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My wife doesn't have private insurance in Thailand, only the 30 baht public scheme.  I want to get her private health insurance that will be covered in a private hospital should the need arise, and access to superior quality drugs if the need arises.  Also, check-ups, etc.  I'm OK with higher deductibles, but more interested in quality of care and reducing/eliminating the costs of possible extended hospitalization/care.

 

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