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British Expat Shares Thai Retirement Costs, Inspires Moves

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  • Popular Post

Cover-Picture-2025-09-12T145241.webp

Photo via Instagram/ @thai_si_888

 

A British expatriate, Simon Thatcher, has shared the costs of his retirement lifestyle in Thailand via a TikTok video, encouraging many viewers to consider relocating. Thatcher, who retired under a visa costing 1,900 baht fee annually, explained that he employs a visa agent to ease the process. He revealed that his monthly living expenses ranged between 35,000 and 45,000 baht, a figure substantially lower than that of London.

 

Thatcher resides in a one-bedroom condominium in Nonthaburi, a suburb of Bangkok, for 8,000 baht monthly. The facility includes amenities such as a gym, pool, and sauna at no extra cost. His additional monthly expenses comprise utilities and amenities: WiFi at 1,000 baht, electricity at 1,200 baht, water at 60 baht, mobile and transport at 3,000 baht, and health insurance at 4,000 baht.

 

Simon highlights food affordability as a significant advantage, with meals averaging 50 baht each. He balances occasional Western cuisine indulgences with cheaper local options. Additionally, his lifestyle includes affordable rates for services: 100-150 baht for haircuts, 200-300 baht for massages, and 210 baht for cigarettes, alongside a regular purchase of beer at 260 baht for three bottles.

 

Cover-Picture-2025-09-12T144749.webp

Photo via TikTok/ @skyhighthaisi

 

Despite Thatcher's portrayal of an affordable lifestyle, a Marketbuzzz survey shows that 42% of Thai citizens are worried about increasing living costs, revealing a disparity between expat and local experiences. Many Thai families are struggling with expenses due to stagnant wages, contrasting with the attractiveness of Thailand for expatriates like Thatcher.

 

Looking forward, while expatriates may continue to find Thailand appealing, local economic challenges could impact their perceptions in the long term. Potential relocators are advised to consider these dynamics when evaluating lifestyle choices in Thailand.

 

Key Takeaways

  • Simon Thatcher shares a low-cost retirement lifestyle in Thailand.
  • Many expatriates find it economically attractive compared to their home countries.
  • Local Thai residents face challenges with rising costs and stagnant wages.

 

Related Stories

Thai tax tangle: Expats warned of new rules on overseas income

Dream Crushed: British Expats ’ Thai Retirement Nightmare

 

image.png  Adapted by ASEAN Now from The Thaiger 2025-09-12

 

image.jpeg

 

image.png

  • Replies 216
  • Views 12.6k
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  • Last Reply

Top Posters In This Topic

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  • Why blab about it? Someone did something similar in Chiang mai years ago and the place got inundated with whinging boomer whiteys. Also highlighting visa agents isn’t the smartest move. Just enjoy you

  • 60 baht water bill? Either I'm being ripped off or Simon isn't showering enough 😊 A dirty 'farang'? 😊 Maybe he uses the shower at the gym and pool. I've seen a few foreigners save money that way.

  • StayinThailand2much
    StayinThailand2much

    Yeah, and meals on average for 50 baht... What does Simon eat; rice with extra rice?? - Seems, he eats like an Esarn farmer. 😆

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Why blab about it? Someone did something similar in Chiang mai years ago and the place got inundated with whinging boomer whiteys. Also highlighting visa agents isn’t the smartest move. Just enjoy your retirement and stf… be quiet. 

  • Popular Post
43 minutes ago, snoop1130 said:

health insurance at 4,000 baht.

 

Wow, where can I get such a health insurance?

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60 baht water bill? Either I'm being ripped off or Simon isn't showering enough 😊 A dirty 'farang'? 😊

Maybe he uses the shower at the gym and pool. I've seen a few foreigners save money that way...

  • Popular Post

@StayinThailand2much Is 4,000 baht monthly inexpensive for health insurance?

  • Popular Post
2 minutes ago, StayinThailand2much said:

 

Wow, where can I get such a health insurance?

I suppose a lot will depend on your current age (which I didn't see mentioned), where and when the insurance was taken out and if you have or ever had any health problems.

