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J Branche

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Everything posted by J Branche

  1. Product of an environment that has allowed and therefore deemed this behavior acceptable. The US is pretty screwed up. One minute they talk about inclusion than the first chances they get they are probing for ways to categorize and separate you from the masses. The US does not want to life in peace and harmony. Additionally there is the need to feel superior and important. They elevate their social status by any means possible to feel accepted and superior. Usually deflecting to hide many inadequacies.
  2. I'm not the sharpest pencil in the drawer but I would hope they look at incoming passenger volumes and times expected and schedule staffing appropriately. Then get a lead IT guy down and the PM and IT guy discuss if there are cost effective ways to speed up the process. Maybe discuss implementing a trusted traveler program like Global Entry used in the US. I understand the PM's concerns to get this figured out before the airport expansion is complete and projected increase of passengers overwhelms the systems even more.
  3. If you have a US Bank just download the app and deposit through the app into your bank. Wait till it clears then send money via Wise or other preferred service.
  4. https://www.rd.go.th/21.html scroll down to 21 November 2023 Questions-Answers about paying personal income tax according to Section 41 Paragraph 2 of the Revenue Code. You can use Google Translate. This is from the Thai Revenue Department. Additionally the US Thai Tax Treaty will assist with understanding potential tax implications. If you are classified as a Tax Resident according to the Thai Revenue department staying in Thailand for 180 days or more in a calendar year or by Article 4 Residence of the US Thai Tax Treaty found on the US IRS website. Please get your information from reliable credible sources so you may understand your potential tax consequences.
  5. Dude could have medical condition but that's why they have prescription drugs. Anyways hope he gets the help he needs. Someone mentioned blacklist. Airlines have a list and government has a list but two different lists. You want panic attack fly into Quito Ecuador at night between two mountain ranges with almost no light with some ground fog to land in.
  6. Thai culture teaches giving to someone or feeding dogs, squirrels will bring you good luck or bring good karma. A form of making merit. How is this person being a foreigner have anything to do with Thai culture and traditions.
  7. There was only 30 free seats and event is fully booked according to website. This event is for British tax payers. They will most likely Not speak about taxes or tax treaties for other countries. Hopefully the Thai Revenue Department will finalize and publish the taxes and how they will apply to different countries tax paying citizens soon. Really hard to plan or make the best decisions if you are not informed of the consequences.
  8. NanLaew. Thank You for this detailed response. It should help many in the future. I will be flying out soon so this makes it a lot less stressful understanding the process and where to go.
  9. Shut the border but how about deporting a certain percentage so we have a manageable amount to handle. In sensible person would run the numbers First and determine how many we can afford to support each year and set that limit each year. I never understood the US government always running the country with a debt that would take 20 years for the average person to repay their portion of $92,000 plus interest for remaining years.
  10. I thought Thailand was predicting low rainfall this year? Hope they like paying more for rice and other items. Coconuts increased 40% past couple weeks. Lady blamed no rain and fewer coconuts.
  11. "That's a fortune". I know I could take that amount and invest it and probably never have to work again and live a good life in Thailand. Just like the how much do you need to retire in Thailand question it depends a lot on what level of lifestyle and healthcare you require
  12. So I see this issue is unpaid bills. Hospitals possibly have difficulty receiving payment from foreign insurance companies. Tourist who visit with No insurance. I have trip coming up and a stopover visa has a charge for about 140 baht or $4 USD for a minimal insurance policy. This sounds very reasonable and could help reduce the potential payment issues and delays in payment from foreign insurance companies. Just a thought.
  13. If you want to analyze the deal correctly Work the Deal backwards. What is your potential Profits/Return on Investment? What are the annual operating expenses adjusted for inflation? How expensive is the specialized training to operate a sub. What is the estimated lifespan of the Sub. What are the Risks if you do Not buy the Sub. Are there cheaper, better ways with less operating expenses that require less specialized training. Have you budgeted for enough spare parts to keep the Sub operational when it is critical? A blind man can see that NO Thailand does not need a Sub. Government or Military WANTS a Sub, but first raise and refurbish the ship that sunk a year or more ago. I lived near a Submarine base for 30 years. The AI Tech and increasing IT spending will be of much greater benefit.
  14. I'm going to give my perspective based on what I understand about Thai Culture and my behavioral psychology studies. Some Thais if ordering drinks, food, etc will go to pay or order and unless the waiter or checkout person is talking with or checking out a customer's items a Thai person understand this worker to be Available. This is Thailand and things are done different even in different regions of Thailand. The Sign to Order Here in multiple languages is Not used. If you can get the workers attention and order the job is done. If you Queue or need to order stand as close to worker and try to get their attention. do Not wait for the worker to finish and look at you unless the worker has acknowledged you and signaled to wait. Additionally in Thailand we try to find a way to get along and live in Harmony. If you start to order and a Thai standing near talks to indicate they were next, Zero problem, Sorry and order next. Thailand is wonderful, most will not want to fight over a misunderstanding that is of low value.
  15. Yes Bangkok Hospital has many people off work at 17:30. Avoid the area near rush hours, late afternoon Sunday and between 16:00 and 19:00 if at all possible. Think Bangkok Friday rush hour to picture the amount of traffic and time delays.
