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WrLife Claim filed Take 2

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I reported on this forum that I had received hip replacement surgery following a fall JAN 2022 and that the surgery was paid for in full by WrLife.

 

There then followed several posts by other AN Members to wit: Oh Yeah? But that was a hip fracture following an accident -- well whatabout how WrLife would cover you when there was an illness or possible pre-existing condition denial, HUH?

 

OK. I regularly see a urologist for PSA check and DRE. In DEC 2022 the urologist gave me a written certificate report including: Inguinal Hernia.

 

I contacted WrLife and claim processor AIS. They requested the current report from the urologist and previous reports from the same urologist that showed no indication of hernia including a recent KUB ultrasound (Kidney-Urethra-Bladder). They also requested the insurance certificate of coverage from my previous insurer CIGNA Global.

 

Open inguinal surgery performed JAN 2023. Paid for in full by WrLife.

 

BTW this from https://www.bangkokhospital.com/en/package/laparoscopic-groin-hernia-surgery-package-and-mesh-graft

 


 

bkk hospital.png

Okay, I have to get my little bit in, 'Oh no, not another WrLife thread'. although good news regarding a claim paid in full.




 

  • Author
  • Popular Post
1 minute ago, anchadian said:

Okay, I have to get my little bit in, 'Oh no, not another WrLife thread'. although good news regarding a claim paid in full.

Well after some said an 'accident' claim really doesn't count, I said I would get back after I had a stroke or some kinda 'real' claim. So I did.

Out of curiosity, why did you opt for an open repair? Where you given the choice to have a laproscopic repair?

  • Author
27 minutes ago, James26 said:

Out of curiosity, why did you opt for an open repair? Where you given the choice to have a laproscopic repair?

I agreed to open as it was small enough and caught early and recovery time would have hardly been different.

The price for open surgery seems pricey….I had open surgery little over a year ago at Govt hospital 

OP.  Just did a search for private hospitals in Thailand for hernia repair and came up with this:

https://www.thonburi-chumphon.com/hernia-surgery-en.php
image.png.e367837c5def22d086e714895c05dfd4.png

 

Distance comes into play here (depending on where you are located) but might be of interest to some.

 

Huge difference in price.

 

 

  • Author
23 minutes ago, anchadian said:

Huge difference in price.

You mean from Bangkok Hospital/Bangkok and Bumrungrad? You bet.

  • 2 years later...

I'm insured with WR Life for more than 2 years now and needed herniorrhaphy surgery. Muang Loei Ram hospital asked for 80,000 - 100,000 Baht for Open Herniorrhaphy surgery and didn't offer Laparoscopic technique. I decided to have the laparoscopic herniorrhaphy done at the Crown Prince Hospital ThaBo ( a government hospital) six weeks ago for 50,000 Baht. It was a bit difficult to get consent prior surgery from WR Life and I had to pay myself first but WR Life reimbursed me 4 days after my claim. 

21 minutes ago, luicks said:

I'm insured with WR Life for more than 2 years now and needed herniorrhaphy surgery. Muang Loei Ram hospital asked for 80,000 - 100,000 Baht for Open Herniorrhaphy surgery and didn't offer Laparoscopic technique. I decided to have the laparoscopic herniorrhaphy done at the Crown Prince Hospital ThaBo ( a government hospital) six weeks ago for 50,000 Baht. It was a bit difficult to get consent prior surgery from WR Life and I had to pay myself first but WR Life reimbursed me 4 days after my claim. 

Thanks for posting.  

  • 4 months later...

Nice to see WRLife being advertised on the Forum.  I guess it's the AseanNow seal of approval!

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