Thailand J

Kamala can handle herself just fine.

My fav tofu is from Big C. I cook Mapo Tofu at home often, with about 200g mince pork, red chili past (Daubanjiang), Chinese cooking wine.

Kao Gang is where they give you a plate of rice and you chose two or three precooked sides placed on the same plate. Kao Gang at Pattaya Terminal 21 food court is very good. The pork pumpkin massaman curry is delicious.

Whatever the reason for the latest volatility, I hope it is over. Volatility index VIX is now at 14.8. My investments mostly are back to where there were, BRK B is the best performing, up 22% year to date.

Apa Talay Pao Jomtein. Not the cheapest but good. Price includes soft drinks. Buy 3 beers get 1 free. Roast duck was very good at Jomtein branch .Ayuthaya branch didn't serve roast duck when I went there. There are two similar buffet restaurants side by side, dont goto the wrong one. Live band is very load, don't sit too close to the stage. https://maps.app.goo.gl/Xdt8csrgcMNFNR5s6

Watched this yesterday.

Mix Borax with sugar, put in bottle caps place under the sink. No ants, no roaches.

Brk B is up 21% year to date. Buffett will be 94 next month.

Nasdaq Composite Index is up 25% year to date. Tech sector funds such as QQQ VGT are doing very well.

I will get the second shot when the time comes, vaccine reactions are unpredictable, not something I will worry about, just be prepared.

The new pink line has a station right in front of my bangkok condo so it's easy to goto Travel Clicic. I paid 6060B on July 1 for Shringrix. As i recall the advertised cost was 5400 not 5199. The advertised cost does not include doctors fee plus after hour fee outside of certain hours. Make sure you clear you schedule for the next few days if you decided to take the vaccine, the side effects may make you feel sick. For me it was joint pain, fever, headache, just like a bad flu minus the coughing sneezing.

I am sick of Fidelity. To add a Thai bank with a standing order on file you'll still need a medallion signature. If I do not transfer money for some time all of the links to my banks disappeared accept one. I have 30+ years account , this happened a few times. Now I just have one domestic bank linked. I don't bother to add the disappeared links back. I am using Schwab for money transfers, where I can add any international bank online.

S&P 500 index is up 17.5% year to date. It was 5572 at last closing, will it be at 15000 by 2030? Tom Lee thinks so. https://www.fool.com/investing/2024/06/25/1-index-fund-buy-before-it-soars-174-wall-street/

iTind. Something new at BNH. Suitable for those with prostate volume <60ml. Treatment is effective for 3 yrs. https://www.bnhhospital.com/itind_en_/

Looks like you can only create a new mySSA account with Login.gov with a US address.

How did you notify SS of your address change? Previously SS changed my address automatically when I used a new address on IRS form 1040. Now with ID.me I can log in to mySSA account to change address.

There have been talks about taxing capital gains of very wealthy individuals, I am not aware of any proposals to tax all unrealized capital gains market wide in US. Am I right?

Let the U S billionaires worry about the wealth tax. Thai RD is about to tax your Roth IRA distribution.

Can you imagine Biden or Trump announced 35% tax on long term capital gains? What a joke.

I cannot imagine paying Thai IT on my income. I'll have to stop Roth conversion, still I have high dividend, and capital gain some years. I'll have a pied-a-terre here and there, I don't have to be away 6 months continuously. Imposing existing Thai tax codes on US income is just as ridiculous as to expect someone with average Thai salary to live in US.

Got it. Jomtein.

In my post above the results will be the same, if the IRA and Roth IRA are invested in the same type of investments and the interest rates are the same, also I assumed part of the distribution from the IRA is used to pay tax and the remaining goes into Roth. But most people would just do a rollover conversion by depositing the entire distribution into Roth, and pay tax out of pocket. Entire distribution is allowed to grow in Roth resulting a bigger tax free payout in the future.

Pay tax now or pay later the results are the same. if you invest in the same investments and if the tax rates are the same. Say Balance=B, Tax=T, Growth=G Conversion means tax the balance and let it grow in Roth and withdrawal tax free, Yield=B x T x G, tax comes first. Let the balance grow in traditional IRA and pay tax at withdrawal. yield=BxGxT, tax comes last. My math teacher told me AxBxC=AxCxB, so BGT=BTG, if you invest in the same investments( same growth G) and if the tax rates (T)are the same. Tax rate is the tricky part, you'll need to compare your present tax rate to your anticipated future tax rate to see if conversion is for you.

I don't think you can eFile 1040 on IRA account. The only site I can create an account to eFile without a US phone number is OLT.com. Now that I have an IRS account I don't mind filing 1040 by mail. I will know if something went wrong and if it didn't reach the IRS.

It's useful to have an IRS account. Paying tax is simple, as bank information can be saved. Good bye Direct Pay and EFTPS.