Can Farangs Get Mortgages ?

[KhaoNiaw]

This morning I became guarantor for my Thai wife on her mortage for our (well, her) new house (95% over 27 years, from UOB).

I'm also guarantor for my wife - all our paperwork has been done and dusted this week and we've just moved in. UOB, 90% over 19 years. Wife has no income.

[jumbo]

This morning I became guarantor for my Thai wife on her mortage for our (well, her) new house (95% over 27 years, from UOB).

I'm also guarantor for my wife - all our paperwork has been done and dusted this week and we've just moved in. UOB, 90% over 19 years. Wife has no income.

A house or Condo?

Your own design or in a development or project??

[KhaoNiaw]

This morning I became guarantor for my Thai wife on her mortage for our (well, her) new house (95% over 27 years, from UOB).

I'm also guarantor for my wife - all our paperwork has been done and dusted this week and we've just moved in. UOB, 90% over 19 years. Wife has no income.

A house or Condo?

Your own design or in a development or project??

House.

In a new development.

[rgw]

This morning I became guarantor for my Thai wife on her mortage for our (well, her) new house (95% over 27 years, from UOB).

I'm also guarantor for my wife - all our paperwork has been done and dusted this week and we've just moved in. UOB, 90% over 19 years. Wife has no income.

A house or Condo?

Your own design or in a development or project??

House.

In a new development.

Same here with UOB, indeed as guarantor only , 95% of appraisal value over more then 20 years. Make sure you select a decent project, 2 years WP at reputable company, pay taxes, wife has standard job.

Took less then 2 weeks and ended up getting some leftover in my pocket as well.

no problem

[philstone]

This maybe a silly question ,but can a farang get a mortgage ?.

i'm looking at buying and renovating some apartments that have been offered to me .

any advise welcome .

Their are many bank in the United States that will lend you money to buy property in Thailand even with no money down some even have no interest you have to be Congress Person to get one.

[Gary A]

A simple question deserves a simple answer. As a farang in Thailand going to a Thai bank and getting a mortgage, forget it. you CANNOT!