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British family rushes to Thailand to be by their unconscious son’s side after tragic accident


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1 hour ago, fisherd3 said:

Bangkok Hospital Rayong charge 34,000 thb for a 1st in course Rabies injection wrap an insurance policy around that.

I paid 800 baht for the first shot and 400 each for the remaining 4 at a local clinic. Sounds like Bangkok Hospital Rayong ripped you off.

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7 hours ago, richard_smith237 said:

 

Touched a nerve?.... Don't have insurance?... Expect someone else to pay your bills when you take a tumble and break a hip?... 

 

Is it not common sense that there is something in place to ensure medical costs are met when in a foreign country in which we do not meet the requirements for free medical care?

 

You're a wild man Lomsak27... living life on the edge, you thrill-seeker you !!... 

If you don’t agree with Go-fund me then don’t donate, very simple. Don’t let it ruin your day that some people out there feel good helping out others with a few dollars, pound or whatever there currency is. Young fellow had a tragic accident, his family or friends might be reading this forum. At least try to have a touch of decency. 

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7 hours ago, Moonlover said:

 

There is nothing in the article that says the lad was not insured. But we all know that brain surgery does not come cheap and it's possible that his cover has been exceeded by being in such an expensive hospital.

 

Surely he would not have ended up in there without any cover.

Massive leap of logic right there. A hospital will always operate or treat someone who is about to die, or is at risk of dying. It's then that they send the invoice. 

 

The very presence of a Gofundme page asking for donations towards his care would indicate that he's not insured. It's called reading between the lines. It's not for everyone though. 

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31 minutes ago, SammyT said:

I'd bet my left nut that some random family and friends from England probably aren't reading TVF. 

It's not as simple as "don't like, don't donate". It's about personal responsibility which is a much wider life lesson. 

Do you really think that all members and readers on TV live in a Thailand like us?

As you said it’s “personal responsibility”. If you or I have it the then that’s fine not everyone has. It’s not coming out of your pocket so don’t let it bother you,,,, it’s a personal choice by the individuals. 

 

Get well soon young man. 

Edited by Tongjaw
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13 minutes ago, steven100 said:

The family must have a house in the UK that they can borrow against ..... 

There's a 30-40% chance they don't.

 

Approximately 60-70% of householders in the UK own their own homes.

 

https://www.theguardian.com/society/2016/aug/02/home-ownership-in-england-at-lowest-level-in-30-years-as-housing-crisis-grows

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8 hours ago, giddyup said:

I  guess better to beg for charity on gofundme rather than be responsible and take out travel insurance?

I noticed that tourists coming to Thailand tend to embark on risky pursuits that ended up badly with no travel insurance. I agree it is time for the respective country to inform their citizens the reality of the situation here in Thailand. Having lax bike rental companies as an enabler complicates matter more. Young travelers with their bulletproof mindset and socialist attitude are a beacon for calamity. Top tiered  private hospitals cost a bomb and most accident victims I read here are mostly budget traveller or similar. 

I do not want to sound mean spirited  but when are these people going to be held accountable for their actions? Gofundme method is similar to begging. A last resort. I don’t read about their family selling off assets to fund the traveling. More like sponging off people’s charity. 

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8 hours ago, Moonlover said:

 

There is nothing in the article that says the lad was not insured. But we all know that brain surgery does not come cheap and it's possible that his cover has been exceeded by being in such an expensive hospital.

 

Surely he would not have ended up in there without any cover.

Private hospitals are known to have ‘affiliates ‘ with other hospitals in other areas sharing patients among themselves. And within hospitals lies another tier. The doctors. When a patient ( mark?)was  admitted, there would be cardiologist, urologist, neurologist and others all out to get a piece of the action not unlike hyenas. My friend once playing golf with his buddy who is a cardiologist. He received a call from his doctor friend talking about a new patient and my friend heard him asking the doctor to lead a piece of action his way....

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4 hours ago, observer90210 said:

Wish him of course a fast recovery, all the best and etc. etc. etc .....

 

But this is another irresponsable fellow, comming over with no insurance and now society has to pay ?

 

 

 

society doen't have to pay, if tax payers money was being used that would be true, but private citizens are choosing to help. and good on them.

 

and anyway... having compulsory insurance would not solve the problem as many of the injuries are sustained when engaged in activities generally not covered by travel insurance policies. so we'd be back where we are now.

 

changes in the mindset of people travelling here would go further to solving the problem.

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11 hours ago, NCC1701A said:

yes I have platinum cover. Bupa is now Ethna Insurance. At 63 my insurance is 117,000 baht a year and it will go up again at 65. 

Not to expensive, but if you look at the list of excludes...
 

  • Being under the influence of drugs or alcohol.
  • For losses arising whilst driving or riding as a passenger on a motorcycle only 50% of the benefit will be paid and not more than 200,000 baht.
  • Bacterial infections.
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4 hours ago, Tongjaw said:

If you don’t agree with Go-fund me then don’t donate, very simple. Don’t let it ruin your day that some people out there feel good helping out others with a few dollars, pound or whatever there currency is. Young fellow had a tragic accident, his family or friends might be reading this forum. At least try to have a touch of decency. 

 

You might want to read the whole thread... 

 

I've quoted myself below... 

 

12 hours ago, richard_smith237 said:

Sympathies to the young fellow and his family...  I hope he recovers quickly and their anguish is short lived. He's in the best hospital he could be. 

 

In other posts on this topic I've also pointed out that it looks like the injured party may have insurance if all the GoFundMe is after is £2000 (and suggest it may be to cover costs of flights for family to fly to his side) - in which case I believe its a good charity.

