One year retirement extension bank statement date range?

[JimGant]

2 hours ago, Hamus Yaigh said:

I have seen it is 12 months statements and nothing else will do.

Yes, the bank is familiar with the 12 month statement required by Imm -- and no need for anything else (not that they would accommodate you). Why? Because a 12 month look at each and every transaction precludes potentially misleading information with a consolidated/amalgamated entry in your passbook. If that 12 month look leaves a 6 week gap at either the front or back end -- this is too short a time period to drive a consolidated entry. Instead, any entry during that time period would be recorded in your passbook. Thus, Imm has the annual spectrum covered.

 

This year I requested my 12-month report nearly a month before the day I actually could renew my extension (not intentionally). Nothing said about that.

 

I really doubt Imm looks at that multi page 12-month report, unless something in the passbook gets their attention. So, by some reports, many IO's are ignoring the requirement. But, it might be your luck to get some new guy who is going by the book. I guess that's why my agent required me to get the report, which isn't a real hardship in time or baht. Certainly saves a repeat visit to Imm - plus a 7 working day wait to get the report (Bangkok Bank). This is CM -- other Imms may, indeed, be just ignoring the requirement, allowing instead photocopies of the passbook. Certainly would be nice to know ahead of time -- or just get the darn letter in case....

 

[Hamus Yaigh]

1 hour ago, TallGuyJohninBKK said:

I'd think it likely that they'd want you to show pages going back to the date your current extension took effect/when the prior one expired.... But I certainly don't think there would be any harm if you went back a bit further to whatever your prior year's application date was.... Those might often end up being on the same bankbook page/pages in any case.

Yes, they will have the whole original bank book to look at and the one before that if its a new one, which is easily copied beforehand.

 

This won't be enough for CW though, based on my previous experience and as pointed out by another poster the book printing by the banks "a passbook entry may be an amalgamation of several actions" so the details needed by the IO are also to be in the form of a printed bank statement on bank letter-headed paper for the whole year that lists everything. I am not sure if KBank prints statements at the bank at CW of more than a year, they do not using the online mobile app. So my statements will only go back one year I suppose from the day I go in this year and get granted permission again and not all the way back to the date I went in and got granted permission last year to get the annual renewal which was much earlier in the 45 day window last year.

[TallGuyJohninBKK]

15 hours ago, Hamus Yaigh said:

This won't be enough for CW though, based on my previous experience and as pointed out by another poster the book printing by the banks "a passbook entry may be an amalgamation of several actions" so the details needed by the IO are also to be in the form of a printed bank statement on bank letter-headed paper for the whole year that lists everything

 

It's true that, if a person doesn't update their bank passbook or have it updated for a certain number of transactions, then the subsequent passbook update may simply do a cumulative update and leave off some individual transactions...

 

However, that said, I'm not aware of anything to indicate that BKK CW is requiring official, bank-produced 12 month transaction statements when people go for their extension renewals based on bank deposits.

 

[scubascuba3]

5 hours ago, JimGant said:

Do a transaction every day, but don't update your passbooks but only once, at the end of the year. Get a consolidated entry? I know I would at Bangkok Bank, as the manager has explained.

But that 12-month bank ltr is a waste in my case, as I've only three entries per year: two interest entries and one ATM card fee. The entries aren't consolidated, as apparently they're too few -- and I only update the passbook on the day I get my snapshot letter. Nevertheless, I got a multi page printout covering 12 months.

And I can see where, with consolidation, an entry might be hidden from Immigration, showing you've dipped below the 800k/400k. Somebody on this forum (Ubonjoe?) explained this months ago, in better detail.

In any event, this is my second year using 800k in the bank for extension renewal. I did this last week, using an agent. The agent has letters from all the banks explaining Immigration's needs. The example below is the letter from Bangkok Bank. As it shows, I needed the two different letters being discussed in this thread. This is for Chiang Mai immigration -- maybe the Bangkok Bank letters in other Provinces differ.... Dunno.

 

 

I asked Kasikorn a couple years ago about consolidating transactions and the lady said if more than 29 they get consolidated, so update the passbook more frequently if it's important to show the correct history

[DrJack54]

14 minutes ago, TallGuyJohninBKK said:

However, that said, I'm not aware of anything to indicate that BKK CW is requiring official, bank-produced 12 month transaction statements when people go for their extension renewals based on bank deposits.

The reason your not aware of it is because it is not required as you correctly point out.

Just photocopies of your bank book and account detail page. 

