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rwill

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Everything posted by rwill

  1. Yes if you leave at least 2,000 baht in the account they will not charge fees for inactivity. If less than 2,000 baht after a year they will start taking 50 baht a month until the money is all gone.
  2. When you open a Schwab One international account you don't automatically get the debit card. There is another form to fill out to request one which also gets you checks you can use. I don't use the debit card much to get money from an ATM but if you do there are no fees plus they immediately refund the fee charged by Thai banks. If I remember correctly the daily withdrawal limit is $1,000 but you can only withdraw $500 at a time. If you try and withdraw too much they lock the card and you have to contact them to get it unlocked. I found that out the first time I used it and tried to withdraw the $1,000. Also when I wire money to my Thai account they show a $15 transaction fee but that is immediately refunded too. So sending money to a Thai bank is free. (Except they don't send in Thai baht so you are subject to the exchange rate the Thai bank gives you.)
  3. They ended up taking my Thai Drivers license as proof of address. Your address is on the back side of license. Good thing about Schwab is you don't have to have anything translated for them. They do that themselves. If you have any utility bills in your name they will accept that too.
  4. It can happen in any country with progressive tax rates Sometimes a raise becomes a demotion when your income just bumps you into the next tax bracket.
  5. I had a Thai person tell me one time they had to burn leaves in Thailand because they don't decomposed here like they do in other countries.
  6. It's fairly common to get some eyelid twitches.
  7. Several years ago I downloaded the form from the immigration website. Filled it out and brought to immigration. He looked at it and asked me where I got it. I told him from their website. He handed me a blank form to fill out again.
  8. About 8 years ago I rescued a young girl that was drowning in a local reservoir. By the time I got to her she had gone completely under. A guy had taken a group of kids to play there and she wandered away from the group. No one but me and my wife saw her, our dogs were swimming near her. If we had not seen her she would have been dead. After we got her back out he came over never said a word to the wife and I. Just started yelling at the girl. (probably telling her how much trouble he would have been in if she died)
  9. They will not send it back. Option 3 is to abandon the item. Someone there will keep it. I had something similar happen with a different item. The first email asked for a copy of my passport. After I sent it they replied back that a copy was not good enough and I needed to mail my passport to them. Which of course I refused to do. It's best to tell Amazon what has happened. They might credit you for the item.
  10. Video is from last night in Ratchaburi. Photos from a few days ago. Construction worker at our property was commenting about how foggy it was that morning. I was trying to explain to him it wasn't fog. You have to love sugarcane season. 20240213_192106.mp4
  11. A couple of things I noticed in the General Terms document. 1) Under the Accident extension package, item 5.4 it says "f the Insured is admitted to hospital as an in-patient for more than 48 hours as a result of an accident while staying abroad, we will pay to the amount stated in the schedule for each day of hospitalisation (from the 3 rd day inclusive) up to a maximum of 10 days" So you aren't covered for the first 2 days or after 10 days. 2) Article 8 Special exclusions, number 2. "deterioration of Pre-existing Medical Conditions or recurring illnesses;" So I would expect a lot of stuff to not be covered if they determine it is pre-existing even if not specifically excluded in advance.
  12. While IBIS does allow pets I don't know if they are exactly pet friendly. There isn't really any areas set aside for taking your dog out to potty. I did bring my dogs with me once to the Bangkok Riverside one. But having them do their thing by the pool didn't seem very nice to me. So after 1 night I drove back home and left them there for someone else to watch. If you look on sites like booking or agoda you can filter for pets allowed too.
  13. I've been with SCB for over 10 years. I haven't had any problems with their app. They only thing I can't do with the bank app that I could do with the online banking is transfer money into my fixed account.
  14. Why not find some good fitting ones at a mall store. They will cut them to length for you while you wait for free. Usually takes about 30 minutes.
  15. Lot's of businesses here claim the road in front of them as their property. The police allow them to do so. So while they do not own the road they are allowed to act as if it is their property.
  16. Last month when I did my extension my bank, SCB, only did a 3 month statement plus the letter. I thought maybe it was going to be a problem but immigration, Ratchaburi, took it without saying anything. I also had copies of all the pages in my bank book. They do demand to see an entry in the bank book for that day. So I deposit 1,000 baht each year when I do the bank letter.
  17. You should avoid artificial stuff too. There are some other natural sugars that are way better for you. Allulose is one but it is way more expensive than cane sugar. Same with monkfruit sugar.
  18. It isn't just sweets. The regular food contains a lot of sugar too. At our friends restaurant I saw them making Moo Krob one day. Before baking it they boiled it in a large vat of water. Before adding the pork belly they dumped in 5 bags of sugar into the water. Most restaurants also have sugar on the table to add to the food. I was checking out some fish sauce. A lot of it has sugar in it too. Around 2% sugar. I try and avoid sugar but I know when I eat out I am getting some.
  19. They did not. His extension expires this year, next month. His passport expires next year. When he extends this year they will only give him until the expiration date of his passport.
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