COVID insurace scam to get COE workaround

[seeriipaap]

We all know to get COE we need proof of insurance. And of course we should have real insurance to cover in case of accident. However...

 

The Thai policies touted have exclusions that would not cover during quarantine or not cover forced hospitalization for testing positive without symptoms (as it would not be "medically" necessary).

 

Would this work for avoiding the scam?

 

1. Buy insurance policy that allows refund within 15/30 days

2. Use insurance coverage letter to get COE

3. Arrive

4. Cancel policy

5. Get refund

 

If so, which insurance offers refunds?

 

[oldhippy]

Or, alternatively, get a real European/US insurance and the cheapest possible Thai scam insurance?

I have no idea about Thai insurance prices though, maybe somebody has?

[alianware]

1 hour ago, seeriipaap said:

We all know to get COE we need proof of insurance. And of course we should have real insurance to cover in case of accident. However...

 

The Thai policies touted have exclusions that would not cover during quarantine or not cover forced hospitalization for testing positive without symptoms (as it would not be "medically" necessary).

 

Would this work for avoiding the scam?

 

1. Buy insurance policy that allows refund within 15/30 days

2. Use insurance coverage letter to get COE

3. Arrive

4. Cancel policy

5. Get refund

 

If so, which insurance offers refunds?

 

Why would you do that ? I don't think that you can make refund insurance after you are boarding. Most insurance begins with the date of of flight.

[seeriipaap]

23 minutes ago, alianware said:

Why would you do that ? I don't think that you can make refund insurance after you are boarding. Most insurance begins with the date of of flight.

 

Because those policies do not actually provide any coverage for quarantine. They are a scam

[seeriipaap]

https://thethaiger.com/coronavirus/coming-to-thailand-check-your-insurance-and-asq-fine-print