Nemises

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So most doctors are “a bit silly”. Go it 👍 The best room temperature for sleep is approximately 65 degrees Fahrenheit (18.3 degrees Celsius). This may vary by a few degrees from person to person, but most doctors recommend keeping the thermostat set between 65 to 68 degrees Fahrenheit (15.6 to 20 degrees Celsius)for the most comfortable sleep. www.sleepfoundation.org

Livin’ the dream 😭

28??!! No thanks. Most doctors recommend keeping the thermostat set to around 20 degrees Celsius for the most comfortable sleep.

How one tweak can give us an increased pension! The Age Pension is meant to be a financial backup and the superannuation system was designed to support us in a comfortable retirement. Still, increasingly older Australians are falling into poverty, so what’s going wrong? It’s estimated one in five older Australians live in poverty. At the September 2024 indexation, the Age Pension single payments rose by $28.10 per fortnight, while combined payments for couples increased by $21.20 per person. That’s an increase of less than 3 per cent, which in no way covers the rising costs of basics such as energy, food and insurance, some of which have increased by double digits. World Bank data has revealed that Australians pay up to 41 per cent more for meat, up to 45 per cent more for dairy and as much as 46 per cent more for fruit than other countries. Add to that the increasing number of Australians heading into retirement with a mortgage or renting in unstable private markets with ever-increasing rents. Far from a comfortable retirement, many older Australians are facing a grim future. So what’s the answer? A recent report by The Australia Institute claims there is one simple tweak that could easily alleviate the problem. The institute wants to remove the massive concessions to those retiring with millions of dollars and use that money to increase the Age Pension. New research by The Australia Institute has found that Australia spends almost as much giving tax breaks to wealthy retirees as it does providing a safety net, the Age Pension, to those with little or no retirement savings. Click here for source

Keep your money in your homeland - all of it withdraw-able at anytime - but tell the TGF that only limited amounts are made available every so often such as annuities, dividends, pension payments etc. Your savings are now safe. She now needs to budget this income. You no-longer have a bottomless pit for her and family to drain. You’re are no-longer worth more to her dead than alive.

Too funny. Things a little boring in the village?

Where do you buy this?

Mrs N can do it long time 😀

Is that you Bob?!

Young Thais skylarking on motorcycles? police laugh Young foreigner does the same thing? front page news Amazing Thailand

This 71yo Aus guy who’s just moved to Thailand (Surin) for a more affordable lifestyle is claiming that the OAP isn’t available once you leave Aus. Hope he joins AN and reads this thread for our expert advice on this topic… “Expats do not receive pension, despite in my case being an ex-Royal Australian Navy member and having paid tax for over 50 years,' he said. 'Once you leave Australia, that's it - you're responsible for funding your own retirement. It's one of the few countries in the world that applies this rules, and I think it's wrong.' Before making the move, Greg was aware that he would not be receiving a pension in Asia so he excluded it from their overall financial plan. 'For anyone contemplating doing what Yuri and I have done, it's important to factor this into your finances if you're on a budget,' he said. 'Did it influence our decision making? Yes, several features were deleted once we became aware of the pension not being available.” The comments section of this story may also be of interest. Lots of posters arguing both ways if the OAP is available once they leave Aus. https://www.dailymail.co.uk/femail/article-13964431/Great-Australian-Dream-Thailand.html?ito=social-facebook&fbclid=IwY2xjawGCnypleHRuA2FlbQIxMQABHX8K1c_ARxBKuPjNSDHVYJdzz_s0JBoGDo9MPnfnBqR7NNlbJB7mtWcAiw_aem_lijYVw73iTxx5zxSwhI7Dg#fi7q0dn6eq

90% of pensioner’s who own their own home can no longer meet basic living costs. …singles need $595,000 by retirement age, plus a part-pension, to have a comfortable retirement lifestyle. These estimates assume you own your own home without a mortgage…. https://www.fool.com.au/2024/10/05/pension-and-home-ownership-not-enough-to-meet-basic-living-costs-in-retirement-survey/

Why did it shut?

Trying to stem tides of AN threads? Good luck with that 😂

The first 3 or 4 posters also answered a completely differently one also, so I followed their lead. You didn’t quote them for some reason. Interesting.

You are wrong I did read the question. I answered similar to how others before me answered.

8 times a year! 4 to the homeland (just me) and 4 with the TGF for holidays to other countries. Life is good 👍

You mean controlled crossings with big red lights like this? Right at the start of the video, look for the 23 seconds left on the clock to safely cross. E5426DFB-36FA-4DF1-A1AC-C430B769C4FC.mov

Many do.

$310,000 Pension reduces above that amount.

Small? The monthly AU pension is equivalent to about 50,000 baht and indexed. A single AU retiree can easily survive on that amount in many parts of Thailand.

Yes I know all that. My point is that the DH fails to mention that his $240 deal is not available to anyone else on here. It’s therefore worthless to this discussion.

Your $240 a week rent deal is not available for anyone else and is about a third of what a AU city apartment lease is these days, so no point continually boasting about it, over and over again, on multiple threads. Amazing.

That's more like a wine cabinet than a bar! But yes, it's definitely a bar, thanks again. Think I'll keep hitting the business class bar, more social 😀🤫