Pumpuynarak

Good post which i agree with in its entirety. I do just as you advise i say NO, having done ALL the the attractions i've ever been interested in when i was visiting as a tourist and was'nt aware of their racist practices (i now live here with my Thai wifey and have done for nearly 17 years) I found these attractions to be pretty crap tbh so a revisit is never on the cards, they can stick them where the sun does'nt shine. I think the next time i'm back in the UK i'll suggest to the authorities that they charge ALL THAI NATIONALS (not wifey of course as she's married to a British national) for enjoying the beauty of the New Forest which was on my doorstep when i lived there.

Yep i had to show them proof of my income by way of my private pension payslips.

Bingo, i had exactly the same scenario last night. Wifey accused me and ALL farangs of having expectations that were unreasonable when having work completed by Isaan tradesmen (joke), we just have to accept poor quality work. My reply ''if you accept s*** work don't be surprised if thats ALL you ever get'' Thai workman have a belief that in the case of painting and decorating just because they can hold a paint brush they're fit for purpose lol I've got no problem paying guys good money for good work but i'm just not interested in any guys who clearly are not up to the mark. I had a new shower water heater fitted not long ago and the pratt could'nt even attach the shower head holder vertical, it was out of line, all he needed was a spirit level if his eyesight was'nt up to it. Probaly did'nt have one but i have one so he could of borrowed mine, i find on numerous occasions they don't even have the correct tools to do the job, beggars belief. I won't tell you my remaining comments to wifey lol In conclusion i have to say i have had very good work carried out by very competent tradesmen but they are few and far between and when you get their contact details for future work, hey presto they've disappeared or relocated. I could go on and on and on lol

Now i would tend to totally agree with you but what happens when you take a loan out on a property that is in your wifey's name but obviously its your home too. The reason i was keen for wifey to have the loan (i did'nt need it, i could have paid for the property in full 4Mill) was if the relationship went tits up which no doubt if it was going to it would tend to be in the early years i could walk away and save the 1.5Mill or what was left of the mortgage. I also made sure we never bought any property until we were legally married then at least i had a chance albeit small of getting 50% of any sale value. Just trying to cover my a** as much as i could but i'm really pleased to say we've been together 17 years this October and what a great time we've had, long may it continue. PS - Your pension is guaranteed, well at least mine is and wifey gets 50% of it when i pop me clogs.

I have'nt experienced any of that yet as i've only recently signed up, one great mate i've made contact with after 25 years of no contact and i have to say it was brill to speak with him again but as you say lets see what the future brings, he's still working with two teenage daughters, he's 18 years younger than me.

and i WAS one of them until i realised it gave me the potential to look up great mates from way way back who i'd lost contact with.

Thats why i changed to Wise from the UK HSBC Swift procedure, the charges were considerably higher.

Gotta be America surely but i could be wrong lol

SCB offered wifey the house mortgage with me as guarantor and she had no income. I imagine as the loan to value was very small at 1.5Mill the property value in the event of default would cover easily providing they could sell it. With pensioners acting as guarantor the problem is the pensioner dying before the loan is repaid. I had to take out life assurance to cover the loan.

Don't ever guarantor anyone unless they or you are on a guaranteed affordable income (pension springs to mind) but i know thats easily said the reality is very different. I was asked by our bank to guarantor wifey's house purchase, no problem my pension easily covered the monthly repayments. Wifey had no income to meet the repayments, go figure lol

Well i received the tabs and have been taking for the last 2 nights approx 20 mins prior to getting me head down. Now prior to taking the tabs my sleeping routine was get me head down between 10.30pm and 11pm and then i would sleep no probs but only for between 3-4 hours. I have to say that taking these tabs does'nt do anything to extend my sleeping time so i'm thinking should i just take 1 tab when i wake up after the usual 3-4 hours or should i take one 5mg tab before sleeping AND another 1 tab when i wake up or just take 10mg when i wake up. What do you think @sheryl111080 ? Your advice would be appreciated along with any BM's, TIA

Just found the process, i did'nt realise it was that easy lol

The total bill was made up of 800B for the clean, 500B for the x ray and 100B for sterilisation but she was a real pretty young gal when i got her to take her mask off lol, the 800B for the clean is pretty standard where i live in Korat.

Now i'm very new to FB and as a confirmed com dino i'm struggling with it. Is there anyway i can get in touch with friends like you from many many years ago if indeed they are also using FB ? I'm not aware of any process and i have tried to find one. Thanks for any help.

I went to my dentist yesterday here in Thailand at a local clinic, what a pleasant experience it was. She was totally professional and x rayed my teeth and then discussed with me any problems with them, then proceeded to clean them and did an excellent job, cost 1400bht.

Bingo, thats exactly what i had done on the effected area, no more leaking for the first time in 15 years. I've lost count of the number of workmen that have attempted to solve the problem including the developer who built the house.

FYI guys......

I had that carried out by a company in Bangkok that used to advertise in the Bangkok post, cost 13K IIRC. It never solved the problem, the leak continued.

I live in Thailand and could'nt GAF whats happening in any other country. To be fair i did in fact mention dear ole blighty which is the only other country i have experience of its medical services lol Have a nice day.

Guys, I have a story to tell of an unfortunate experience i was subjected to in a private hospital that was in mine and my Thai wifey's opinion (she was in attendance with me) utterly appalling and totally unprofessional and demonstrated what a piece of s... this so called doc was. Never in a million years would i have received the same treatment from a doc or anyone in the medical profession in the UK. But i will refrain from doing so as i've already said enough imo, if anyone's interested i will PM you in the next few days, i've got a busy time ahead of me.

I do exactly the same thing due to the ''white coat syndrome'' ????

Guys i'll restrict my posting to replies, its not very nice if i don't reply. Good point but i've never experienced this practice in any doctors surgery or any of the private hospitals i've attended in the UK(the doc would take if he deemed it necessary) . I would also add i don't see that could possibly be the case due to the ''white coat syndrome'', it would never stack up in a court imo

Right, i'm going to excuse myself from this topic, i've said enough. Long live the rip off private hospitals.........

Before you even get to see the doc you are required to have your blood pressure, height and weight checked, i wonder why ? I know, its good practice, its got nothing to do with money lmao. Its a shame our UK doctors surgeries don't do the same thing lmao again.........

Your post is so very true in every respect, i too flit from one of my local government hospitals and one of the private hospitals according to my needs. I have to self insure as my pre-existing conditions prevent me from having insurance so i'm conscious when it comes to the treatment/bills i'm going to be presented with. I imagine because most of the customers that present themselves to private hospitals are probaly carrying insurance and could'nt care a less how much the bill is as they are not paying it tends to fuel the rip off practices. All those that are carrying insurance imo should take more interest in the makeup of their eventual bill and how its arrived at then perhaps their premium increases would not be so upsetting and eye watering.