an imported vacuum (Danish) with a motor driven brush but the reviews were poor and the price high with no attendant improvement in overall quality.

My wife and I are tired of the low quality vacuum cleaners available in Thailand. We want to import one from Australia so we won't need to convert the voltage. Unfortunately, the Shark company don't sell what we want in Thailand and won't ship here. I also spoke to Australian stores that sell them and they seem unwilling to sell to me if my plans are to ship it via 3rd party to Thailand. There are freight forwarding companies that will receive the item and then send to me in Thailand. Has anyone used such a company to get Australian goods to Thailand? Can you recommend or share any concerns about the process?

@sometimewoodworker thanks for taking the time. Somehow I missed that section in the Furniture Fittings catalog or I had a different version. I have now downloaded the same version you used. Häfele does indeed have a good selection.... but still no brass colored glass shelving fasteners. AliExpress has those but not as elegantly designed as Häfele's.

It takes a while to search through all the stuff Häfele sells. I couldn't find anything for glass shelving after going through several catalogs.

Thanks @brianthainess I also found those, but I can't find bronze or brass colored ones for our living room divider. The stainless or brushed stainless will be fine for the bathroom.

The owner of the company who made our glass shower enclosures can get any type of glass we need. We have several doors in our house with tempered glass. I've been sure to use it where appropriate and will use it for shelving as well.

I'm looking to design and build a room divider wall with some glass shelving. They would also make some nice bathroom shelves. I found these from a US company, but I'm hoping to find them here instead of buying from US. A couple of pictures will save me a lot of words..... They're adjustable for glass thickness also. Link to US supplier's page: https://www.dullesglass.com/hardware-and-accessories/shelf-brackets/adjustable-shelf-clamps/s3ssc-1300pbr

Wiki says: The pigeon pea is a perennial legume from the family Fabaceae native to the Eastern Hemisphere. The pigeon pea is widely cultivated in tropical and semitropical regions around the world, being commonly consumed in South Asia, Southeast Asia, Africa, Latin America and the Caribbean.

In Mar. 2006 I got 39.19 per US$ via the old Bangkok bank NY method. I don't count that as being close to 36.37

I only got to use the IBM 029 for 1 semester when I took my first computer class as an engineering student. It was a monster of a machine and so rugged. Our school switched to an online Xerox Sigma 9 system with about 30 TTY's on which we spent hours playing a text based game called Star Trek. Later in subsequent CS classes we used Unix, RSTS/E and RSX-11 on DEC PDP-11 in assembler language and C of course. Those were the days, my friend... We thought they'd never end.

It seem as if forum management has determined that if you can manage to login, your IQ is high enough to allow posting.

Everyone except Skip's favorite monetized YouTuber is lying!

I just have my SS sent straight to Schwab. One less transfer to manage.

Sadly all too many of those stories are true. We definitely hired one of the better construction firms, but still they did not think things through on many small issues. We're in Hang Dong. Are you around CM area?

Only a Fox fan would consider bestowing the term news on such a show.

Have you already relocated or still in planning stage?

I did list it in my last post, but in US$. 😉 On my debit card that is associated with my Schwab brokerage account, the limit is 15K US$ per day. When I planned to get a "cash advance" at the teller, I would first go to the VISA exchange rate page to get the rate in effect that day. https://www.visa.co.uk/support/consumer/travel-support/exchange-rate-calculator.html To use that page, I would enter 10,000 in the "Amount you paid" field. Remember this is denominated in ฿. Then choose Thai ฿, as the "From" currency and US$ for the "To" currency. Because you will receive ฿ from the bank and you need to know how many US$ will be deducted from your account. Then edit the "Bank fee" to be 0%... Schwab doesn't charge any foreign transaction fee. Then click on "Calculate Conversion" and a few lines down it will say 1 USD = 35.870035 and that is VISA's current exchange rate. To calculate how many ฿ to withdraw to reach 15K US$, calculate 35.870035 * 15,000 (538,050). I always round that number down about 500฿ to make sure I don't exceed Schwab's limit.

You have conveniently ignored the fact that the inflated values led to Trump receiving loans at a more favorable rates. The banks/investors should have received more interest than they actually did. In fact the huge judgement awarded was based on the difference between the amount the orange charlatan actually paid and what he should have paid over many years. Have you always had trouble with simple financial logic?

When you send US$ to a Thai bank, they will use their exchange rate in effect at date&time the funds arrive. Schwab has no say in what exchange rate you receive. The Thai banks post and update their exchange rates very often. For an inbound transfer the bank will use their TT Buying Rate. Currently Bangkok bank's rate is 36.26 ฿/US$ but that doesn't account for any fees. https://www.bangkokbank.com/en/Personal/Other-Services/View-Rates/Foreign-Exchange-Rates

I used #'s 2 & 3 for our house project. I always send in US$. I never checked the rate I would get for sending ฿, but my nephew sent ฿ from his Canadian bank to my Thai bank and the rate was poor. I forgot to tell him to send in US$. Instead of focusing on "the most favorable FX", you should compare methods to get the highest amount of ฿ that arrives in your Thai account after all fees have been deducted. SWIFT has a fee from the sender and also the Thai banks will charge a fee (.25%?) with a minimum of 300฿ to a maximum of 500฿ for receiving it. There are NO fees using your Schwab debit card. I wouldn't recommend using the ATM unless you don't mind either carrying the cash or also making a deposit via machine or teller. Also the ATM limit is too low and I assume your construction payments will be much larger in comparison. The exchange rate for Schwab debit card withdrawals at ATM, retail purchases and teller withdrawals are the same and determined each business day at about 7AM Thai time by the processor, Visa. The limit for teller withdrawals is 15K US$ per day and for the ATM it depends on which Schwab debit card you have. They offer debit cards for Schwab bank accounts and for brokerage accounts. I think the only advantage to having a Schwab bank account is that you can use Zelle for sending money domestically. I only have brokerage accounts. For #3 if you hold a high balance with Schwab they may offer to refund your SWIFT fee (25$) for such transfers. I don't know what they consider "high" but the Schwab representative sometimes offered to refund it without my request and sometimes only refunded after I requested it. I have been a Schwab customer since '87 so that may have some bearing as well. I have been sending money to Thailand for 20+ years and can initiate a SWIFT transfer by calling them via Google Voice.