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Everything posted by gamb00ler
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How about a solar car port on a budget?
gamb00ler replied to Crossy's topic in Alternative/Renewable Energy Forum
I know how that feels! We share our solar setup with the stepson and his wife...... they use enough A/C to operate an indoor snow ski slope. 😆😆 -
I think the most logical assumption is that TRD does and will not care about the US tax status of any funds/assets in an expat's possession at the end of 2023. All those funds will be treated as accumulated savings or investment capital and will not ever be subject to Thai tax (barring further law/regulation changes). In other words your Roth/IRA/401K accounts in the eyes of TRD would be the same as regular savings accounts. I agree with @JimGant 's position that expats should be able to use FIFO ordering of funds that are remitted to Thailand. FIFO also seems like the easiest from an accessability tracking standpoint.
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Thankfully, I've forgotten how to use Windoze. Is there a Windoze app that will let you record the LINE chat window as you scroll through the conversation you want to save? You can probably use an arrow key to scroll the LINE chat window as you record it. I find LINE is not very flexible when it comes to saving or exporting its content. Users aren't able to easily manage the data that accumulates in LINE.
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Bangkok Bank and fixed deposit transfer
gamb00ler replied to briley's topic in Jobs, Economy, Banking, Business, Investments
I had a Bangkok bank fixed deposit account for three terms. At the end of every term the interest was added to that same account. I don't remember if the bank initially offered me the option to put the interest in a different account. -
Every Expat that falls into the "trap" you describe is solely responsible for their predicament. Competent help is available for reasonable remuneration. Ask the professional to explain every step. Pay for such help once, then learn from the professional's filing and file on your own if needed. I'm trapped for life now having chosen to live and work in USA and defer taxation through pre-tax retirement accounts. I have to file every year despite having no taxable income..... Thanks, but don't worry.... I'm fine!
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What do you mean by "continual image"? A digital image file like .jpg? Do you mean a very tall image that is the width of a smartphone? If it is a long conversation it will be hard to view with normal image apps. How are you planning to view the image? On your laptop, you can take multiple screen shots of the LINE chat window and then view them in order like a slide show.
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The web site you gave does nothing more than verify that the format of the entered TIN is valid. Here is text from their description of the TIN check: As long as the request itself is properly formatted, the response will always be returned with a 200 status code, even if the TIN number is not valid. If there is an issue with the request itself (for example, a missing country code) a 4XX or 5XX status code will be returned. Response status codes: 200 OK. The operation was completed successfully.
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Bank Savings Interest Rates 2023
gamb00ler replied to kiko11's topic in Jobs, Economy, Banking, Business, Investments
No matter where your money sits.... unfortunately you will always be subject to exchange rate risk. -
Bank Savings Interest Rates 2023
gamb00ler replied to kiko11's topic in Jobs, Economy, Banking, Business, Investments
In searching the LH Bank site, I noticed that they now allow foreigners to open a Pro-Fit account that pays 1.5% for the first 3M฿ and then 1.75% on the next 47M฿. -
Bank Savings Interest Rates 2023
gamb00ler replied to kiko11's topic in Jobs, Economy, Banking, Business, Investments
A couple of years ago LH Bank offered their Pro-Fit account paying 1.5% per year. The terms and conditions on that account state that it's for Thai individuals only. I probably shouldn't have assumed it is the same for this latest offer. It seems the advertised FCD's are also available to foreigners who temporarily (annual extension?) live in Thailand. https://www.lhbank.co.th/getattachment/567406c2-f5ff-4d99-9474-98090b9747d9/personal-เงินฝาก-deposit-interest-rates-Document-Foreign-Currency-Interest-Rates-and-Deposit-Fees-Current-Foreign-Currency-Deposit-Interest-Rates -
So far only one presidential candidate has suggested cutting SSA benefits. You may wish to consider that chapter of your pocketbook.
