Health insurance compare

[Calvin1976]

Hi.

 

Had about 25K baht budget for health insurance which can claim from company this year.

 

Now comparing health insurance plans at Mister Prakan website.

LMG Universal Plan 4 and Pacific Cross Premier seems suits my situation (25K plus minus).

Any review/experience on LMG and Pacific Cross health insurance?

 

Already had health insurance in Singapore and Malaysia.

But most of the time will be in Thailand.

Or just get a personnel accident insurance in Thailand?

Thank you.

[sanuk711]

Your Age is a factor---- I take it your quite young, a lot of older guys are looking at WrLife.net..... But Sheryl (who usually gives good advice)  seems to favor April International . Are you now resident Thailand--working? traveling around.

 

If you give more info----you will probably get more help.

[Calvin1976]

45 minutes ago, sanuk711 said:

Your Age is a factor---- I take it your quite young, a lot of older guys are looking at WrLife.net..... But Sheryl (who usually gives good advice)  seems to favor April International . Are you now resident Thailand--working? traveling around.

 

If you give more info----you will probably get more help.

Thanks.

 

46 years old, working here since 2019.

Used to travel out every month before Covid but now not travel almost 2 years. ????

 

Main concern was now spending more time in Thailand.

Local health insurance seems needed. 

[Wazoo]

Make sure you fully understand anabolic you get. Do NOT believe the "you have 2 million thb cover" as you will not have. I had a px policy stating 1.5 million of cover. It paid 220k of my 1 million bill having been taken out by an uninsured bike rider.

All have max payments for each segment ie .. 200k for operations, max x days of cover for icu and  nights stay in hospital. Read and understand all aspects of the policy you get.