WrLife Claim filed Take 2

[jerrymahoney]

I reported on this forum that I had received hip replacement surgery following a fall JAN 2022 and that the surgery was paid for in full by WrLife.

 

There then followed several posts by other AN Members to wit: Oh Yeah? But that was a hip fracture following an accident -- well whatabout how WrLife would cover you when there was an illness or possible pre-existing condition denial, HUH?

 

OK. I regularly see a urologist for PSA check and DRE. In DEC 2022 the urologist gave me a written certificate report including: Inguinal Hernia.

 

I contacted WrLife and claim processor AIS. They requested the current report from the urologist and previous reports from the same urologist that showed no indication of hernia including a recent KUB ultrasound (Kidney-Urethra-Bladder). They also requested the insurance certificate of coverage from my previous insurer CIGNA Global.

 

Open inguinal surgery performed JAN 2023. Paid for in full by WrLife.

 

BTW this from https://www.bangkokhospital.com/en/package/laparoscopic-groin-hernia-surgery-package-and-mesh-graft

 

 

[anchadian]

Okay, I have to get my little bit in, 'Oh no, not another WrLife thread'. although good news regarding a claim paid in full.




 

[jerrymahoney]

1 minute ago, anchadian said:

Okay, I have to get my little bit in, 'Oh no, not another WrLife thread'. although good news regarding a claim paid in full.

Well after some said an 'accident' claim really doesn't count, I said I would get back after I had a stroke or some kinda 'real' claim. So I did.

[James26]

Out of curiosity, why did you opt for an open repair? Where you given the choice to have a laproscopic repair?

[jerrymahoney]

27 minutes ago, James26 said:

Out of curiosity, why did you opt for an open repair? Where you given the choice to have a laproscopic repair?

I agreed to open as it was small enough and caught early and recovery time would have hardly been different.

[DJ54]

The price for open surgery seems pricey….I had open surgery little over a year ago at Govt hospital 

[jerrymahoney]

9 hours ago, DJ54 said:

The price for open surgery seems pricey….I had open surgery little over a year ago at Govt hospital 

Well Bangkok Hospital may be pricey, but it's less than Bumrungrad

https://www.bumrungrad.com/en/packages/open-initial-inguinal-hernia-repair-unilat-gp

 

[anchadian]

OP.  Just did a search for private hospitals in Thailand for hernia repair and came up with this:

https://www.thonburi-chumphon.com/hernia-surgery-en.php

 

Distance comes into play here (depending on where you are located) but might be of interest to some.

 

Huge difference in price.

 

 

[jerrymahoney]

23 minutes ago, anchadian said:

Huge difference in price.

You mean from Bangkok Hospital/Bangkok and Bumrungrad? You bet.

[luicks]

I'm insured with WR Life for more than 2 years now and needed herniorrhaphy surgery. Muang Loei Ram hospital asked for 80,000 - 100,000 Baht for Open Herniorrhaphy surgery and didn't offer Laparoscopic technique. I decided to have the laparoscopic herniorrhaphy done at the Crown Prince Hospital ThaBo ( a government hospital) six weeks ago for 50,000 Baht. It was a bit difficult to get consent prior surgery from WR Life and I had to pay myself first but WR Life reimbursed me 4 days after my claim. 

[brewsterbudgen]

21 minutes ago, luicks said:

I'm insured with WR Life for more than 2 years now and needed herniorrhaphy surgery. Muang Loei Ram hospital asked for 80,000 - 100,000 Baht for Open Herniorrhaphy surgery and didn't offer Laparoscopic technique. I decided to have the laparoscopic herniorrhaphy done at the Crown Prince Hospital ThaBo ( a government hospital) six weeks ago for 50,000 Baht. It was a bit difficult to get consent prior surgery from WR Life and I had to pay myself first but WR Life reimbursed me 4 days after my claim. 

Thanks for posting.