If a foreigner dies their embassy has to be notified and there is of course an autopsy done by the relevant authorities.
I understand your question and it is the same as the banks. Just don't tell us. I merely point out that although it might be possible it is not strictly legal.
You could un-install One Drive, via Control Panel/Programs.
But I find One Drive so useful for backing up all my data, photos, etc etc. It's easy to upgrade your storage to what you need, or take out a 365 subscription for about 80 quid a year, which would give you, and 5 Family members (which can all be yourself) 1 TB of storage, plus 100 minutes of Skype, each, to almost anywhere in the World. One Drive can be installed on your Laptop and Mobile phone, so you can access your Data from anywhere.
Other Cloud Storage systems are available eg Google Drive, but One Drive integrates with W11 best.
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