There was a popular financial advice book that I read over 20 years ago (forgot the name) that said the goal should be to die and have the check (remember those?) for your final arrangements bounce.
Of course for those that care about a legacy and leaving money to heirs that doesn't work, but I believed in it at the time.
My feeling now is that you should strive for a balance.
It's very important to not run out of money before you die so it's almost impossible to be able to predict events that way.
But too many reach a point in older life when they can and should spend more, but through a life of "saving for retirement" find that very hard.
As another said, the last months and years are often incredibly medically expensive so it's more likely you'll go broke then BEFORE you die, then just at that point.
No easy answers on this one.
So my response to the topic title is that would be ideal, but it's not even close to a realistic goal.