My experience at CW over several years is to apply for bank letter (that simply states that this is your bank a/c). Also I make small deposit at the same time. I ask clerk to please make photography of updated last page showing this activity. No charge.

I then attach this to my photo copied pages of bankbook. They would need to show date from previous extension up till date of current application.

Bank statements not required.

[JTS]

On the 6th of this month, for an extension (not the first one) using 800k in a Thai bank, BKK CW didn't mention/demand any bank  statement. Just the standard bank letter and copies of the passbook updated on the same day.

[Hamus Yaigh]

1 hour ago, DrJack54 said:

The reason your not aware of it is because it is not required as you correctly point out.

When I went 3 years ago after waiting in the queue a few hours the IO at CW sent me away and said I needed a bank statement from my bank as well as a bank book copy as my book entries may had been listed as an amalgamation of several transactions into one - such as total money in and total out over a few months listed as two entries of in and out. That was when we had to show 3 months of bank balance before applying for the extension. Since then I have always got a statement out of habit to avoid being rejected by the IO on my first sitting.

 

In the case of your bank book, is there much in the way of activity? My account is being used several times a week, mostly online stuff not using a book at all, so the balances are all over the place which only a bank statement will show. How else will the IO know if your balance stays above the threshold?

[khunjeff]

4 hours ago, pauleddy said:

They DO require a map now (for R Ext) at CW. My Thai friend, who is no Da Vinci (he can't even make a shopping list look neat) scribbled this for me but they accepted it. I had never seen such a shoddy thing pass for a required government document.

They've required the map for the last couple of years, but it's all about form, not substance - they'll never use the map for anything (Google Maps would obviously be a much more sensible navigation aid in Bangkok), and they don't even look to see whether the hand-drawn map bears any resemblance to actual geography.

[TallGuyJohninBKK]

15 hours ago, JTS said:

On the 6th of this month, for an extension (not the first one) using 800k in a Thai bank, BKK CW didn't mention/demand any bank  statement. Just the standard bank letter and copies of the passbook updated on the same day.

 

For the photocopies you provided of your bankbook earlier this month, were they for the whole prior year, or just the page containing that day's update transaction?

 

[TallGuyJohninBKK]

15 hours ago, Hamus Yaigh said:

When I went 3 years ago after waiting in the queue a few hours the IO at CW sent me away and said I needed a bank statement from my bank as well as a bank book copy as my book entries may had been listed as an amalgamation of several transactions into one - such as total money in and total out over a few months listed as two entries of in and out.

 

That's one reason, with the account where I keep my 800K, that I'm going to be careful this year to regularly update my bankbook often enough to avoid the bankbook itself having any of those kind of collapsed/summarized transaction entries. So when I go back next year, there won't be any of those kind of potentially problematic bankbook entries.

 

One way to help with that is to keep the 800K in an account that is only used for that purpose, and not other general transactions... Because, the summarized passbook printing issue seems to be based on number of transactions that have occurred since your last bankbook update, not based on any period of elapsed time having occurred...

 

From the various banks I've heard from on this, the summarized bankbook print update seems to occur when the number of unprinted transactions when you go to do an update would otherwise exceed 25 or so line items.  Less than that number, supposedly, the banks and their bankbook update machines should print each individual transaction.

 

 

[pauleddy]

24 minutes ago, khunjeff said:

They've required the map for the last couple of years, but it's all about form, not substance - they'll never use the map for anything (Google Maps would obviously be a much more sensible navigation aid in Bangkok), and they don't even look to see whether the hand-drawn map bears any resemblance to actual geography.

This year was the first time in 16 years that they wanted a map. In July 2019 (last year's visit) no map was required of me. I am sure there are some "procedures" that are only loosely followed. 

Your point about Google maps is a good one. My idea for them was that they should buy 3-4 big drones (they just bought a Chinese Submarine for 32 Billion) and then they would be even more current than Google (not always 100% reliable...I have seen houses that no longer exist).

[cormanr7]

From my own experience at CW (end of April): Only  the bank letter stating that you have this type of account in this name with this amount is required. Then, as I do not have that many bank transactions I just made a copy of my (updated) bankbook going back one year. For safety I do ask the bank to print out every transaction during a passbook update (I do not use a machine) to avoid 'pooling' of a large number of transactions (unlikely in my case but if you use an ATM every day or so it can be different). This will serve as a confirmation of having so much funds for x months after the last extension and y months previous to the present one. As far as I am aware there is NO official requirement for a 12-month bank statement, at least at CW. However my bank (SCB) provided a statement over the previous three months on their own initative.    