 

I would also think it would depend if you have ever claimed, what for, and how many times.

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1 minute ago, JakeC said:

@StayinThailand2much Is 4,000 baht monthly inexpensive?

 

Well, I usually only see promotions for healthcare that costs much more...

  • Popular Post
13 minutes ago, JakeC said:

60 baht water bill? Either I'm being ripped off or Simon isn't showering enough 😊 A dirty 'farang'? 😊

Maybe he uses the shower at the gym and pool. I've seen a few foreigners save money that way...

 

Yeah, and meals on average for 50 baht... What does Simon eat; rice with extra rice?? - Seems, he eats like an Esarn farmer. 😆

This morning 4am Thai time on BBC 1 is a 3 part series called "Thailand" The dark side of paradise"

I prefer not really to say what I think about the content.

  • Popular Post
13 minutes ago, JakeC said:

60 baht water bill? Either I'm being ripped off or Simon isn't showering enough 😊 A dirty 'farang'? 😊

Maybe he uses the shower at the gym and pool. I've seen a few foreigners save money that way...

My last water bill in Pattaya was 75 baht. I shower daily and have a clothes washing machine. But I'm in a house and get the actual bill, not from some juristic office.

Yeah... @Trippy I wonder about my juristic office in that regard. Water bill climbed 50% after they 'renewed the pipes'. 

  • Popular Post
1 hour ago, snoop1130 said:

low-cost retirement lifestyle

This is what 35-45K gets you.

 

Realistically i'd say it's a lot more than that.

  • Popular Post
1 hour ago, snoop1130 said:

Cover-Picture-2025-09-12T145241.webp

Photo via Instagram/ @thai_si_888

 

A British expatriate, Simon Thatcher, has shared the costs of his retirement lifestyle in Thailand via a TikTok video, encouraging many viewers to consider relocating. Thatcher, who retired under a visa costing 1,900 baht fee annually, explained that he employs a visa agent to ease the process. He revealed that his monthly living expenses ranged between 35,000 and 45,000 baht, a figure substantially lower than that of London.

 

Thatcher resides in a one-bedroom condominium in Nonthaburi, a suburb of Bangkok, for 8,000 baht monthly. The facility includes amenities such as a gym, pool, and sauna at no extra cost. His additional monthly expenses comprise utilities and amenities: WiFi at 1,000 baht, electricity at 1,200 baht, water at 60 baht, mobile and transport at 3,000 baht, and health insurance at 4,000 baht.

 

Simon highlights food affordability as a significant advantage, with meals averaging 50 baht each. He balances occasional Western cuisine indulgences with cheaper local options. Additionally, his lifestyle includes affordable rates for services: 100-150 baht for haircuts, 200-300 baht for massages, and 210 baht for cigarettes, alongside a regular purchase of beer at 260 baht for three bottles.

 

Cover-Picture-2025-09-12T144749.webp

Photo via TikTok/ @skyhighthaisi

 

Despite Thatcher's portrayal of an affordable lifestyle, a Marketbuzzz survey shows that 42% of Thai citizens are worried about increasing living costs, revealing a disparity between expat and local experiences. Many Thai families are struggling with expenses due to stagnant wages, contrasting with the attractiveness of Thailand for expatriates like Thatcher.

 

Looking forward, while expatriates may continue to find Thailand appealing, local economic challenges could impact their perceptions in the long term. Potential relocators are advised to consider these dynamics when evaluating lifestyle choices in Thailand.

 

Key Takeaways

  • Simon Thatcher shares a low-cost retirement lifestyle in Thailand.
  • Many expatriates find it economically attractive compared to their home countries.
  • Local Thai residents face challenges with rising costs and stagnant wages.

 

Related Stories

Thai tax tangle: Expats warned of new rules on overseas income

Dream Crushed: British Expats ’ Thai Retirement Nightmare

 

image.png  Adapted by ASEAN Now from The Thaiger 2025-09-12

 

image.jpeg

 

image.png

... "and health insurance at 4,000 baht."  Meaning about 48,000Baht per year.

 

Sounds rather low for a retired farang.

 

I wonder what Insurance company and what his age is?

