sometimewoodworker

The U.K. tax allowance has no effect on Thai tax. Tax paid in the U.K. on money subsequently remitted can be offset against your Thai tax liability U.K. tax liability and Thai tax liability are calculated totally independently, though the amounts of tax required to be paid are linked. Depending on the allowances you can claim in Thailand and the amount you remit from the U.K. there is an amount of Thai tax liability that cannot be reduced as the U.K. tax free allowance is much higher than the similar Thai allowance. However once you start paying U.K. tax the amount of Thai tax liabilities rapidly decreases due to the higher U.K. tax rate. TLDR each individual needs to calculate their personal Thai and U.K. liabilities and payments required.. It can be 1) no U.K. tax, no Thai tax 2) no U.K. tax, Thai tax 3) U.K. tax, Thai tax 4) U.K. tax, no Thai tax

Do not use plywood. Use at least 25mm MDF, on floating fasteners of possible, better would be 2 sheets with proper sound deadening mastic between them and a heavy rubber sound seal layer correctly isolated from the walls and each other, with a complete mastic seal between the boards.

That is a remarkably simple question to answer. The law is remarkably clear. You are required to notify the pension office if you do not live in the U.K. it is an offence not to inform HMDWP (this is a crime) If you are not resident in the U.K. you do not receive state pension increases A few countries have treaties that override this. If you do not like the law then do something about it, complaining in an overseas forum is a remarkably ineffective, probably useless action Depending on the people you talk to the vast majority of them have no interest in things that don’t directly effect them, many don’t know about things that do, or could effect them, this is despite most information being made as easy as it is possible. You do not seem to understand that the state pension has no direct connection to the National Health Service. I know that the Philippines has an agreement on state pensions. I have no idea if the NHS has any reciprocal agreement with them. My knowledge of the Philippines is restricted to the fact that the diving there has the largest numbers of marine species in the world (FWIW Normoxic Trimix & MSDT max depth 72 metres ) and is one of the most interesting and can be extremely challenging. That along with some general knowledge of a very few places puts into a category of places that I am unlikely to want to visit until I need to become non tax resident in Thailand. You keep banging on about healthcare as if it is linked directly to pensions and as if you should somehow have better treatment than the native population. Do you actually live in Thailand? Would getting the exact same 30฿ treatment be something you would want? As that would be what you would get if Thailand were linked to the U.K. healthcare system the Thai public hospital waiting lists may possibly be better than the NHS but probably not., the waiting conditions are certainly very different. TLDR HMDWP is not the NHS different agreements exist, different conditions apply.

And how is that relevant?

So they are committing benefits fraud qed are committing crimes. Exactly how is it relevant to the Thai authorities/banks. That HMRC and HMPO are not chasing them doesn’t make them less criminal. A crime by omission is no less criminal. Are you suggesting that they should say to the Thai bank/authorities that “because I want to commit fraud I should not have to complete your form“? maybe now you see exactly how ridiculous the idea is?

Actually it is. It is often poorly taught, and even more often taught in a way that the students find it difficult to learn, by teachers who have little to no ability in speaking it, but it is part of the core curriculum.

Because they have vastly more money than sense Not only that I actually have 2 from the tax offices + a Thai foreigner 13 digit number on my yellow book pink card

Sign in at https://www.tax.service.gov.uk/personal-account and you will see everything you could want.

Hardly, the forms were referred to and it is hardly rocket science to use translation software to read an approximation of the meaning. It is also not useless to see the difference between what is being asked of in Thai compared to what will be asked in the English version. Also while you may have no use for them you are hardly an indicator of those who have others who actually have a use for them. A knee jerk denigration hardy enhances your standing.

It was never suggested that they were

It is here https://www.rd.go.th/fileadmin/tax_pdf/pit/2567/271266PIT93.pdf This is a link to the translated page https://www-rd-go-th.translate.goog/65971.html?_x_tr_sl=th&_x_tr_tl=en&_x_tr_hl=en-US&_x_tr_pto=wapp

Regrettably the information you have means absolutely nothing. Everything you have posted is quite easy to spoof. Having said that it is very likely that it IS a genuine email, it has been sent to an email address for me that is exclusive to K-bank, this is not conclusive as it’s easily possible that K-bank has been hacked and the forms are a quite sophisticated way to get personal data. This is why I WILL NOT send forms with personal data by unencrypted email.

You either didn’t read or didn’t understand what you read. To quote

I received the e-mail. I will go into the bank at sometime in the future. I will not complete the forms and return them by email. The forms are not clear

The post was not targeted at yourself, though in a reply to you, it is worded that way because the seem to be a few who will virtually naysay almost anything posted , so it was a short cut to avoid useless debate.

