https://thaicitizenship.com/thai-social-security/

 

i read here, that it is possible to keep some kind of heath coverage and even some kind of small pension, if keep paying to SSO even after i would loose my job until i am 55. After the topic, can you live on 40 K a month i got worried and started thinking. 

Currently i do phave private health insurrance for me and my family, but they did bump it up by 30% and you never know what happens in the future, if it would still be affordable or if they would kick me out at 65 as i did have an pulmonary embolsim a few years ago.

 

Then is there anyone who has made use of their SSO coverage for health care? was it ok? What hospital were you treated and was it survivable, or no AC available and outdated equipment? or very good value for the money and definetely something worth to keep just in case. In the Pattaya area, what SSO hospital would be recommended.

 

And would anyone know if this pension is still paid out to foreigners?

 

Any info would be appreciated.

Ant.

 

 

8 minutes ago, anthonyT said:

 

 

Then is there anyone who has made use of their SSO coverage for health care? was it ok? What hospital were you treated and was it survivable, or no AC available and outdated equipment? or very good value for the money and definetely something worth to keep just in case. In the Pattaya area, what SSO hospital would be recommended.

 

 

 

 

 

Yeah spent 3 months (2 months ICU/1 month private ward room) in Hospital, Phayathai Sriracha, went back 3 months later for a second operation (8 day stay)  went back 5 months later for yet another operation (6 day stay).

SSO covered the bills.

 

Sevice was great, fantastic holiday... food was <deleted>e though but they let me order in pizza's and burgers !

 

14 minutes ago, Ralf001 said:

 

Yeah spent 3 months (2 months ICU/1 month private ward room) in Hospital, Phayathai Sriracha, went back 3 months later for a second operation (8 day stay)  went back 5 months later for yet another operation (6 day stay).

SSO covered the bills.

 

Sevice was great, fantastic holiday... food was <deleted>e though but they let me order in pizza's and burgers !

 

 

thank you for the fast reply, then definetely worth to  keep it as a backup. That sounds like very good coverage actually for the 3 months you stayed. i stayed before at Bangkok Hospital in Pattaya for that pulmonary embolism and that costed 250 K for a 5 day stay (food was ok but bland xD). Just got worried if at an later stage in life the same would happen again, without health cover.

 

 

No needed to pay any extra's for that 3 month hospital stay? )Besides the pizza's and burgers haha). As i believe the coverage of the SSO is only TBH 500,000 p.a.? or is it per incident? Those months in ICU must have been expensive. 

 

Also would you know anything about pension benefits? Might be little, but better then a poke in the eye xD

 

Thank you

 

Ant.

41 minutes ago, anthonyT said:

https://thaicitizenship.com/thai-social-security/

 

i read here, that it is possible to keep some kind of heath coverage and even some kind of small pension, if keep paying to SSO even after i would loose my job until i am 55. After the topic, can you live on 40 K a month i got worried and started thinking. 

Currently i do phave private health insurrance for me and my family, but they did bump it up by 30% and you never know what happens in the future, if it would still be affordable or if they would kick me out at 65 as i did have an pulmonary embolsim a few years ago.

 

Then is there anyone who has made use of their SSO coverage for health care? was it ok? What hospital were you treated and was it survivable, or no AC available and outdated equipment? or very good value for the money and definetely something worth to keep just in case. In the Pattaya area, what SSO hospital would be recommended.

 

And would anyone know if this pension is still paid out to foreigners?

 

Any info would be appreciated.

Ant.

 

 

 

You MUST own a condo (have yellow book in your name). Rule about 1++ year old now.

 

The insurance is absolutely sh+ and should only be used in dire, expensive emergency. Insane amount of waiting and only worst hospitals 

 

I paid in for years only to be shot down.

 

Don't bother. Fing Thailand. .. 

15 minutes ago, anthonyT said:

 

thank you for the fast reply, then definetely worth to  keep it as a backup. That sounds like very good coverage actually for the 3 months you stayed. i stayed before at Bangkok Hospital in Pattaya for that pulmonary embolism and that costed 250 K for a 5 day stay (food was ok but bland xD). Just got worried if at an later stage in life the same would happen again, without health cover.

 

 

No needed to pay any extra's for that 3 month hospital stay? )Besides the pizza's and burgers haha). As i believe the coverage of the SSO is only TBH 500,000 p.a.? or is it per incident? Those months in ICU must have been expensive. 

 

Also would you know anything about pension benefits? Might be little, but better then a poke in the eye xD

 

Thank you

 

Ant.

 

I do not know what the limit is but my bill was well well north of 500k... Phayathai is a private hosptal.

 

Will definately be keeping up payments should I stop working.

