Bank letter

[BHW]

I went to bank today for letter stating my monthly transfers into my Bangkok Bank savings account. They printed out a copy of all my transactions the deposits from my Australian came with different transaction codes namely; BATHNET, Foreign T/F, Foreign T/T. The guy at the bank said IMO will accept that, I replied you & I know they came from Australia but how will IMO know where they came  except the few with Foreign T/F & T/T.

 

Any thoughts.

[mtls2005]

Not sure, but maybe match the transfers up with some documentation from the financial institution in Australia, from which you initiated the transfer request. The dates and AUD amounts should align.

 

Did you get individual Credit Advice/Receipts from BBL for each transfer?

 

There have been gazillions of posts re: BAHTNET transfers, maybe search for that term and Bangkok Bank?

 

bahtnet "bangkok bank" site:forum.thaivisa.com

 

 

[Tanoshi]

Have you changed the method of your transactions throughout the year?

 

BAHTNET is also an International transfer which goes through the Bank of Thailand, paid direct from a Pension provider to your Thai bank account.

 

If your IO is confused by the codes, then they can phone and confirm with BKK.

[BHW]

I did change from using my bank to OFX better rate at first OFX T/F came as Foreign T/F but lately their T/F comes as Bahtnet, I'll know more tomorrow as it is extension day, probably not an issue this year as I have a Stat Dec less than 6 months old, thanks for your & other's advice, I'll update after IMO visit. 

[Tanoshi]

21 minutes ago, BHW said:

I did change from using my bank to OFX better rate at first OFX T/F came as Foreign T/F but lately their T/F comes as Bahtnet, I'll know more tomorrow as it is extension day, probably not an issue this year as I have a Stat Dec less than 6 months old, thanks for your & other's advice, I'll update after IMO visit. 

BAHTNET is just a system, although the user must be a member of the system, to transfer International funds to your Thai bank. The transfers costs are very cheap and the exchange rate is better than banks.

 

https://www.bot.or.th/English/Statistics/PaymentSystems/Pages/StatBAHTNETFundsTransfer.aspx

Fund Transfer transactions processed through BAHTNET system that the Bank of Thailand has provided to commercial banks, specialized banks, finance companies, securities companies, Thailand Securities Depository Co., Ltd. and government agency.

[55Jay]

Ask them to include a sentence in the letter clarifying they are all Int'l transfers despite coming in various ways.  Reckon it would be more persuasive coming from a Thai, on an official/stamped bank letter, rather than you or I (farang)  trying to convince an I/O.

[BHW]

Went to IMO yesterday to apply for extension to stay it took me 30 mins to convince to boss lady that there are 26 - 2 week periods in a year she then re calculated my pension at a rate of 21 THB to Aud this came up about 2000 THB short of the 480000 required, I transfer funds last Friday got 21.96 we then tried the monthly system for the past 6 months a total of 258000 was transfered however for 2 months the transfer was about 37000 the month in between those transfer's was a 57000 transfer, she said it has to be at least 40000 each month, I tried to argue the average was 43000 each month, I thought the police order said that this is acceptable.

 

Anyway it's all over so I'm leaving on 6 July, all my fault, I spent all my available savings on a 4 million house & near 2 million improving the wife's / mothers farm should have kept 480000 for bank deposit. I'll just get by but so worried about how my wife, her daughter & new born son will get on, I'm still putting in over 5000 a month on the farm it's still 12 to 18 months before it will return a profit.

[dcnx]

29 minutes ago, BHW said:

Went to IMO yesterday to apply for extension to stay it took me 30 mins to convince to boss lady that there are 26 - 2 week periods in a year she then re calculated my pension at a rate of 21 THB to Aud this came up about 2000 THB short of the 480000 required, I transfer funds last Friday got 21.96 we then tried the monthly system for the past 6 months a total of 258000 was transfered however for 2 months the transfer was about 37000 the month in between those transfer's was a 57000 transfer, she said it has to be at least 40000 each month, I tried to argue the average was 43000 each month, I thought the police order said that this is acceptable.

 

Anyway it's all over so I'm leaving on 6 July, all my fault, I spent all my available savings on a 4 million house & near 2 million improving the wife's / mothers farm should have kept 480000 for bank deposit. I'll just get by but so worried about how my wife, her daughter & new born son will get on, I'm still putting in over 5000 a month on the farm it's still 12 to 18 months before it will return a profit.

That’s unfortunate. You’re leaving the country?

 

The only way to win in Thailand is to not play.

[BHW]

Yep, boss lady said go to Pattaya or BKK guys there will arrange it for 25000 THB

[jacko45k]

6 hours ago, BHW said:

I thought the police order said that this is acceptable.

