KhunLA

If you got a college education, and you can't manage your budget to pay off a $17k USD student loan, then you surely wasted your time & money on a college degree. From the link (apparently few read): "Federal reserve data shows that the median student loan is about $17,000. About 17% of borrowers owe less than $10,000, while about 7% owe over $100,000." The price of a just OK new car, and I bet many have one of those sitting in their driveway. Pay your damn student loan ... ????

According to the site, you ain't gettin' in without it ... mask.

Obviously not me .... https://www.asew-expo.com/2023/en/rules_regulation.asp

Also noticed more than a few Atto 3s while out & about lately. Quite the nice looking ride. Along with the Ora Good Cat, though more of those 'locally', while driving between Krung Thep, Hua Hin & PKK & Kanchanaburi

Quick update, MG ZS EV, still lovin' it ???? OK, no surprises, 10k kms check up done. Did a couple O&As this month, hence update, paying more attention to #s. I always state ~360kms per charge, or more, and that is still accurate ... around town, with 60 & 90 kph being the speed limit, per se. Don't do much 90 kph, as everything is close, unless short local O&A. Mixed driving, and we get 360+ per charge. Now, over the road, the past 2 long O&As, then closer to the 320 kms per charge (WLTP rating), and considering doing the speed limit (90 kph) when possible, that's impressive, since almost 2X the WLTP testing speed of 47 kph w/perfect conditions, which obviously, TH is not. Speeds fluctuate between 80 - 110, high end when needed, passing or whatever, but rare that I go over the 90 kph. Find when arriving somewhere, or done highway driving, we usually average 80 kph, using distance/time calculation. That's also with the car full running w/AC on, during any stops. Also AC on when topping up, we'll call that 'accessory' mode. So not bad at all, with all things considered. Dog needs her AC, though uses very little when stopped, whether full on, or just accessory mode (when charging). Long O&A, mostly open road driving, and 320 kms per charge, using ~14.7kWh/100 kms, says the ZS, and very accurate, as are all the ZS's readouts, estimates, before, during, after the journey. Actually impressive. Local O&As, and around town, 360 or more kms per charge. Have another long O&A coming up after the 10th of this month, and probably till August, if not bored early. Family thing at NBLP, then do the N side while up that way. Starting to get a bit bored with the S, as cut our last usual loop short after 10 ish days. Too many tourist here ... damn annoying ???? me me me ???? For those MG owner, took us forever to figure out how to lock the car, running, with AC on, for the dog. Leaving full on, or compressor doesn't engage, if not 'on' or plugged in. You have to wind down window, with fod in pocket (don't forget), lock door from inside button, then wind/press button to put window back. Yea, technically, someone could steal the car, until they turn it off, then can't restart. It's insured, just leave the dog tied somewhere before you take it ????

Just noticed (peeked), yes, Jan 2024 ... smog season, along with peak tourist season, so when on hwy#4, suckin' in the good sh!t. People might want to give that a pass ????

You must of read that somewhere ... ???? Red hanky/bandana, hanging out back pocket ... oh yea, let your freak flag fly ... ... I must of read that somewhere also ... ????

$0 - $0 You take out a loan, YOU pay it back, not me, not my taxes, well, whoever is still paying taxes. Nobody paid my bills, gave me money for college. Everybody wants it given to them. Work for it, and you might appreciate it. Fed backed loans apparently aren't that hard to get. Try using it, get the education and the job, and simply pay it back. USA, still land of opportunity, IF you work it. Sooner or later, you run out of other people's money. Keep buying votes, but can't pay the bills. Cost everyone down the line.

It's still a lot of money, and why as the OP points out: "The White House had previously estimated that almost 90% of US student borrowers would have qualified for relief under the plan." Since my one brother retired, I don't anyone that makes $125k a year, from a salaried job. The most I ever made (salary) was $50k a yr, and sadly, do to the company/NWA, crying the blues, and filing bankruptcy and being taken over by DL, almost 20 yrs later, and coworkers I left behind, were still making the same salary, after finally regaining their 'paybacks' ????

Up to $125k = less than $125k ... in my world, but thanks for simply repeating the obvious. $250k for married couple ????

I've had few give me the evil eye, but calves were around, and I was eyeballing them, so fair enough. Aside from that, never had a problem, and wouldn't be concerned myself, as even I could probably outrun one. Wouldn't take my eye off them if nearby or walking past though. Domesticated or not, still a recessive instinct'd wild animal.

train your dog to chase them ... or the enclosure idea, as would be nice to have shade also.

