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Everything posted by billd766
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Man charged with raping Ohio girl, 10, who was denied abortion
billd766 replied to CharlieH's topic in World News
Keep digging. -
Buying or leasing aircraft is the cheapest thing to do. The real cost comes in recruiting fully trained aircrew, ground staff, maintenance engineers, spares for the aircraft, buying aircraft landing, parking and take off slots at foreign airports. Add to that the extra cost of fuel and the dream of cheap flights is no longer available.
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At 78 I look at it a lot differently than you do.
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I closed all my UK accounts years ago as it was costing me too much money Sandy. I used to use my Lloyds ATM card to get my pensions back in the early 2000s and I went to PNG on a job to find that my new offshore bank manager in Jersey had frozen my account. It cost me over 100 quid in phone cards to get it re-opened and 6 months later I finally closed the account. Now Wise is my only UK bank and has served me well over the past 3 years,
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But not necessarily the quickest or the cheapest. What I like the most about Wise Is that once I start the transfer, I know the cost, the forex rate (guaranteed for the length of that transaction), the date and the time I will get my money. Doing it straight from the pension provider to KBank I knew none of these..
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I do my marriage extension on income only as over the years the forex rate has varied form a low of about 38 in the early 90s to over 90 in 1997 and slowly back down again to the current rates. In 2002 the forex rate was around 70 and I had another 7 working years. Unfortunately it ended up as only 4 working years, because as you get older less companies want you, even in the contracting field. The bit that confuses me the most is that there are thousands of "financial experts" world wide working for companies. If they are so expert, why are they still working for companies and not multi millionaires.
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Absolute rubbish. I am the same as Kwasaki which is similar to a lot of other expats in Thailand. I did all my financial planning years ahead of when I would need it. I moved to Thailand in 2001 and planned in 2002 when the forex rate was around 70thb/gbp, NOBODY could/can see much more than 3 months ahead to plan. Nobody could forsee the 1997 currency crash in Thailand, no the 2008 crash in the US nor Brexit. You make your choice at the time it suits you and hope you got it right. Whoop de do for you. Come back in 10 or 15 years and see if you feel the same.
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I get 3 pensions paid into Wise UK monthly. There is a small fee charged by Wise when I transfer to Bangkok Bank in Thailand, BBK do not charge a fee and when I transfer from BBK to KBank there is no fee either. I used to get the pensions direct to KBank but the problem with that is that I was never sure when it would arrive, never sure how much I would get and the forex rate would be KBank at the time. Using that system it would go to Citibank UK and then I think to Citibank US, possibly somewhere else and then KBank head office. There they would do a manual transfer in banking time to my account. With Wise I decide when to make the transfer. I tell them how much I wish to transfer and they give me a quote (minus 3 or 4 quid or whatever). That forex rate is valid for that transaction only. I get a tracking number so that I can see when, where, how much, forex rate until it arrives in BBK bank. from Sunday to Thursday transfer it is less than 24 hours. Friday and Saturday transfer arrives on Monday around 2pm Thai time. The exceptions to this are Thai bank holidays when it gets paid on the next working day. I have made a monthly/yearly spreadsheet which forecasts payment in UK day, payment in Thailand, actual pension payment as it arrives at Wise, amount transferred, forex rate and cash amount in Baht.
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Talks to Discuss Curbing Post-Holiday Activities
billd766 replied to webfact's topic in Thailand News
So where are they? -
The lack of skilled pilots is now causing chaos at our airports
billd766 replied to webfact's topic in Thailand News
Well unless the airport has parallel runways, 1 for take off and 1 for landing, the longer an aircraft is on the runway the bigger the problem. It is not simply a case of giving the pilot more time but the stack of aircraft waiting to land up to perhaps 50 miles or more miles out, and also slotting aircraft taking off in between landing aircraft. Any delay will eventually cause a go around for an aircraft in the landing stack which will affect the landing queue. This in turn will affect the aircraft gate and hold the outbound flights in a knock on effect. This doesn't count the extra fuel costs etc to the airline directly but it does detract from the crew flight time. On a small single runway airport with not many daily flights there is no problem. -
Prayut Earns Hefty Allowances For Chairing 52 Govt Panels
billd766 replied to webfact's topic in Thailand News
I know that he is the PM and he is also the Defence Minister. Does he claim the salary, expenses and perks for that also? -
Prayut Earns Hefty Allowances For Chairing 52 Govt Panels
billd766 replied to webfact's topic in Thailand News
Their might be a big lottery (over priced of course) as to who wins and gets to switch it on. -
He and the MPs he brought with him from the PPRP are only out for themselves and are not interested in the voters that elected them, They are cobras and nobody likes or wants a cobra. https://www.asiasentinel.com/p/cobra-phenomenon-thailand-politics Asia Sentinel Jun 5, 2019 The gains by Thailand’s military-backed Palang Pracharat Party in the March 2019 general election are due in part to massive election rigging and manipulation by the junta, afforded by the 2017 constitution drafted with the acquiescence of the state apparatus, particularly the Election Commission. “Cobra” is a Thai metaphor for a politician who defies his party directives and votes for the opposing party or the opposite bench. Cash rewards for such turncoats reportedly are as high as US$1.3 million while a reward for voting for the military-nominated candidate can run to the tune of hundreds of thousands. The name “cobra,” in which politicians thus seek outright bribes to switch sides, dates back to the late 1990s. The recent elections of the speaker and two deputy speakers of the lower house are cases in point. In the voting by secret ballot, some renegades from the pro-democratic front reportedly voted in favor of candidates nominated by the military camp. There is much more in the link.
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Can Thammanat deliver death blow to teetering govt in censure debate?
billd766 replied to webfact's topic in Thailand News
Well you have the option of skipping the post, skipping the thread completely or putting the poster on your ignore list. -
Can Thammanat deliver death blow to teetering govt in censure debate?
billd766 replied to webfact's topic in Thailand News
According to the "other" newspaper the Setthakij Thai Party will have no role in the censure debate on the oppositions side. This is different to ASEAN news and which is correct I have no idea. However should anyone wish to read the story in the Post just log in. Please note that in accordance with the rules I have not quoted anything from the post nor have I given any links.