I make 37 transfers a year from my Wise borderless account to my BBK account and in 6 years it only went wrong once. I called Wise, and they tagged my account and I have had no problems since 2018.
I know how long the transfer takes (the next bank working day) and I do NOT expect a response in seconds , and if there is a delay it is only 2 or 3 minutes.
Forward planning is easy, simple and painless.
When I confirm the transfer I know how much it will cost, how much I will get in thb, the forex rate and that rate will be frozen until the transaction has been completed.