Dining out, western food in not cheap, usually. Especially if at a 'farang' managed restaurant. Thai places, not too bad. We cook & dine in mostly, as just do a better job at it. Have a couple favorite local restaurants, and I'll usual order what we can't or won't make at home. Nice just to get out of the house once in a while, and not have to do dishes. Don't agree with folks saying 'meals' start at 40 baht. Plates & bowls of food start at 40 baht, but yet to have 1 fill me up, and count as a meal. A meal out of late, runs about 200 baht for me. Maybe 300 baht, and I won't have to make a sandwich at the house 2 hours later ???? We 'waste' more money on our coffee & sweet tooth stops, as can hit 3-400 baht for 2 of us, easily. That's only a beverage and pastry each, 40-60 X 2 & 65-125 X 2. Pretty much our only vice, as neither of us drink alcohol much, and never out of the house.

Hmm ... my first 2 were in UT, and the first one, I had to ask 3 times, before they agreed to do it. Think they got tired of me asking, but didn't need to get anything from embassy, and pretty sure it was just the blue book, in 'girlfriend's' name (not married), and PP. Same with 2nd one, (UT), as still not married, using just the new blue book & PP. Current one, same, but married, and @ PKK

If you knew what was in the scheme, you wouldn't have made your previous comment, how the system is against the poor. As it would be the poor, subsidizing those making far better salaries. Again, up to $125k a year. How many citizens not having a college degree, not making $50-$125k a year, do you expect to subsidize those college grads making up to $125k a year. Not prob, can't afford all the krap you have, but we'll pay your student loan for you. No deflection there.

So you post an opinion, but didn't read or understand the OP, or the policy it is talking about. Actually, if you search the internet, you'll find more than a few stories of high salaried folks, who simply don't pay back their student loans, especially federal insured loans, as no major repercussions. you pay for, I don't want to If the fed comes after you for repayment, just buy my stuff, w/payments to show you can't afford to repay student loan, as it will burden you lifestyle. The system is screwed up.

Anyone considering the folks who couldn't afford to go to college, or qualify for loan, now working a job, not paying as much as a college grad, who got the loan, education, and now working a better salaried job. They would have been forced, via their tax $$$ to subsidize someone's education, that they couldn't afford for themselves, and to folks making much better salaries, up to $125k a year. Does that sound fair ... ????

Yes, being married seems to makes everything easier, unless getting a divorce without paperwork protecting yourself. Although, 1st & 2nd yellow book, I was not married. Only with current yellow book.

Sold houses in between books, along with living in rentals, and not having yellow books. So no, not transfers and started from scratch. New houses, not done, when old houses sold. Wife not even having her blue book yet for new houses.

Did you read who would get their loans forgiven ? Far from the 'class' that need a hand out on the high end of allowed salary, up to $125k yearly income.

No need to pay more than 5k THB for comfy housing, if that's your choice. Personally I'd choose townhouses over condos, as probably wouldn't use the amenities, (pool/gym) if having. Prefer less neighbors, ground floor entrance, and parking right in front of the house. Usually more m² for the same price w/kitchen for home cooking, vs a condo or rented room, on that low end price point.

That's a complete different experience, and so glad I've lived where I have. Some of these stories, Bkk, Phuket, Patts, Jomtien are just crazy. Things they won't do, or will do, but with silly paperwork required.

They will have a 'support' vehicle, and if on the tail end of the riders, a great help in not getting run over. Even that has not helped some though, as remember reading news-blips of an oops into a group of cyclist. I've driven those routes numerous times, and a few iffy spots I wouldn't want to be cycling at. Nice ride though.

Again, docs care about one thing, if you are male or female, as treatment is different for different ailments that only each may have. Here's to add to the silliness, as if a doc needs to be told, you don't identify with any or multiple genders ????

It's not needed, but I find it very convenient to have. Just saving trips to Imm & paying for a CoR is enough. I've had 3 yellow books, and one of the easiest docs for me to acquire here. Only thing easier to get, was Pink ID, and taking 5 mins at the same office, same day. Not sure why others find it complicated. Simply walk in, ask for it, provide blue book & PP, and walk out with yellow book. Really was that easy each time. Twice in Udon Thani, once at PKK. Some DLT offices, at least my local one, still wanted a CoR to renew DL. So I went to a different one, actually on the way to Imm @ Hua Hin, (100 kms from home) and they accepted the yellow book. Saved me a further drive & 500 baht, along with probably a half to one hr wait at Imm for the CoR. In that aspect, the yellow book has been easier than getting the CoR, as need the same paperwork, actually less, than asking for CoR, as Imm (UT) wanting to see a lease the one time I got one.