 

 

  • Popular Post
36 minutes ago, JakeC said:

60 baht water bill? Either I'm being ripped off or Simon isn't showering enough 😊 A dirty 'farang'? 😊

Maybe he uses the shower at the gym and pool. I've seen a few foreigners save money that way...

No, not at all dirty. I also have a set bill of 58.85 Baht/mth, so it sounds like his is the same tariff, albeit in a completely different part of Thailand. Unless I have a bad leak or allow all the locals to use my washing machine, then it will remain the same, three showers per day or not! 😂

  • Popular Post

35-45k is enough to live with in Thailand. But of course he need a visa agent as he can't get a visa otherwise... For a retirement visa is 65k needed or less with money on the bank, but if you don't have a visa agent will take care. But in fact not real news but a promotion to get retirees to Thailand. There is 1 thing missing in the story and that is that he has to pay tax over his income in Thailand as he stays more than ,180 days.

57 minutes ago, JakeC said:

60 baht water bill? Either I'm being ripped off or Simon isn't showering enough 😊 A dirty 'farang'? 😊

Maybe he uses the shower at the gym and pool. I've seen a few foreigners save money that way...

You're being ripped off.

  • Popular Post
53 minutes ago, StayinThailand2much said:

 

Yeah, and meals on average for 50 baht... What does Simon eat; rice with extra rice?? - Seems, he eats like an Esarn farmer. 😆

There are many great dishes out there for 50 baht

  • Popular Post

He smokes cigarettes, drinks beer, and eats cheap food.  Sounds like a death wish lifestyle good luck Simon.

48 minutes ago, scorecard said:

... "and health insurance at 4,000 baht."  Meaning about 48,000Baht per year.

 

Sounds rather low for a retired farang.

 

I wonder what Insurance company and what his age is?

 

 

And, I wonder what this covers: Room and hospital charges (if admitted), nursing / hospital fees, doctors fees, x-rays, medications? 

  • Popular Post

Pretty sure Thai Immigration and TAT will groan after reading this. 'Just what we don't want or need - more of his kind.'

 

Seriously though, while it's not impossible to live on that amount each month, it's a pretty frugal existence. No girlfriend? No wife? Just sitting in his room or on the beach road eating khaow niow (sticky rice) and moo daeng (barbecued pork skewers) every day? I guess he can entertain himself daily with his WiFi/Internet. Does he walk everywhere, or does the 3,000 include motocy and tuk tuks or his own bike (including phone at probably 500 baht)?

1 minute ago, scorecard said:

And, I wonder what this covers: Room and hospital charges (if admitted), nursing / hospital fees, doctors fees, x-rays, medications? 

It might not cover outpatient, or in a very limited way. 

  • Popular Post
1 hour ago, JakeC said:

@StayinThailand2much Is 4,000 baht monthly inexpensive for health insurance?

Yes

  • Popular Post

Are we to assume that Mr. Thatcher sells lottery tickets?  If so we may soon be reading about "Mr. Thatcher, former expat resident of Nonthaburi prior to his deportation from Thailand." 


 

 

Screenshot from 2025-09-12 18-33-30.png

  • Popular Post
1 hour ago, daveAustin said:

Why blab about it? Someone did something similar in Chiang mai years ago and the place got inundated with whinging boomer whiteys. Also highlighting visa agents isn’t the smartest move. Just enjoy your retirement and stf… be quiet. 

 

I agree with you, completely...BUT....

 

Some people just cannot stop talking about themselves.

 

They think the world revolves around themselves

 

I would never do this.

 

However, I will say that if this guy, what's his name, is paying Bt.1000.00 for WiFi, then there are two other things wrong with him.

 

1. Nobody should pay Bt.1000.00 for WiFi in a Condo.

2. Nobody should rely on the WiFi of a Condo, for more than a few days.

 

Some tourists/potential-retirees, arrive here in Thailand ONLY to save a dime. They do not come here for the CULTURE, and to learn the language, and study about Asia, etc.

It's all about money, as their prime motivating factor.

 

Then what happens to them, in due time?:

They begin to whine and moan, as the years go by....because...