 

------------

 

Comments on insurance and ensuring we are all covered is a side step from the topic but a valid one nonetheless...  But.... in your hurry to jump on the 'empathy bandwagon'... you have taken offense without comprehending the points I made regarding the issues of ensuring we are all adequately covered... you may not like the point and its not related to the poor lad who hurt himself, but it is related to the thread in that we need to ensure we are protected as best as possible for whatever could happen.....

 

 

 

 

 

 

 

 

 

 

 

 

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1 hour ago, tonboy said:

Not to expensive, but if you look at the list of excludes...
 

  • Being under the influence of drugs or alcohol.
  • For losses arising whilst driving or riding as a passenger on a motorcycle only 50% of the benefit will be paid and not more than 200,000 baht.
  • Bacterial infections.

There are lots of exclusions I always wonder if self insurance is the way to go if one has some life savings that can be put away to one side instead of paying all those dollars every year just in case - besides only inpatient is covered usually, outpatient would be even more costly.

 

You can purchase annual checkup packages that are usually discounted for bulk purchase of multiple tests etc and self insure. I think I will do this from next year instead of paying extortionate premiums with multiple exclusion clauses. I always wonder if they will pay out anyhow since it seems the insurers will look for any way not to.

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My latest return flight cost £515.41.

The insurance that I opted to get with the deal is extremely wide ranging and covers a huge number of eventualities; not least medical.

 

A quote from the policy:

"Emergency medical and associated expenses:
We will pay up to £10 million if you are
taken into hospital or you need to come
home early or extend your journey because
of illness or accident."

 

The policy cost a mere £28.00.

 

That is less that 550 sobs for all of it.

As far as I'm concerned, there is simply no excuse whatsoever for not getting insurance.

 

That's my tuppence worth.

 

 

Edited by PhilAtUbon
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I am very suspicious of all these Brits who are constantly begging for money over the internet.

It never stops.

Don't forget that British gypsies are more prevalent than the gypsies of Romania and Bulgaria

Take another look at the Brit in the above photo.  Thats a gypsy!

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20 hours ago, Pib said:

His GoFundMe page list in the news article is only asking for 2000 pounds with that amount almost reached at this moment in time.  The hospital bill going to be a lot more than 2000 pounds.

https://www.gofundme.com/jordan-grimmer-surgery-fund

 

If he had emergency surgery and is now in ICU, in induced coma, in Bumrungrad, the £2,000 would have been swallowed on the first day.

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7 hours ago, NightSky said:

There are lots of exclusions I always wonder if self insurance is the way to go if one has some life savings that can be put away to one side instead of paying all those dollars every year just in case - besides only inpatient is covered usually, outpatient would be even more costly.

 

You can purchase annual checkup packages that are usually discounted for bulk purchase of multiple tests etc and self insure. I think I will do this from next year instead of paying extortionate premiums with multiple exclusion clauses. I always wonder if they will pay out anyhow since it seems the insurers will look for any way not to.

Agree on one point only: they do not cover stupidity and recklessness. Self insurance? If you know that the worst that you'll suffer is a runny nose, go for it. But a friend who went this route had 11 years of "generous self insurance" wiped out in under a week by a massive stroke and the need for ICU. For me it's Aetna all the way!

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the staff watch the gofundme page......  when they see more money, they charge this kid more.

 

insurance isn't mandatory, but it should be.  but it isn't... so, he did what many do.  they don't have to buy, they don't buy.  of course they should buy, but they don't.  

 

 

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4 hours ago, Lucius verus said:

I am very suspicious of all these Brits who are constantly begging for money over the internet.

It never stops.

Don't forget that British gypsies are more prevalent than the gypsies of Romania and Bulgaria

Take another look at the Brit in the above photo.  Thats a gypsy!

Do you think it’s only Brits who go-fundme? Does it not happen to any of your countrymen, wherever that may be? 

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19 hours ago, NightSky said:

I have cover with etna also. Have you considered self insuring that’s what I’m thinking about doing in future?

 

hope the young fella recovers well.

Could you self-insure me please?

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I am very suspicious of all these Brits who are constantly begging for money over the internet.

It never stops.

Don't forget that British gypsies are more prevalent than the gypsies of Romania and Bulgaria

Take another look at the Brit in the above photo.  Thats a gypsy!

You mean Irish travellers are more prevalent.

 

Sent from my SM-G920F using Thailand Forum - Thaivisa mobile app

 

 

 

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29 minutes ago, Tongjaw said:

Do you think it’s only Brits who go-fundme? Does it not happen to any of your countrymen, wherever that may be? 

Yes it is mostly , 'two and froms'  (POM's). Almost every time there's a hardluck story the Brits raise their head followed by Go Fund Me.

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14 hours ago, steven100 said:

The family must have a house in the UK that they can borrow against ..... 

 

14 hours ago, chickenslegs said:

There's a 30-40% chance they don't.

 

Approximately 60-70% of householders in the UK own their own homes.

 

If you're a gambler like me, it'd be double money on a bet that they own their house.

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9 hours ago, PhilAtUbon said:

My latest return flight cost £515.41.

The insurance that I opted to get with the deal is extremely wide ranging and covers a huge number of eventualities; not least medical.

 

A quote from the policy:

"Emergency medical and associated expenses:
We will pay up to £10 million if you are
taken into hospital or you need to come
home early or extend your journey because
of illness or accident."

 

The policy cost a mere £28.00.

 

That is less that 550 sobs for all of it.

As far as I'm concerned, there is simply no excuse whatsoever for not getting insurance.

 

That's my tuppence worth.

 

 

How about a quote from the fine print of said policy? :whistling:

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