Top Health and Travel Insurance Companies in Thailand for Travelers and Expats

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Top Health and Travel Insurance Companies in Thailand for Travelers and Expats

Do you plan on making Thailand your new home? Or are you planning on visiting Thailand on a short trip? While traveling and living in Thailand can be fun, you’ll also want to plan ahead with your medical and travel insurance, which provides you with a sense of comfort. 

 

When it comes to health and travel insurance for travelers and expats in Thailand, look no further than Cigna, AXA, and Allianz. They may have a long list of plans, but you can rest assured that each of these insurance companies offers top-notch health and travel policies. 

 

In this article, our friends at Pacific Prime will discuss the benefits of each plan in further depth, and they will provide you with resources on how you can get started on your search for the right health insurance and travel plans.  

 

The Top Health and Travel Insurance Companies in Thailand

Insurance companies in Thailand offer various options for expat health insurance, travel insurance, or both. To select the right provider for your needs, it's essential to find a plan that fits your budget while offering the most comprehensive coverage. 

Here are some top insurance providers to consider when comparing insurance quotes:

• Cigna

• AXA

• Allianz

In the following sections, our friends at Pacific Prime Thailand will list the best insurers and provide brief details on what makes them a good choice for expats. 

Cigna

Renowned for its international network, Cigna provides a range of insurance policies for travelers and expats in Thailand, ranging from Silver, Gold, and Platinum. With 24/7 customer care and access to Thailand’s private hospitals, Cigna ensures peace of mind for those heading to Thailand. 

Cigna offers several health insurance options, such as:

Silver Health Insurance Plan

• Annual Limit: USD $1,000,000

• Coverage: Core medical benefits include inpatient and outpatient care, specialized cancer treatment, and mental health care up to $5,000. It also includes access to private hospital rooms, transplant services, and palliative care.

Gold Health Insurance Plan

• Annual Limit: USD $2,000,000

• Coverage: All benefits of the Silver plan, plus routine maternity care up to $7,000, pregnancy complications and newborn care, advanced imaging, rehabilitation services, home nursing, obesity treatment, and congenital conditions care.

Platinum Health Insurance Plan

• Annual Limit: Unlimited

• Coverage: Comprehensive coverage includes all Gold plan benefits, with most benefits fully covered. It provides extensive inpatient and outpatient care, comprehensive cancer care, and full mental and behavioral health care. Routine maternity inpatient care is covered up to $14,000.

Close Care Health Insurance Plan

• Annual Limit: USD $500,000

• Coverage: This plan includes medical benefits, cancer care, and semi-private rooms for inpatient and outpatient care. It also covers emergency hospitalization for short trips up to $40,000. Note that medical evacuation, maternity care, and travel safety services are not included.

 

AXA 

AXA provides a range of international health insurance plans, including Foundation, Standard, Comprehensive, Prestige, and Prestige Plus. These plans offer extensive coverage, encompassing medical treatments, dental care, and evacuation services, making AXA an excellent choice for expats.

The health insurance plans offered by AXA include:

Foundation Plan

• Annual Limit: USD $160,000

• Coverage: Inpatient hospital charges and surgeries, emergency care, medical evacuation and repatriation, cancer treatments, ambulance transport, optional outpatient treatment, and drugs.

Standard Plan

• Annual Limit: USD $1,600,000

• Coverage: All Foundation plan benefits, plus dental care (excluding check-ups), an increased annual limit, optional outpatient treatment, and drugs.

Comprehensive Plan

• Annual Limit: USD $2,400,000

• Coverage: All Standard plan benefits, plus coverage for chronic conditions, eye tests and prescription glasses, outpatient treatment, tests, and vaccinations.

Prestige Plan

• Annual Limit: USD $3,200,000

• Coverage: All Comprehensive plan benefits, plus routine pregnancy care, annual health checks, and an increased annual limit.

Prestige Plus Plan

• Annual Limit: USD $8,000,000

• Coverage: All Prestige Plan benefits up to the highest annual limit offered by AXA.

AXA Travel Insurance

AXA Thailand offers insurance plans for tourists visiting Thailand and Thai residents traveling abroad. These plans include benefits for lost luggage, trip interruptions, cancellations, or delays, and provide up to USD $2,000,000 in emergency medical services during travel.

Allianz

Allianz offers various health insurance plans with global coverage, including Essential, Classic, and Premier options. These plans cover inpatient and outpatient treatments, dental care, and medical evacuations. Allianz is well-known for its extensive network and reliable customer service.

Here are some health coverage options offered by Allianz Worldwide Care:

Allianz Care Plan:

• Annual Limit: USD $2,500,000

• Coverage: Semi-private inpatient/day-care room, oncology, medical evacuation, nursing at home, rehabilitation treatment, emergency outpatient treatment.

Allianz Care Plus Plan:

• Annual Limit: USD $4,000,000

• Coverage: Private inpatient/day-care room, oncology, medical evacuation, nursing at home, rehabilitation treatment, emergency outpatient and dental treatment.

Allianz Care Pro Plan:

• Annual Limit: USD $5,000,000

• Coverage: Private inpatient/day-care room, oncology, medical evacuation, nursing at home, rehabilitation treatment, emergency outpatient and dental treatment, preventive surgery, and laser eye treatment.

Allianz Travel lnsurance

For Allianz’s travel plans, Allianz Ayudhya’s Travel Plus insurance plan coverage begins just two hours after you land in Thailand! In the event that you become sick or injured while on vacation, you can receive benefits up to USD 143,000. A Schengen Visa has also been approved for this plan.

 

 

Get Started Today

Living and traveling in Thailand necessitates careful research to find the most suitable health and travel insurance plans that align with your lifestyle. These policies are designed to offer peace of mind to both travelers and long-term expats, providing financial protection in the event of accidents or illnesses.

 

With over 20 years of experience, expats and holiday-goers can reach out to our friends at Pacific Prime Insurance Brokers to find an international health insurance or travel plan that fits their needs and budget. 

Contact Pacific Prime today for free advice and quotes.