And yes, they do require a map at CW but the IO barely glanced at it.

[Hamus Yaigh]

1 hour ago, TallGuyJohninBKK said:

that I'm going to be careful this year to regularly update my bankbook often enough to avoid the bankbook itself having any of those kind of collapsed/summarized transaction entries.

Yes, this is one way to go about it. Each to their own. In my case I only ever open my book once a year to do these visa extensions, and only set foot inside a bank once a year for the same reason. I have no other use for it. All my banking is done online and its simpler to order a PDF bank statement that arrives in my email in a under a minute.

[TallGuyJohninBKK]

15 hours ago, Hamus Yaigh said:

All my banking is done online and its simpler to order a PDF bank statement that arrives in my email in a under a minute.

 

Which Thai bank delivers a 12-month duration transaction history statement via email "under a minute" after making a request?

 

[DrJack54]

41 minutes ago, Hamus Yaigh said:

Yes, this is one way to go about it. Each to their own. In my case I only ever open my book once a year to do these visa extensions, and only set foot inside a bank once a year for the same reason. I have no other use for it. All my banking is done online and its simpler to order a PDF bank statement that arrives in my email in a under a minute.

Thinking this would have been good info to put in your OP, along with that this happened to you few years ago needing bank statements.

Very few would have your banking habits. In fact since the changes to all year round requirements, my guess it that many would have dedicated account/s for money in bank method.

My guess 95% of folk just present the photocopies of bankbook and bank letter.

This thread was hardly useful since you already knew that with zero updates and the number of transactions you do and the fact you personally need bank statements as experienced before.

Also to add....for those using income method and as a result needing bank statements, all your thread does is confuse some folk regarding money in bank method.

Seriously.

 

[scubascuba3]

16 minutes ago, TallGuyJohninBKK said:

 

Which Thai bank delivers a 12-month duration transaction history statement via email "under a minute" after making a request?

 

Kasikorn

[Hamus Yaigh]

2 hours ago, TallGuyJohninBKK said:

Which Thai bank delivers a 12-month duration transaction history statement via email "under a minute" after making a request?

My KBank does. So others don't? I only have KBank.

[Hamus Yaigh]

2 hours ago, DrJack54 said:

my guess it that many would have dedicated account/s for money in bank method.

I do agree that some have dedicated accounts for money in bank method. I don't as the last time I tried to get one was told I needed a work permit to open another account, so until now I have just one account for day to day living and doing visa extensions that I have held for over 20 years.

[TallGuyJohninBKK]

11 minutes ago, Hamus Yaigh said:

My KBank does. So others don't? I only have KBank.

 

Most Thai banks' online banking systems only allow you to go back and see/access the prior 6 months of transactions, and no ability to go any further back than that...

 

Unless you go to the physical bank branch and pay for them to issue you a formal printed statement covering whatever period you want, which often has to be issued thru the bank's head office, and takes several days to a week to obtain.

 

[DrJack54]

8 minutes ago, Hamus Yaigh said:

I do agree that some have dedicated accounts for money in bank method. I don't as the last time I tried to get one was told I needed a work permit to open another account, so until now I have just one account for day to day living and doing visa extensions that I have held for over 20 years.

You certainly do not need a work permit to open bank account. 

That sounds like something you were told when you applied on a tourist visa years back.

The banks do like to see annual permission of stay stamp from non o or whatever. 

Recently rules have tightened.

Having said that, I suggest you could open account tomorrow no issue. 

You need shop around. Some banks want rubbish such as embassy Letter and/or bank details from bank your own country. 

I opened FD a/c and savings on the spot Kaliskorn bank after being knocked back by my own bank. Go figure.

 

[Hamus Yaigh]

11 hours ago, TallGuyJohninBKK said:

Most Thai banks' online banking systems only allow you to go back and see/access the prior 6 months of transactions, and no ability to go any further back than that...

I only have an account with KBank so don't know about the others. If you want to be clear about KBank then they allow 12 months of statements instantly to your email in PDF format from the mobile app they provide. The KBank web site only allows 6 months of statements.

[Peter Denis]

On 8/23/2020 at 1:53 PM, TallGuyJohninBKK said:

As the OP may know, I just got back from doing a new retirement extension at BKK CW based on the bank deposit method.

 

But in my case, it was the FIRST TIME EVER using the bank deposit method, because all my prior extensions had been based on consulate income affidavits. As a result, I only needed to show Immigration I had 800K in my bank account two months prior to my application, and the whole 400K rest of the year deal didn't apply to me for the PAST year.

