The serenity plans it just says 'to be considered' The elite plan it says 'Possible full cover after 2
years moratorium in case there is no event (in or outpatient) connected to the preexisting condition'
So it doesn't say they will cover something after 2 years but they might.
Another thing about wrlife, they don't raise your premium if you have no claims that year. But if you have a claim your premium goes up 3% the next renewal.