UK Travel Insurance but on Non-Imm 'O' visa?

[mja1906]

If one is not certain to move to Thailand permanently, but will trial it out, say staying for a few months at a time on a non-Imm 'O' for retirement, could they still utilise travel insurance from their home country (UK), even though they are not on tourist visas but on 'non-imm O' visas. I don't see how the insurance companies would know what type of visa the person is on, but would only look at length of stay away from home. ? Is my thinking correct? Thanks

[scubascuba3]

Yes as long as you've been in UK for previous 180 days, that's usually in the policy doc. When I came I bought 18 months travel insurance

[KannikaP]

MOST travel insurance policies only cover for a maximum of 30 or 60 days  in any one country.

Would they know? Yes, by simply looking at your passport in the case of a claim. 

[KannikaP]

8 minutes ago, scubascuba3 said:

Yes as long as you've been in UK for previous 180 days, that's usually in the policy doc. When I came I bought 18 months travel insurance

Did you claim?

[scubascuba3]

39 minutes ago, KannikaP said:

Did you claim?

Yes last two policies 2 small claims, went smoothly

[KannikaP]

2 minutes ago, scubascuba3 said:

Yes last two policies 2 small claims, went smoothly

With which company was that please? Very interesting.

If I was in UK for 180 days previous, and bought the policy there, would it cover for 18 months in Thailand?

Edited November 2, 2023 by KannikaP

[scubascuba3]

Just now, KannikaP said:

With which company was that please? Very interesting.

I can't remember the companies but I bought via gocompare, comparethemarket and moneysupermarket, just go by reviews and policy cover

[KannikaP]

58 minutes ago, scubascuba3 said:

When I came I bought 18 months travel insurance

Impossible. Tell us the details. 

12 months max, usually with 30 or sometimes 60 days in any one destination. I looked where you suggested.

[scubascuba3]

55 minutes ago, KannikaP said:

Impossible. Tell us the details. 

12 months max, usually with 30 or sometimes 60 days in any one destination. I looked where you suggested.

Come on make an effort I'm not doing it for you, sometimes they call it backpackers (up to 18 months) see moneysupermarket below as an example, maybe age limit of 45 but try single trip option also for 12 months 

Edited November 2, 2023 by scubascuba3

[KannikaP]

5 minutes ago, scubascuba3 said:

Come on make an effort I'm not doing it for you, sometimes they call it backpackers (up to 18 months) see moneysupermarket below as an example, maybe age limit of 45 but try annual trip option also for 12 months 

I AM making an effort to prevent anyone buying the wrong insurance.

Have tried many times trying to bypass 'proper' insurance. Note Annual Multi-Trip several within 12 months. Read the small print.

That's where some of these kids who have accidents go wrong thinking that their Travel Insurance will cover them It will not.

Edited November 2, 2023 by KannikaP

[scubascuba3]

Just now, KannikaP said:

Have tried many times trying to bypass 'proper' insurance. Note Annual Multi-Trip several within 12 months.

That's where some of these kids who have accidents go wrong thinking that their Travel Insurance will cover them It will not.

Annual multi trip can also work, they vary maximum duration in one go, 30, 45 days not sure about 60 or 90, I haven't looked at it for several years

[steve187]

3 hours ago, KannikaP said:

Impossible. Tell us the details. 

12 months max, usually with 30 or sometimes 60 days in any one destination. I looked where you suggested.

'big cat insurance ' do policies for up to 2 years for ages up to 69/70 i believe, can also be taken out while in Thailand ie not in UK and i believe no time having to be spent in the UK

Edited November 2, 2023 by steve187