Is it possible to have a UK Bank account while being tax resident in Thailand?

[stubuzz]

11 hours ago, nglodnig said:

As an ex-bank employeee EVERY bank does this for Know Your Customer rules as I had several training sessions on this. Basically to avoid money-laundering they need to know who you are. Only "dodgy" banks skip this

So, in your experience, if a customer has an address in 2 countries would either be accepted under the "know your customer" situation?

The reason I ask is because I currently live in company provided accomodation and do not receive any bills and do not hold a bank account here as my salary is transfered to a UK account. 

[actonion]

22 hours ago, leonard beaven said:

Yes you can have a UK bank account,BUT,they will not send documents or replacement cards to Thailand,for security reasons.

Nationwide will, I asked if i move to Thailand  what will hapen  when my Debit Card expires, they said where ever u move to we will post your replacement card to  you

[BenCrew]

On 12/18/2024 at 12:24 PM, leonard beaven said:

Yes you can have a UK bank account,BUT,they will not send documents or replacement cards to Thailand,for security reasons.

 

I have just questioned the Halifax on X about sending my replacement debit card to Thailand, they replied:

 

Yes, if that is the address we hold for you, then that is where your replacement card would be posted to. I hope this helps! 

[PattayaParent]

16 hours ago, Gaccha said:

I'm intrigued by its practical functionality. 

 

Obviously it's in Pound Sterling. But as an offshore account is it linked to the free ATM usage network (the name of which escapes me) of the UK or are you charged on your bank card withdrawals (assuming you have one)?

 

Did onshore institutions allow payments to be made to it? For example, law firms sending funds or government institutions sending payments etc.

 

Is it on the Swift network or are movements treated as international from and to the UK? Are transfers to and from the UK free of charge?

 

What other differences?

 

Not just GBP, I also have a USD account with them and other currencies are available.

 

Can make payments from anywhere into it and to anywhere out from it.

 

It's on SWIFT, CHAPS and the other one, can't remember the name.

 

Transfers to and from UK accounts free, but overseas payment outwards are charged.

 

Free ATM in UK, and also when paying by card PIN or contactless.

 

Other difference? No problem for non-UK residents or any other Nationality to open an account, although not sure about USA as they seem to have problems everywhere 'cos of FACTA.

 

 

[actonion]

18 hours ago, BenCrew said:

 

I have just questioned the Halifax on X about sending my replacement debit card to Thailand, they replied:

 

Yes, if that is the address we hold for you, then that is where your replacement card would be posted to. I hope this helps! 

Nationwide will

[rickudon]

I maintain 3 UK bank accounts with monthly transactions on all of them. I have 3 pensions paid into my UK bank accounts, pay income tax and maintain a UK address. So far not had any issues (apart from new cards going only to the UK address). I have my foreign SIM registered with them all.

 

WISE not an option, have had problems with them.

 

Not expecting any change in the near future.

[bradiston]

2 hours ago, rickudon said:

I maintain 3 UK bank accounts with monthly transactions on all of them. I have 3 pensions paid into my UK bank accounts, pay income tax and maintain a UK address. So far not had any issues (apart from new cards going only to the UK address). I have my foreign SIM registered with them all.

 

WISE not an option, have had problems with them.

 

Not expecting any change in the near future.

DWP pays into Wise, no problem. They know I'm not UK tax resident.