  16. Also he aware that 1st Class insurance on New Motorbikes. Mine covers 80% the value of the Motorbike. Understand also that if GPS is always on, using Mobile Phone connection then it will drain the battery. Batteries seem to only last about 18 months before needing replacement.
  17. Sounds Good. Good Weather, Good Prices, Decent Public Transport if include Motorbikes, plenty to do, many entertainment choices, Many good friendly Thais, Good food. I'm sure all the negative Nancy's who in there mind still want to compare it to their home struggle with accepting the differences in Thailand. Just remember that most Thai people did Not have the same education, resources, training, Yet still built a country as good as yours or better
  18. Cancel the submarine contract. It has Zero benefits. No one is invading Thailand. First Thailand needs to collect tax money, improve basic school education, teach some English to students. Next you need to properly fund and supply the Government Hospitals. Then you need to keep investing in streamline routine processes and make as much as is cost effective available through a web or app. Then work of improving public transit and mass transit in certain areas. The Submarine would come ONLY after all the much needed improvements have been finished and paid.
  19. The Thai Government should KNOW this. Wealthy People generally hire very smart, capable CPA's Tax Professionals to structure their clients finances so as they pay the LEAST amount possible but still be Compliant with Thai Tax laws. The Revenue Department will need to spend XX money to hire skilled Tax Professionals, New Software for Many Many foreign income residents and spend Untold hours inputting the data. Will the Revenue Department make Any money in return? This is Not just Thailand, Every country that makes tax changes to the Wealthy soon learns the Wealthy are Very good at paying the least amount required.
  20. The deductible is thought of as a way to Save a little money for people who rarely need Medical Treatment or for who medical treatment would be less than or equal to the Savings from the deductible, Example Only. Deductible is 20,000 baht Original Premium 50,000 Annually Deducible Discount 8000 baht Premium 42000 baht Deductible 20,000 You may spend up to 8000 baht and Break even. But wait there is more. Some Health Insurance Offers a discount Example 5% for No Claims in 1 year. (I believe if you are paying within only the deductible that is considered No claims) Check with your Insurance Broker. 1 yr No Claims Policy Renews within same Age Bracket Next Years Premium 42,000 X .95 (or 5% disc) 39,900 Baht a 2100 savings. As you can See NO ONE on this Internet knows. You know your health needs and costs bests. Time for a little Maths to figure your needs.
  21. This is why we need to be clear, specific and have a will filed correctly in Thailand. We all need to understand that our relatives may leave or not leave or leave just a portion of property, asset, or money to whoever The Giver decides. Unfortunately there is usually a lot of I did this work, helped you with something, or entitlement of a son, daughter, wife, husband, etc. That thinks waiting until after someone is Dead to settle any debts is wise. Sad event, hopefully we can all learn something and do better in the future.
  22. 1st this is Not the place to answer these questions. Thai Revenue Dept has still Not answered these questions as of this date 1 9 2023 that I am aware. 2nd. The first 60,000 baht, first 150,000 is No taxes as it is a standard deduction under current tax rules. 210,000Baht You are US citizen, US Thai Tax Agreement and how Thailand will apply tax to certain US Foreign Income is Not decided, yet. I would talk with trusted CPA Accountant, maybe Thai Tax/Law professional until Thai Revenue Dept provides details for US Foreign Income. Remember you are not a tax Resident of Thailand until 180 days or you meet criteria defined in US/Thai Tax Agreement
  23. This is a Tax Bracket based on Thai Earned Income. This will need to be changed Foreign Earned Income by Non Thais is 2x, 2.5x, 3x, this amount for paying the same tax percentages. First Thing the Government needs to understand is the Wealthy can afford to pay the smartest Accountants, Lawyers, and Strategist to pay only the minimum that is required. Taxable Income per year(Baht) Tax rate 0 – 150,000 Exempt 150,000 – 300,000 5% 300,000 – 500,000 10% 500,000 – 750,000 15% 750,000 – 1,000,000 20% 1,000,000 – 2,000,000 25% 2,000,000 – 4,000,000 30% Over 4,000,000 35%
  24. Back on Topic. Pattaya still good prices for living (rent, food, transport, entertainment) If you are willing to look or ask it has a lot of activities not talked about a lot (wake boarding, dirt bikes, side by sides, aquarium, mini zoos) Cheap clothes at the markets, some good shoes ( most I add 40 baht insoles, 40 baht gel cushion)Still friendly, helpful, people working about. It is safe and theft and robbery compared to the USA is very low. Most Long Term Pattaya drivers are good (blinkers, rarely slam on the brakes, understand how traffic flows with motorbikes, etc. People generally try to live in Harmony. If you like warm, sunny days you found the spot. Things that could improve (local government) is easier availability of who and what department to call for potholes, street sweeping or clean up, dangerous lines hanging down.
  25. If 800,000 baht is allowed to be kept in foreign fixed rate bank account You would need to monitor the Foreign Currency? To Baht conversion rate possibly dropping 1 or 2 percent This is fixed deposit and if you are changing the amount The Months Immigration allows If you setup Baht currency alerts for when it rises or drops you can better transfer money at Higher Exchange rates and earn some interest while it is sitting in the Thai Bank. To clarify you would have two or three months safety net money in your Thai account to live off until Hopefully the conversion rate is favorable.
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