bangkok bank counter withdrawal

[kevin612]

Hello, I am an US citizen and currently living in Bangkok. Does anyone know if I can use my American debit card to withdraw money in order to avoid the expensive atm fee? Honestly, the Thai atm fee is more expensive than American atm fees. May I withdraw money from Bangkok bank because it is everywhere? Thank you 

Edited September 6, 2019 by kevin612

[ThaiBunny]

The ATM fee is because you are using an American card. Whether it's debit or credit doesn't matter. Some American banks will also charge a 3% foreign currency exchange fee and possibly their own ATM fee for using a bank that's not part of their network

[Pib]

Yes, you can use your US debit card at many Bangkok Bank branches to do counter withdrawal with no Thai bank fee.  I say "many" because some will not....they will just point you to their ATM.

 

I do counter withdrawals using my US debit cards at Bangkok Bank and Krungsri Bank.  Please note that at Krungsri they will charge a Bt200 counter withdrawal fee for a foreign Visa card, but no fee for a foreign Mastercard.

[Pib]

37 minutes ago, ThaiBunny said:

The ATM fee is because you are using an American card. Whether it's debit or credit doesn't matter. Some American banks will also charge a 3% foreign currency exchange fee and possibly their own ATM fee for using a bank that's not part of their network

More specifically because it's a "foreign" card....any foreign country.   Almost any foreign card will be charged the Bt220 fee except in some unique cases like how some Oz Citibank Visa/Mastercard card holders can escape the fee at a Thai Citibank ATM.