51 minutes ago, DarkBrandon said:

 

You MUST own a condo (have yellow book in your name). Rule about 1++ year old now.

 

The insurance is absolutely sh+ and should only be used in dire, expensive emergency. Insane amount of waiting and only worst hospitals 

 

I paid in for years only to be shot down.

 

Don't bother. Fing Thailand. .. 

Thks for the reply, i do have PR, so i am on the blue book of our house. However, the yellow book requirement i think you can also get without owning a condo unless i am wrong.

 

Well, yes that was my understanding also of it, but after reading that website article and Ralf's reply, (also on the "Can you live on the 40K " thread where someone  said his private insurrance did not cover after accident, but he did get full cover by SSO, it got me peaked. Like i said, i am still below 50 and working, but there might be the time that the premiums of the private insurrance go to the roof or worse the insurrance throws you out after 65, so worth to keep  the SSO.

 

May i ask why you were shot down, as you state? if you paid for the SSO and keep paying the monthly 432 TBH  after stopping work, you would be entitled right?

 

Thank you

 

Ant.

56 minutes ago, Ralf001 said:

 

I do not know what the limit is but my bill was well well north of 500k... Phayathai is a private hosptal.

 

Will definately be keeping up payments should I stop working.

 
Cheers, as will I. 

 

thank you for your reply 

 

Ant.

42 minutes ago, anthonyT said:

Thks for the reply, i do have PR, so i am on the blue book of our house. However, the yellow book requirement i think you can also get without owning a condo unless i am wrong.

 

Well, yes that was my understanding also of it, but after reading that website article and Ralf's reply, (also on the "Can you live on the 40K " thread where someone  said his private insurrance did not cover after accident, but he did get full cover by SSO, it got me peaked. Like i said, i am still below 50 and working, but there might be the time that the premiums of the private insurrance go to the roof or worse the insurrance throws you out after 65, so worth to keep  the SSO.

 

May i ask why you were shot down, as you state? if you paid for the SSO and keep paying the monthly 432 TBH  after stopping work, you would be entitled right?

 

Thank you

 

Ant.

 

As I stated 

 

No yellow book. I could have gotten a yellow book for MiL home, but I don't live there and so nixed idea as it was a bridge too far not having matching residence, tm30... That probably would have worked.

 

With PR maybe you're allowed in blue book - as you've replied. I think that will be shaky for Thai bureaucrat bc it's non standard. Having said that it should work. 

 

As you know, general rule farang cannot be placed in blue book 

 

Good luck.

 

**The insurance is absolutely crap. Even my PiL 30b gold card we often just pay cash bc of the hurdles. I would imagine SSO coverage upcountry even more dire than BKK but possibly less wait depending 

On 8/12/2025 at 3:46 PM, anthonyT said:

Thks for the reply, i do have PR, so i am on the blue book of our house. However, the yellow book requirement i think you can also get without owning a condo unless i am wrong.

 

Well, yes that was my understanding also of it, but after reading that website article and Ralf's reply, (also on the "Can you live on the 40K " thread where someone  said his private insurrance did not cover after accident, but he did get full cover by SSO, it got me peaked. Like i said, i am still below 50 and working, but there might be the time that the premiums of the private insurrance go to the roof or worse the insurrance throws you out after 65, so worth to keep  the SSO.

 

May i ask why you were shot down, as you state? if you paid for the SSO and keep paying the monthly 432 TBH  after stopping work, you would be entitled right?

 

Thank you

 

Ant.

 

No yellow book. Could not be on mil book bc pathum thani. I live in BKK. Landlord not want or bother get me a yellow book for this condo - understand it's possible. 

 

I'd just recommend you visit SSO and get all requirements well before you severe employment 

2 hours ago, DarkBrandon said:

 

No yellow book. Could not be on mil book bc pathum thani. I live in BKK. Landlord not want or bother get me a yellow book for this condo - understand it's possible. 

 

I'd just recommend you visit SSO and get all requirements well before you severe employment 

Thank you very much for the reply Brandon.  With my PR i did get named into the blue book of our house, so that hole should be covered. It is not so much that i need it atm, but thinking along the road, where i might get kicked out of my personal health insurrance, once passing 65. You never know what happens in life, so good to have an back up option.

 

Granted, there might be some bureaucratic issues along the way, but my company HR did somehow get me 800 TBH child support by SSO  for our son so i should be in the system for that and hopefully also after retiring, if keep paying the 432 TBH montlly to stay covered until eligeble age.

 

Ant.

I needed yellow book and pink card. The option is health insurance at government hospital or monthly pension. Not both. I opted for the monthly pension. It is a small amount, but I am in good health.