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Bank Savings Interest Rates 2023
gamb00ler replied to kiko11's topic in Jobs, Economy, Banking, Business, Investments
LH Bank (Thai customers only!) sent an offer to my wife: I didn't read the actual terms and conditions but in the past they only accept Thai customers -
The sane citizens hardly post silly YT political videos. You conclusion is invalid because of a skewed selection process. 😳
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This statement is misleading. AFAIK, Immigration doesn't know or care about the source of the funds that a retiree transfers each month to Thailand to meet Immigration's financial requirements. Many here on retirement extensions just use the appropriate Wise reason to get transfers encoded as foreign sourced.
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Bangkok Bank App Sending funds to UK
gamb00ler replied to jasonr3255's topic in Jobs, Economy, Banking, Business, Investments
Be careful using Thai cards to make foreign payments/withdrawals. I checked the terms and conditions on my Bangkok bank debit card (MasterCard) and they charge an extra 1.5% fee on transactions outside of Thailand. The exchange rate used is determined by MasterCard and can be found on their webiste: https://www.mastercard.us/en-us/personal/get-support/convert-currency.html -
A minor correction.... It isn't that Thai Immigration won't accept letters showing income from Embassies. That's the proof Immigration accepted when I did my last extension in Feb. The actual problem is that Embassies from several countries no longer wanted to provide the letters that Immigration would accept.
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That seems slightly bizarre. I only have one at Bangkok bank, but I was considering opening another to help segregate funds used for different purposes. It would make my expense tracking easier... and I am very lazy! I actually only wanted to open an EZ Savings account at SCB and the staff on their own initiative opened a regular savings account as well as the EZ. They said they did that because with the EZ you can't do any transactions at a teller so I needed the regular account as well. ??? Amazing Thailand!
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I didn't see any reference to "biggest" in the original post.... Sometimes I am amazed that the culture seems to be permeated with such a pronounced laissez faire attitude. When I encounter many examples in a short time it temporarily impinges on my normally cheerful outlook. Thankfully, I usually manage to not post about it.
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How about a solar car port on a budget?
gamb00ler replied to Crossy's topic in Alternative/Renewable Energy Forum
Here's my March chart from Hang Dong district of Chiang Mai. The most significant changes were the acquisition of an EV and the addition of a 3rd battery (total 24.58 Kwh capacity). The battery was added a few days after the EV. PV generation = 1,250 KWh PEA consumed = 614 KWh -
AFAIK LINE only provides a method to save your messages as text. Do you want to view the saved conversation as a continuous image of the text exchanges? As a still photo or video clip? Do you have LINE installed on your desktop/laptop as well as on your phone? Is your phone Android or Apple? Is your desk/laptop Windows or Apple? Each of the different environments you use for LINE will have different capabilities and instructions to do what you require. For instance, on my Mac, I can record a video of a LINE chat window as I scroll through messages to/from someone.
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Don't assume that your bank's "free" transfers will be a good deal. They may charge no fees but give you a haircut on the exchange rate. Banks typically are not very charitable. I would recommend that you use a single SWIFT transfer for the total amount you need. Make sure your bank explains all fees that will be applied, including any by an intermediary bank. The receiving Thai bank will also apply a fee of .25% which will be 500฿ for a 2.2M฿ transfer. The money should be in C$ when it arrives at the Thai bank. That bank will apply their TT Buying rate when converting to ฿. If the money you're planning to send was in your possession prior to Jan. 1, 2024, there will be no Thai tax due.
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An RTF (rich text format) file uses the same character set as an ordinary text file, but also allows special character sequences that specify more options about the appearance (bold, italic, underlined, strike through) when viewed or printed. In fact RTF files can be altered just the same as normal text files. LINE has a place where you can retain messages and photos.... it's called KEEP. https://help.line.me/line/IOSSecondary/categoryId/20009688/3/pc?lang=en#:~:text=Keep is a storage service,Keep%2C see this Help article.