Liverpool Lou

As the layman that he clearly is, perhaps he wants the peace of mind of a guaranteed income every month for the rest of his life without the risk of market movements.

That is obviously what he is asking...use an IFA or deal with an insurer,

An IFA would do the work for you but will not do it free of charge. If they do not charge you a fee, they will be remunerated with commission by the insurer that they recommend and that commission comes out of your annuity purchase funds. All the insurers will pay the IFA commission. If you agree to pay a fee for the work you must ask the IFA to refund any commission he is paid to you. If you go directly to an insurer, there will not be an up-front fee to pay but there will be policy charges that the insurer deducts from the annuity funds. No professional service providers, be it insurers of IFAs work for free.

That is exactly what he needs to do to be completely above board. No need to complicate things "the easy way" by giving the German bank false address information.

Perhaps their relocation was the choice of the victim and his family and said something about the school in general.

"Wealthy Britons Flee to Italy and Greece Ahead of Tax Hike" No one is "fleeing", some are moving.

According to a Ukrainian media outlet site.

That was eight words.

What the duck do you know about "most of us here"?

Jesus Christ....

"...the tubby girl serving..." She may have been confused by the action of the tubby foreigner.

depence what you buy. For example i buy Toilette paper, the bag is free "depence what you buy". No, not necessarily, if I buy any more than a couple of items at my local 7-Eleven, of any description, bog roll or not, I always get a bag that is never charged for.

Being a Thai prostitute or an LB isn't an offence, soliciting is and I believe those black brasses make their soliciting glaringly obvious.

It's irrelevant, the exchange rate is not negotiable, take it up with the DWP and the bank that it uses to send your pension if you have time to waste, we get what we are given. Ten days ago I got a 42.54 rate and the previous month (28 days) 41.42, calculated using the amount credited to my Thai account.

"So passé". So pretentious!

Don't need to.... statistics show that the likelihood is very very very very high Which "statistics" are they that you have access to, can you share the source?

No it is not. Can you read English or Thai? It is, and I can.

Coconuts? And it's a two-year old article? Great place for legal advice!

Vaping isn't. but possession of the devices is, so it doesn't matter if they're vaping or not.

Nonsense. It is the possession of vapes that is the offence, doesn't make any difference if they're in you pocket or you're actually using the vape.

The "fact of the matter" is actually that some people/organisations say that it is less toxic. That doesn't make it factual.

"This one"? She was responsible for other murders?

Highly unlikely. "Highly unlikely", based on what?

Which ones aren't? Most of them.

They said he had to sell in order to cover the legal fees so make of that what you will. Exactly, I'll make of it what it actually said. It did not report that the legal fees were the cost of the villa.