 

However, when I go to do my next extension next year, then yes, Immigration will want to see the 12 month bank statement history to ensure the balance didn't fall below the required 400K minimum. That's why I asked whether the OP had used the bank deposit method previously or not.

Thanks for the report!

Imo it was not because of you applying first time using the 800K funds-in-bank method that IO did not require 12-months compliance.  But rather because you had evidence you were in compliance during the previous 12 months using a different method (in your case the embassy issued income letter).  So it was in fact a change of method.

However, I would not be so sure that other IOs would handle your case in the same way and imo there would almost certainly be some IOs requiring evidence of 12 months funds-in-bank compliance in the previous period.

> When switching method to provide evidence you did meet the financial requirements for a continuation of your 1-yer extension, it is always recommended to enquire beforehand how your local IO would handle such conversion.

[JTS]

Re TallGuyJohninBKK #39:
The photocopies I provided of my bankbook earlier this month at CW covered more than the whole prior year; I always given them copies of all pages of the savings account bankbook.

[Hamus Yaigh]

3 hours ago, Peter Denis said:

> When switching method to provide evidence you did meet the financial requirements for a continuation of your 1-yer extension, it is always recommended to enquire beforehand how your local IO would handle such conversion.

LOL. That's why I posted #1 to ask. Still trying to get an answer to points 1 and 2 in that post after 4 pages of replies. I will not look here further and go in myself and find out! Wish me luck:-)

[TallGuyJohninBKK]

19 hours ago, Peter Denis said:

However, I would not be so sure that other IOs would handle your case in the same way and imo there would almost certainly be some IOs requiring evidence of 12 months funds-in-bank compliance in the previous period.

 

Immigration certainly can be unpredictable and at times capricious and arbitrary....

 

But I don't see any normal reason for what you're saying. I was covered during the past year of my extension by a consulate income affidavit approval that required nothing in the way of Thai bank deposits... Then, I met the criteria for my new extension (a first timer via the bank deposits method) by having the 800K in funds seasoned at least two months in advance as specifically detailed in the governing police order.

 

[TallGuyJohninBKK]

16 hours ago, JTS said:

Re TallGuyJohninBKK #39:
The photocopies I provided of my bankbook earlier this month at CW covered more than the whole prior year; I always given them copies of all pages of the savings account bankbook.

Why?

 

[LomSak27]

13 minutes ago, Hamus Yaigh said:

LOL. That's why I posted #1 to ask. Still trying to get an answer to points 1 and 2 in that post after 4 pages of replies. I will not look here further and go in myself and find out! Wish me luck:-)

Hamus probably nobody and that includes Immigration can give you complete - clear answers on this, because they do not know exactly.

 

As regarding;

Question 1 - I am going to use the date I applied for my extension. NOT the date it is in effect from. I filed my application to renew my visa 40 days in advance of its actual renewal date. So I am going to go from that 'application date', which will then show I had 800K in my account from that date of application for 3 months. I am using application date not the renewal date. I assume that is the dates you should be looking to comply with as it is the APPLICATION DATE, not the renewal date that the 800K has to be in the account for three months after, and then 400k for 7 months and then 800K for 2 months before the next application,  is reckoned from ... 

 

Question 2 heh, good luck that. If you want a letter from the bank, they are going to give you one based on what they give out. NOT on what you want. Read that two times, maye three times. Now per what people have already mentioned on this post ... (A) You can get a letter that says how much you have in your account - (B) you can get a letter, that lists summary of your transactions for the year, a summary statement of your account - BUT THAT IS IT. They a re not going to do more than that. I know, because last year I asked for more, muck like what you want, and they gave me a dull blank look and thought me crazed, tell a manager explained this is the only letter they give out - and yes it was the one that IO wanted (but not the one I wanted them to print out).

BTW I have BKK Bank and the bank pass book (copied) would be fine for me, instead of getting a letter stating my account as a summary of my transactions. I have no "amalgamated withdrawal amounts". I make few transactions on that account and I update it every three months in person, with the book. NOW I said it would be fine but if the Immigration Office people want a letter. I guess I am going to have to get a letter. I will double check on that again because I am up mid October. Always mysteries. 

This Is Thailand, there is always a degree of uncertainty. The powers that be seem to want it that way.

Good luck

 

[Hamus Yaigh]

On 8/25/2020 at 12:20 PM, LomSak27 said:

Hamus probably nobody and that includes Immigration can give you complete - clear answers on this, because they do not know exactly.