I thought it was not, and you had to achieve the monthly number, each and every month. I have never seen it in writing that an 'average' is acceptable. I do know an IO in Jomtiem was persuaded to accept an average, but this example was stark, where a few months included some very large transfers (for a hospital stay actually). Many Thais see only in black and white and it is them you have to persuade, not what you or I believe.

 

Can't you drum up the lump sum?

[graemeaylward]

What happened about your Embassy Statutory Declaration?


Sent from my iPad using Thaivisa Connect

[ubonjoe]

7 hours ago, BHW said:

I tried to argue the average was 43000 each month, I thought the police order said that this is acceptable.

A average income is allow for an extension of stay based upon marriage. You have not stated what type you were applying for but the 40k baht number makes me think it was for marriage.

From the clause 2.18 of the police order.

 

Average income is not allowed for a extension based upon retirement.

If married to Thai you do have the option to a multiple entry non-o visa in Savannakhet with not financial proof.

[Tanoshi]

Your absolutely correct Joe, however from the OP's opening statement he fell 2,000 short of the 480,000 requirement, which equates to an average of 39,833 per month.

If the IO used the exchange rate of exactly 21baht, she was in error. Todays rate is 21.6 as of BKK TT rate, which is what they're supposed to use.

That small correction would have made all the difference.

[BHW]

Thanks ubonjoe, my extension is based on marriage I have had no problems for 5 years, first we tried with the Stat Dec witnessed in Australian embassy late December they calculated pension at 21 THB to Aud so I missed out by about 2000 THB for 12 months, we then tried the bank letter  method for the past 6 months 4 deposits of 40000 + & 2 monthly deposits of about 37000 they average out at 42500 THB each month, boss lady would not accept saying they had to be 40000 at least each & every month.

 

Any suggestions appreciated other than the multiple entry could this be used at land entry points.

[Tanoshi]

You can obtain the Non Imm O multi entry Visa at the Savannakhet Consulate based on marriage with no financial proof.

A multi entry Non Imm O Visa. Valid 1 year. Can be issued to those married to a Thai, or have Thai family. This Visa allows unlimited 90 day entries before the ‘enter before’ date of the Visa, at which point this Visa is ‘used’. You cannot make 90 day reports at Immigration, you must leave and re-enter Thailand to obtain another 90 days permission to stay. You can extend each 90 day permission to stay one time by 60 days (at Immigration, 1,900 baht) for the purpose of visiting a Thai wife or child and the relationship is de jure and defacto.

If used correctly, you can stay in Thailand for almost 17 months with this Visa type with only 3 border crossings.

[Tanoshi]

16 minutes ago, BHW said:

Thanks ubonjoe, my extension is based on marriage I have had no problems for 5 years, first we tried with the Stat Dec witnessed in Australian embassy late December they calculated pension at 21 THB to Aud so I missed out by about 2000 THB for 12 months, we then tried the bank letter  method for the past 6 months 4 deposits of 40000 + & 2 monthly deposits of about 37000 they average out at 42500 THB each month, boss lady would not accept saying they had to be 40000 at least each & every month.

Tough call but you've nothing to lose by trying another extension application.

The IO is wrong about the 40K min per month, it's an average of 40K per month.

(That's one arguing point).

The other issue was the exchange rate she used. She should be using the BKK TT rate.

(Another arguing point).

 

Take copies of the order in Thai and English and a printout of BKK TT rate for that day to make your point.

[BHW]

Thanks Tanoshi my extension expires on 7 July so probably go there on Sat 6 then then apply for visa on the Monday I think appointments are required.

[sumrit]

What office are you actually using?

[Tanoshi]

12 minutes ago, BHW said:

Thanks Tanoshi my extension expires on 7 July so probably go there on Sat 6 then then apply for visa on the Monday I think appointments are required.

No appointments required at Savannakhet Consulate.

[ubonjoe]

20 minutes ago, BHW said:

Thanks Tanoshi my extension expires on 7 July so probably go there on Sat 6 then then apply for visa on the Monday I think appointments are required.

You could apply for a 60 day extension to visit your wife to delay going out for a visa.

You still have time to try again for the one year extension. Both police orders state a average income is allowed for an extension based upon marriage in clause 2.18.

You can download the police orders here in Thai and English. https://forum.thaivisa.com/topic/981135-laws-regulations-police-orders-etc/

 

[Thailand]

On May 29, 2562 BE at 5:44 PM, Tanoshi said:

Have you changed the method of your transactions throughout the year?

 

BAHTNET is also an International transfer which goes through the Bank of Thailand, paid direct from a Pension provider to your Thai bank account.

 

If your IO is confused by the codes, then they can phone and confirm with BKK.

Bangkok Bank in Chiangmai have said they will not provide a letter as Bahtnet is not acceptable to them or immigration to indicate the funds originated from overseas as they pass through intermediary  banks and it is they who should provide the letter!

