mithunonthenet Posted February 6 Share Posted February 6 Quote after she plunged almost 20 metres to her death Jeez, learn how to write! The placement of almost' should be before 'death' -- not before 20 metres! Link to comment Share on other sites More sharing options...
sharksy Posted February 7 Share Posted February 7 I have full Motorcycle License in UK, yet my HSBC worldwide insurance (free with packaged account) still limits me to 125cc. I looked into other travel insurance policies too, and most of these also only cover to 125cc Link to comment Share on other sites More sharing options...
The Jock Spirit Posted February 8 Share Posted February 8 I have accident Insurance from a Thai Insurance company, motorbike use is covered. Cost was 5900 Baht for 3 months Link to comment Share on other sites More sharing options...
Wrwest Posted February 8 Share Posted February 8 On 2/5/2024 at 3:46 PM, Liverpool Lou said: Nothing in the headline stated, or even suggested that... "Scottish woman’s cliff plunge in Thailand sparks insurance debacle" I stand corrected. The following leading statement is what I should have stated, “they refused to pay out after she plunged almost 20 metres to her death”. 1 Link to comment Share on other sites More sharing options...
George FmplesdaCosteedback Posted February 12 Share Posted February 12 Another "selfie" inflicted accident? Link to comment Share on other sites More sharing options...
Liverpool Lou Posted February 12 Share Posted February 12 On 2/8/2024 at 8:35 AM, The Jock Spirit said: I have accident Insurance from a Thai Insurance company, motorbike use is covered. Cost was 5900 Baht for 3 months Accident Insurance is not Travel Insurance, two different types of policy. Link to comment Share on other sites More sharing options...
Liverpool Lou Posted February 12 Share Posted February 12 On 2/6/2024 at 11:12 AM, snowgard said: Good insurance companies gives you this information on their website. The BAD one NOT!!! All insurers provide the specific details of cover in the individual's policy documents, not their website! Link to comment Share on other sites More sharing options...
zyphodb Posted February 12 Share Posted February 12 On 2/5/2024 at 2:17 PM, The Fugitive said: Members of my Thai family have received bills from our local community hospital after receiving treatment for injuries caused when they came off their moto's. They had neither riding licences nor insurance. Fortunately, no other road users were injured. I understand this is normal as National Heath Service's elsewhere will not provide 'free' treatment for road traffic injuries. This being what motor insurance is for. The way it works is the hospital claim off the gov. insurence you have from taxing the motorbike for the first 20000 Bht of bills, social security or the 30 baht scheme pays for anything after that. If you have no tax you're liable for the first 20k of the hospital bill... Link to comment Share on other sites More sharing options...
snowgard Posted February 12 Share Posted February 12 3 hours ago, Liverpool Lou said: All insurers provide the specific details of cover in the individual's policy documents, not their website! Nonsens!!! Some inform you on their website which rules for car/motorbike they have or that it's excluded. And also in the documents. 😉 1 Link to comment Share on other sites More sharing options...
metisdead Posted February 12 Share Posted February 12 Some petty bickering posts and replies contravening our Community Standards have been removed. 17. The ASEAN NOW news team gathers and disseminates news bulletins from Thai and international sources, and republishes them in the news forums for our members' information and enjoyment. Our news team works hard to bring quality content to the news forums and should be respected for their efforts. Comments regarding ASEAN NOW being the source of news articles or other comments such as "slow news day" or "clickbait headline" are disrespectful and unwelcome. Such comments will be sanctioned. Original articles, especially in the Thai or foreign language press can sometimes have grammatical mistakes or misspellings. ASEAN NOW is not responsible for these nor does ASEAN NOW have the right to alter content it is reprinting from another source. Similarly, ASEAN NOW is not responsible for any opinions reflected or quoted in reprinted news stories. Link to comment Share on other sites More sharing options...
Liverpool Lou Posted February 12 Share Posted February 12 1 hour ago, snowgard said: 5 hours ago, Liverpool Lou said: All insurers provide the specific details of cover in the individual's policy documents, not their website! Nonsens!!! Some inform you on their website which rules for car/motorbike they have or that it's excluded. And also in the documents. I said specific details of the individual's policy, those specific details of cover and exclusions are in the policy documents, not the website. Link to comment Share on other sites More sharing options...
The Jock Spirit Posted February 13 Share Posted February 13 15 hours ago, Liverpool Lou said: All insurers provide the specific details of cover in the individual's policy documents, not their website! Yes I have travel insurance. But I took out the extra policy to maximise my cover. 1 Link to comment Share on other sites More sharing options...
Blumpie Posted February 13 Share Posted February 13 On 2/4/2024 at 9:09 PM, JackGats said: What's the deal with scooters/motorbikes accidents? I don't mean the semantics. I mean would insurances routinely reject claims if an accident is a motorbike accident? How can you be covered then? Quite simply, your insurance will state up to what is covered. Furthermore if you are not licensed in your home country (on vacation in Thailand) you are breaking the law and NOT COVERED by insurance. Make no mistake, not understanding your insurance limitations will leave you out in the rain like a dog. Do not go outside the bounds for any reason ever. These types of articles are great for learning, and its nice to see one where some half-wit didn't have any medical insurance at all and went to the hospital with a broken beer bottle crashed over his head with a 100k medical bill. 1 Link to comment Share on other sites More sharing options...
Blumpie Posted February 13 Share Posted February 13 And by the way, I hope everyone noticed how quickly they denied her claim? It takes them roughly six seconds to scan a police report and see what was involved and understand that she was riding something she wasn't covered for. This case is very rare for me, I don't have the time of day for nitwits as most don't here either, but she probably was being careless about her vacation and this cost her huge. I hope she recovers and things go well for her. Link to comment Share on other sites More sharing options...
jacko45k Posted February 13 Share Posted February 13 On 2/5/2024 at 5:25 PM, BenStark said: And yes there are countries that have a bicycle license. Hawaii being just one of them 'States' then in that case. Link to comment Share on other sites More sharing options...
Liverpool Lou Posted February 13 Share Posted February 13 (edited) . Edited February 13 by Liverpool Lou Link to comment Share on other sites More sharing options...
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