 

As regarding;

Question 1 - I am going to use the date I applied for my extension. NOT the date it is in effect from. I filed my application to renew my visa 40 days in advance of its actual renewal date. So I am going to go from that 'application date', which will then show I had 800K in my account from that date of application for 3 months. I am using application date not the renewal date. I assume that is the dates you should be looking to comply with as it is the APPLICATION DATE, not the renewal date that the 800K has to be in the account for three months after, and then 400k for 7 months and then 800K for 2 months before the next application,  is reckoned from ... 

 

Question 2 heh, good luck that. If you want a letter from the bank, they are going to give you one based on what they give out. NOT on what you want. Read that two times, maye three times. Now per what people have already mentioned on this post ... (A) You can get a letter that says how much you have in your account - (B) you can get a letter, that lists summary of your transactions for the year, a summary statement of your account - BUT THAT IS IT. They a re not going to do more than that. I know, because last year I asked for more, muck like what you want, and they gave me a dull blank look and thought me crazed, tell a manager explained this is the only letter they give out - and yes it was the one that IO wanted (but not the one I wanted them to print out).

BTW I have BKK Bank and the bank pass book (copied) would be fine for me, instead of getting a letter stating my account as a summary of my transactions. I have no "amalgamated withdrawal amounts". I make few transactions on that account and I update it every three months in person, with the book. NOW I said it would be fine but if the Immigration Office people want a letter. I guess I am going to have to get a letter. I will double check on that again because I am up mid October. Always mysteries. 

This Is Thailand, there is always a degree of uncertainty. The powers that be seem to want it that way.

Good luck

 

Thanks for reply. I went in this week and it was fairly painless on the bank - but they took nearly 30 minutes to get the statement done so I will factor that in next time. I had my own statements already printed from their bank app but they said they couldn't use that as had to be teller coded and verified in the footer on each page of the statement. The teller was punching all kinds of <deleted> into the computer terminal and getting her boss to enter secret keyboard passwords just to get this for me.

 

The online IO booking was at L counter a treat in comparison to the bank! In at scheduled time and got pp back inside 40 minutes with another year. The IO went through the 12 months statement item by item and marked somethings but never said anything to me about it. She also let me use my own pre printed additional 4 statement sheets besides the TM7 form that were uploaded by another poster in PDF on this forum so there was nothing extra for me to fill in at all this year at her desk.

 

To update on your replies above I found:

 

Q1. Agreed. The date of application is basis for all finance requirements for exactly 12 months. My date of application this week was about 5 weeks before the effect date. If next year I do it much later say 1 week before effect date there seems to be scope for bank balances falling below the threshold during the gap of 4 weeks since bank balance & IO don't check back more than 12 months. Not going to risk it tho! Bottom line is I don't need to worry each and every year beyond 12 months as the bank only does 12 months reports and IO only wants 12 months.

 

Q2. That is not my experience at KBank in CW. When I went last year the teller asked me what I wanted? I said I want same like they give everyone else as I wasn't sure what to ask for as the Immigration were changing the requirements for retirees. He replied "no can do, you tell me what you want!" LOL? This year was much easier as another teller was there (last years was there also still!), and the new teller told me exactly how it was done, her way for 300THB. Her fixed format letter, her bank statements (not mine). The bank book name page and final balance page also needed a copy but bank don't sign this. This bank book had several hundred thousand baht in and out amalgamated into two line entry so not much help to the IO. I won't open the book again until a year from now when I go again to CW.

 

Hopefully this post is of use to some people even tho it clearly wound up DrJack54 lol!

 

Cheers,

[TallGuyJohninBKK]

4 hours ago, Hamus Yaigh said:

I had my own statements already printed from their bank app but they said they couldn't use that as had to be teller coded and verified in the footer on each page of the statement.

 

I'm assuming you're talking about the 12-month statements you talked about ordering previously thru the KBank mobile app...

 

Who was the "they" who said they couldn't use those -- the bank staff where you were getting your letter, or the Immigration Officer reviewing your application?

 

[Hamus Yaigh]

15 hours ago, TallGuyJohninBKK said:

Who was the "they" who said they couldn't use those -- the bank staff where you were getting your letter, or the Immigration Officer reviewing your application?

It was the bank teller clearly told me she would not even look at my 12 months of printed statements from their banking app and she had to make them again for me there and then for 200THB. She also said it was what the IO wants to see. These statements must be signed on each page by bank teller and rubber stamped. The IO went thro them page by page and never said a word to me about them.

 

Next year I will just do same and pay 200THB for more statements, as in my case I never use my bank book or set foot in a bank all year usually.