They did not come here for INTRINSIC love of Thailand.

I find it difficult to tolerate such superficial, shallow intruders.

 

I am happy I am not one of such a group.

 

 

2 hours ago, snoop1130 said:

Cover-Picture-2025-09-12T145241.webp

Photo via Instagram/ @thai_si_888

 

A British expatriate, Simon Thatcher, has shared the costs of his retirement lifestyle in Thailand via a TikTok video, encouraging many viewers to consider relocating. Thatcher, who retired under a visa costing 1,900 baht fee annually, explained that he employs a visa agent to ease the process. He revealed that his monthly living expenses ranged between 35,000 and 45,000 baht, a figure substantially lower than that of London.

 

Thatcher resides in a one-bedroom condominium in Nonthaburi, a suburb of Bangkok, for 8,000 baht monthly. The facility includes amenities such as a gym, pool, and sauna at no extra cost. His additional monthly expenses comprise utilities and amenities: WiFi at 1,000 baht, electricity at 1,200 baht, water at 60 baht, mobile and transport at 3,000 baht, and health insurance at 4,000 baht.

 

Simon highlights food affordability as a significant advantage, with meals averaging 50 baht each. He balances occasional Western cuisine indulgences with cheaper local options. Additionally, his lifestyle includes affordable rates for services: 100-150 baht for haircuts, 200-300 baht for massages, and 210 baht for cigarettes, alongside a regular purchase of beer at 260 baht for three bottles.

 

Cover-Picture-2025-09-12T144749.webp

Photo via TikTok/ @skyhighthaisi

 

Despite Thatcher's portrayal of an affordable lifestyle, a Marketbuzzz survey shows that 42% of Thai citizens are worried about increasing living costs, revealing a disparity between expat and local experiences. Many Thai families are struggling with expenses due to stagnant wages, contrasting with the attractiveness of Thailand for expatriates like Thatcher.

 

Looking forward, while expatriates may continue to find Thailand appealing, local economic challenges could impact their perceptions in the long term. Potential relocators are advised to consider these dynamics when evaluating lifestyle choices in Thailand.

 

Key Takeaways

  • Simon Thatcher shares a low-cost retirement lifestyle in Thailand.
  • Many expatriates find it economically attractive compared to their home countries.
  • Local Thai residents face challenges with rising costs and stagnant wages.

 

Related Stories

Thai tax tangle: Expats warned of new rules on overseas income

Dream Crushed: British Expats ’ Thai Retirement Nightmare

 

image.png  Adapted by ASEAN Now from The Thaiger 2025-09-12

 

image.jpeg

 

image.png

8,000 baht a month. The facility includes a gym, pool, and sauna at no extra cost...is that for real? And water at 60 baht? Yikes.

1 hour ago, JakeC said:

60 baht water bill? Either I'm being ripped off or Simon isn't showering enough 😊 A dirty 'farang'? 😊

Maybe he uses the shower at the gym and pool. I've seen a few foreigners save money that way...

Nope! that’s his drinking water, straight from the tap and not boiled to save electricity.

Bad timing for a slip-up like this, especially with someone in power who already dislikes dirty farang.

1 hour ago, StayinThailand2much said:

 

Well, I usually only see promotions for healthcare that costs much more...

Rice + Mama?

13 minutes ago, GammaGlobulin said:

1. Nobody should pay Bt.1000.00 for WiFi in a Condo.

2. Nobody should rely on the WiFi of a Condo, for more than a few days.

Agree no one should rely on the condo's wifi. The 1,000 baht is probably a privately installed Internet WiFi and router. But it seems a bit high - think I pay around 650/mo. But I don't have any extras - no English TV channels etc. Condo comes with all the Thai TV channels. No real need for the western channels - I just check the news on their websites occasionally.

  • Popular Post

Forgot to factor in cost of female company. 

 

 

29 minutes ago, falangUK said:
2 hours ago, StayinThailand2much said:

Yeah, and meals on average for 50 baht... What does Simon eat; rice with extra rice?? - Seems, he eats like an Esarn farmer. 

Rice + Mama?

 

There. Fixed it for you. 😆

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