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J Branche

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Everything posted by J Branche

  1. What are you on about high quality corporate debt is some of the safest investments you can make besides CD's which offer half the return. You want to stagger the maturity dates over many years as the burn rate will start pulling down your asset value. Set up transfer on death and a will in US.
  2. I understand your objective there are some challenges though. If possible Best invest in high grade high yield corporate bonds. That expire in at different times, this would allow the money to grow, be taxed and theoretically last approximately 7.5 years at a 400,000 baht a year burn rate. I can count on one hand the people I would trust with any larger sum of money including lawyers, accountants and such. I would not mess with index funds as the market could sell off for years and they would not see a return possibly. There are some oil bonds Valero, etc that have 10% yields make sure you look at YTM yield to maturity percentage as that is what you receive. Good Luck.
  3. Probably waiting for taxi to push the automatic open/close button for the door and decided to catch a snooze. I have heard that in Japan after a night of drinking they sleep it off on a bench or somewhere before making it back home.
  4. Some good info here. I've looked into and one mentioned the person should have "No ties" to the US, friends, maybe, Boyfriend or Husband. Key points I've read most places here are the same. Finances in the bank Solid Job or Business in Thailand to return to Family, Children still residing in Thailand Previous travel (probably past 5 years) to other countries. The persons Age was mentioned here but not heard that before. I've read to the paperwork, visa expense, US Embassy visit make it challenging for someone who just wants to visit for a couple of weeks. Funny, US let hundreds of thousands walk over the southern border. It would be amazing if they had a better system, that was a better balance of allowing tourist but reducing the human trafficking aspects.
  5. Duck Donuts are fresh made with small machine when you place your order. They are cake style donuts. If they carry the same concept from the US they have about 20 different toppings to choose from. It would be worth a trip to visit if staying around that area. My favorite is peanut, chocolate, coconut.
  6. Yeah, probably not a good idea to fly a military plane into an active war zone. Besides the Israel missle defense system identifying the aircraft as a threat, the Israeli Air Force taking resources away from Gaza I believe all their man power and focus is on ending this conflict in record time.
  7. One of the reasons I left the US was to get away from all the bias propaganda they try to pass off as news. A few solid top journalists still around but most have stopped their medication and have resorted to supermarket tabloid quality reporting.
  8. All you guys who do Not want to give him a break because of circumstances have proven they either have not experienced what this man is going through or lack basic understanding of human behavior. I can recommend plenty of good books for you on human behavior. If society gave up on someone anytime we were in need of help it was be a pretty miserable place to live.
  9. Yeah when your young, dumb, do not have wife, family, kids, maybe no job I guess these guys do not think of the life long consequences. Thai male culture is about being strong, tough. Army, Muay Thai, fighting with your friends. No surprise someone is going to take it to far and be missing a finger sooner or later.
  10. As someone who sold beer and wine for years it all depends on the brand and type that works for you. I do not get good sleep with 90% of the wines and beers out there but have found some with the right dosage that allow sound deep sleep.
  11. Easy send her to the salon when you have scheduled the exterminator. When she asked about the smell tell her you hired an exterminator to kill the Roaches as she said you could not, Not someone else can not.
  12. Yes as others have said get a Usufruct and Will with the house or land being given to you in her departure. Make sure they are properly recorded. Talk to the lawyer about the Usufruct because there are some details I do not want to post in public. If girlfriend objects, then look for house to rent as you know what her long term game is. Behavior is a good indicator of truth Not words from someones mouth.
  13. From my father " Bubba, things don't happen, you make them happen" Mine, "I would rather be a someone for a day then a nobody for a lifetime."
  14. Understand if she feels pressure as a TV host to seek beauty treatments. When girlfriend wanted Botox I did some research and quizzed the Doctors at multiple clinics. Thought she would do basic Due Diligence as her face was very important to her occupation.
  15. Oh God, Do I have to see another idiot pushing their dog around in a baby stroller why I do my shopping. I think I will import a Great Dane and side car to drive him around in just to see their expression when he leaves a monster size deposit in the middle of the store.
  16. Maybe with his salary and some government investment they could actually work on some of the developments in stopping mosquito reproduction and reduce spread of dengue, yellow fever and malaria. The Soi Dog problem any little bit would help. Next maybe a look at Temples and the enormous wealth they accumulate and making them account for and pay taxes. Also have to assist locals in need.
  17. Not familiar with Thai laws, in the US the signed contract is binding agreement. The landlord has the obligation to try to rent and tenant is responsible for lease up to when new lease starts. If people start taking advantage of landlords there will be minimum two months deposit and first months rent to move in. Then each contract will include a couple month early termination fee. Negotiate with the landlord. Explain you are not a rich man and that it is actually good luck for him because you think he can rent it for more money.
  18. Regarding home construction, In the US there are builders reaching new lows in build quality. It seems to look good enough to most people and they sometimes do not hire a skilled, knowledgeable home inspector which can be a big mistake later on. It is always beneficial to have a home inspector look over such a large purchase. I believe Thailand is doing somethings correct with Immigration. If they let to many foreigners with their foreign thinking, culture and customs establish communities in Thailand it will ruin the charm, appearance, and possible gentrification of many areas. Areas once affordable will see prices increase across the board.
  19. I keep seeing financial news about the China Economy slowing and the real estate companies failing along with manufacturing declining as possible reasons. There has been some abductions of Chinese so I can see some being concerned.
  20. Yep. No foreigners ever caught overstaying or working illegally in Thailand. The 800k is for long stay Not tourist. The 90 day report also long stay not tourist. I am almost always asked and given the discounted rate with Thai License of showing Retirement Visa Photo from passport. I understand that Thais see little wrong with working or staying in another country beyond what is allowed. When migrants or asylum seekers are welcome but Thais with foreign boyfriend's or husband's have to go through all the hassles seems like a double standard. I would not support my girlfriend going to the US, the country I once loved has spiraled into a bunch of entitled, whiney, rude, abusive, unreasonable people. I can see her disappoint when she experiences this first hand. The shame my fellow Americans would bring to me is a strong enough deterrent.
  21. This is Shocking News. I hope she makes a speedy and full recovery. Another bit of knowledge to add to my Thailand Survival Guide. It does seem that people learn things the hard way more in Thailand.
  22. Are these the same brakes that were used while parking in the hills in Pratamnak. Let's all be thankful the Tree stepped up and took one for the team. It would Not be good for tourism if those Chinese tourists had something more serious happen to them.
  23. I was thinking something similar. I always see people enjoying the beach under the shade of the trees. Unless they plant some shade trees I guess the only benefits are it would look good for tourism photos and would offer some protection to the existing infrastructure being damaged if there is a big storm.
  24. I think you will be happy with the Daikin. I bought the Mitsubishi because the price for Daikin was higher and the one I desired was marginally less efficient. Understand that the quietest fan speed may not provide enough air for your needs.
  25. Unless a bin is within arms reach Thai people generally just litter, it seems to be accepted. I call it Thai Lazy. Love most things about Thailand but why someone would have no pride in where they live and want it to look like a landfill for all the locals and tourists to see is beyond me.
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