This was from two different sources at BB on two different days.

[BHW]

I'm using Si Sa Ket office never had an issue in 5 years all very helpful polite etc except this issue yesterday.

 

It's all over about 2000 THB for the year not only effects me but my wife, her daughter & son & her mother also all the donations to the villagers weddings, temple, monk school, deaths etc. 

[BritManToo]

9 hours ago, BHW said:

Anyway it's all over so I'm leaving on 6 July, all my fault, I spent all my available savings on a 4 million house & near 2 million improving the wife's / mothers farm should have kept 480000 for bank deposit. I'll just get by but so worried about how my wife, her daughter & new born son will get on, I'm still putting in over 5000 a month on the farm it's still 12 to 18 months before it will return a profit.

Dude, they're just looking for a bribe.

Pay an agent 25k, and you'll get your extension with no need for any money in any bank.

 

Multi-entry non o from HCMC or Suvannakhet is an easy alternative.

HCMC if you want a bit of fun at the same time.

Suvannakhet if you're happy with the rural life.

[Tanoshi]

1 hour ago, Thailand said:

Bangkok Bank in Chiangmai have said they will not provide a letter as Bahtnet is not acceptable to them or immigration to indicate the funds originated from overseas as they pass through intermediary  banks and it is they who should provide the letter!

This was from two different sources at BB on two different days.

1. Bangkok Bank do not have the right to refuse any such letter.

Request an annual statement of International transfers from their HQ.

 

2. All International payment transfers from bank to bank go through an Intermediary clearing bank.

 

3. BAHTNET payments go through the Bank of Thailand who are also a clearing bank.

[Tanoshi]

56 minutes ago, BHW said:

I'm using Si Sa Ket office never had an issue in 5 years all very helpful polite etc except this issue yesterday.

 

It's all over about 2000 THB for the year not only effects me but my wife, her daughter & son & her mother also all the donations to the villagers weddings, temple, monk school, deaths etc. 

In my opinion they've made errors in interpretation and exchange rate calculations.

However if you don't feel confident enough to question their decision, then the Non Imm O ME Visa from Savannakhet is your next best option to stay in Thailand.

 

During this period you can perhaps regulate your monthly transfers and apply for an extension again next year.

[Tanoshi]

56 minutes ago, BritManToo said:

Dude, they're just looking for a bribe.

Pay an agent 25k, and you'll get your extension with no need for any money in any bank.

 

Do you know for a fact they have agents in Si Sa Ket?

[BritManToo]

11 minutes ago, Tanoshi said:

Do you know for a fact they have agents in Si Sa Ket?

Ask your immigration officer if he knows anyone that can 'help' with your application.

Alternatively, rent a room in CM for a month or two.

[Tanoshi]

3 minutes ago, BritManToo said:

Ask your immigration officer if he knows anyone that can 'help' with your application.

I have absolutely no need for help, thank you.

 

4 minutes ago, BritManToo said:

Alternatively, rent a room in CM for a month or two.

Don't stop there.

Advise him of the issues and procedures he'll have to follow in order to file his 90 day reports for one and at which office.

[Thailand]

1 hour ago, Tanoshi said:

1. Bangkok Bank do not have the right to refuse any such letter.

Request an annual statement of International transfers from their HQ.

 

2. All International payment transfers from bank to bank go through an Intermediary clearing bank.

 

3. BAHTNET payments go through the Bank of Thailand who are also a clearing bank.

The intermediate banks for my Bahtnet payments are Citibank (UK Pension) and Siam Commercial  (other income) so Bangkok Bank say they cannot confirm the funds are from overseas so they cannot issue the letter., I have to get that confirmation from the intermediary banks. This is one of the main Bangkok Banks in Chiang Mai.

[Tanoshi]

17 minutes ago, Thailand said:

The intermediate banks for my Bahtnet payments are Citibank (UK Pension) and Siam Commercial  (other income) so Bangkok Bank say they cannot confirm the funds are from overseas so they cannot issue the letter., I have to get that confirmation from the intermediary banks. This is one of the main Bangkok Banks in Chiang Mai.

Citibank handle UK state pension payments. 

They are not the intermediary bank. An intermediary bank has to clear the funds.

Bank of Thailand are the intermediary bank in this case and transfer to the HQ of your Thai bank, who then transfer to your local branch.

All International transfers go through the HQ of the respective bank to your local branch.

 

Your local branch can only issue a 6 month statement, or sign into HQ and type a letter concerning the last 12 months transactions.

If you need a 12 month bank statement it can be ordered via your local branch from HQ.

However much easier for Immigration to follow, is again to request via your branch, a 12 month statement of 'International Transfers' from the HQ.

 

This will list just all overseas transaction deposits, including BAHTNET transactions.

I am also from the UK.