I might be struck by lightning. Don’t live around here, in a village of about 400 one person was struck recently. So a 1 in 400 chance? Not good odds!

Of course and it will be in Thai They keep their financial activities private. Or even secret. How indeed?

To be absolutely clear the donor did not remit funds to their own account or directly for their benefit like a hospital bill, the donee does not/must not give anything directly to the donor, should they do so the gift becomes a tax evasion procedure so dangerously illegal. There nothing to stop the donee from allowing the donor to live in the same property and drive their car etc, though there are some who disagree. This is from direct professional advice. I will not get into a debate on this point, I am confident in the advice I have received. Of course you are free to disagree, as am I free to not engage. There was little incentive for the majority to have any knowledge or use of it prior to 2024, I’m sure that those with high enough income or funds outside Thailand knew all about it, or their advisors did. Personally I had no need to understand the rules or laws before mid 2024 Not at all you must be able to have absolute trust in the donee and your circumstances must allow for that kind of transfer of funds, along with the limits on transfers. There is a large % who are not now married, will not marry, many who say that they will not marry because of trust or money issues

There certainly is a scenario where this is possible That being one where the gift tax exemption is exclusive to Thailand So the fact of a gift being accepted but the exemption being denied as not in Thailand. If this is the TRD position then qed 5% tax Check with the TRD for the exact position, I strongly suggest trying to get whatever they decide in writing. From a tax point of view it certainly could be vital. my legal and tax accountant advice was that the funds with a supporting contract were to originate from my accountant outside Thailand and be received by the donee’s Thai account, thus I had no tax liability as I did not receive the funds and the donee had no liability as it was proven to be a gift. I did not investigate the gifting outside Thailand as the donee does not have an independent overseas account. this is exactly why you need OFFICIAL TRD information. It is extremely likely that there are hundreds of pages of tax information that is not published online or translated. For reference, HMRC has thousands of pages of tax information but only hundreds are online

Past performance is an extremely poor way of predicting the future, specially as the tax requirements have just changed and that the TRD is recruiting audit staff.

My reading and professional advice contradicts the idea of making the gift outside Thailand. The TRD has demonstrated that general opinions of unfeasibility and ridiculousness are not of concern to them. This exactly why you need competent professional advice possibly from the TRD or a Thai tax accountant. I can certainly imagine scenarios where gift transfers outside Thailand are not valid. Don't forget that the TRD is concerned with Thailand and Thai revenue. But speculation without an authoritative opinion is of little value. Take a 20 million Baht gift, within Thailand the recipient pays no tax. Should the RD position be that it must be a transaction in Thailand but the transaction happened outside Thailand there could be 1,000,000 to pay to the RD on remittance. With that amount at risk it is totally foolhardy not to get professional advice

That is exactly correct and is per year. For ease of proof should you, your wife or your children ever be audited you should draw up a gift contract, for each gift, that you and the giftee retain. Neither you nor your recipients have to register with anyone. only if the gift is in excess of the limit must a form be completed and 5% tax on the excess be paid

Individual audits have occurred there have been several posters who have documented them, I personally have been audited in the distant past. They are not something that is often talked about. I have no knowledge of your suggested “Thai way of handling one” I rather suspect that any suggestion of brown envelope handling (if that is what is meant) will provide an increased penalty if not free accommodation for a period. The figures for the numbers of audits may be available or they maybe undisclosed, the one point that is known is that the TRD is recruiting for the job, draw your own conclusions.

That could be the case. However take a situation several years from now, how are you going to convince a TRD auditor that every amount you say was a gift was exactly that, given that the standard approach of tax officials world wide is to regard everything as taxable unless you can provide proof that it is not assessable. I can provide gift contracts and bank records starting in 2024 when it became relevant noting that the audit could happen in early 2034. can you document every transaction you made in 2014? I certainly can not, I probably have no possible way of going back that far. In 2034 I will be able to provide documentation there will be no tax liability. Any audit will finish very quickly. You do you, you may be lucky, you may have a really interesting conversation with an auditor and a rather unpleasant requirement to pay tax!

Not sure what you mean by this. Do you believe it then would be be 'safer' to make the gift from the donor, directly to a Thai account? Or do you believe the gift regulations don't apply, to any remittances from a foreign account? That a gift (supported by documentation) definitely qualifies as unassessable when it is given within Thailand, be it Thailand to Thailand or foreign transfer into Thailand. i do not know (but suspect that) the situation suggested where the gift (with documentation) is given outside Thailand may well not be protected from taxation when remitted by the recipient into her account in Thailand. This exactly why the OP needs competent professional advice possibly from the TRD or a Thai tax accountant. NB. There are certainly different forms of gift other than money, as I have no significant items other than money that relevant to me I have not bothered with understanding the gift regulations for them.