Myy Visa card gives me close to bank to bank transfer rate, and with no transaction or cash withdrawal fees, I’m left to each bank withdrawal fees, on top of that, up to 45 days interest free transaction.
Withdraw 30k on your Visa card at atm, check the actual cost in your credit card statement, and check bank to bank exchange rate minus your local bank fees. Yesterday, my Visa card would be brake even with my Visa card.
https://www.bangkokbank.com/en/personal/other-services/view-rates/foreign-exchange-rates