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Thailand dream turns sour as foreigners run out of cash

Featured Replies

On 8/13/2026 at 4:16 PM, Reddavy said:
On 8/13/2026 at 9:09 AM, newbee2022 said:

What is that?

I think it's a modern word for losers.

No job at home

Not eager to work daily 8-5

No education

No money

Scrap the DTV visa for all of them

Content creators read unemployable morons.

Maybe the vast majority. But some of them are zillionaires, many times over. Not unlike the rest of life.

My concern is for the foreigners who seem to think that making their monthly expenses in their prime earning years is adequate. They're in for a rude awakening when they get older and the expenses increase at the same time they're not eager (or even able) to work the grueling hours any more.

Especially healthcare (and insurance), which is my biggest concern in retirement.

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  • SiSePuede419
    SiSePuede419

    "biggest problem for foreigners who struggle in Thailand is money." Wow. What insight this person has. 😄

  • newbee2022
    newbee2022

    What is that? I think it's a modern word for losers. No job at home Not eager to work daily 8-5 No education No money Scrap the DTV visa for all of them❗

  • spidermike007
    spidermike007

    It says an awful lot about contemporary society that young people with virtually nothing to say can create a YouTube or Tiktok channel and get tens of thousands of followers. In some cases hundreds of

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1 hour ago, impulse said:

Maybe the vast majority. But some of them are zillionaires, many times over. Not unlike the rest of life.

My concern is for the foreigners who seem to think that making their monthly expenses in their prime earning years is adequate. They're in for a rude awakening when they get older and the expenses increase at the same time they're not eager (or even able) to work the grueling hours any more.

Especially healthcare (and insurance), which is my biggest concern in retirement.

I'm 70 and my expenses haven't increased, but my pension payments have.

1 hour ago, Hummin said:

Just made for fun, for someone around my age, between 50 and 60. Some additional savings are preferred, and the emergency savings budget is a bit low, but pick your numbers and see where you end up.

IMG_1354.jpeg

You forgot 8000 a month for erotic massage.

And 10000 for sex.

So it's at least 18000 short.

On 8/13/2026 at 3:42 PM, SingAPorn said:

Not surprising when one sees all those highly ego boosted western men acting it big, throwing money around with their rent-a-week thai girlfriend who will of course always invite all her friends when she goes out with her cash cow who will be expected to pay for all....or all those others squandering money with hookers and gogo bars and so on. At such a rate of expense even those well off can end up in financial hassles. A fool and his money are soon parted. © TT

Happy to take my wife's friends out once a month, spent 500bht last week, 4 meals and coffee, plus another 2 meals because the freeloaders were still hungry. Not at all expensive.

12 minutes ago, Cameroni said:

You forgot 8000 a month for erotic massage.

And 10000 for sex.

So it's at least 18000 short.

You add to the budget what you personally need, Cam. Personally, I would add another 2,000 baht for a proper gym.

1 hour ago, BritManToo said:

I'm 70 and my expenses haven't increased, but my pension payments have.

You've got a pension. And some savings, I presume. Backpackers and foreign teachers won't have either if they spend their peak earning years barely scraping by in Thailand.

But they can get laid a lot...

Edit: And, if you're lucky, it'll be fast. But the grim reaper is usually slow and very expensive when he comes to call. I spent over $50K USD out of pocket in Thai hospitals, last year alone.

Edited by impulse

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On 8/13/2026 at 8:41 AM, save the frogs said:

If you had a teaching job at 35K per month, it's enough to live in Thailand.

That's subsistence, personally I wouldn't call it 'living'.

On 8/13/2026 at 10:34 AM, ikke1959 said:

If you have a workpermit you are only allowed to work on the place and in the job you have a permit for.

Same in the other countries I've worked in. There is no "blanket" work permit system.

Yeah but British influencers say you can live on caviar, dine out every night eating fresh lobsters, whilst staying in a luxury condominum, the best health and schools for as little as $4 dollars A DAY.

IF ONLY YOU TAKE THEIR COURSE THEY CAN TELL YOU HOW TO DO IT, etc etc etc etc So go on then pack up your bags, sell your home and fly to Thailand where utopia awaits !!!!!!!!!

🤪

1 minute ago, DonniePeverley said:

Yeah but British influencers say you can live on caviar, dine out every night eating fresh lobsters, whilst staying in a luxury condominum, the best health and schools for as little as $4 dollars A DAY.

IF ONLY YOU TAKE THEIR COURSE THEY CAN TELL YOU HOW TO DO IT, etc etc etc etc So go on then pack up your bags, sell your home and fly to Thailand where utopia awaits !!!!!!!!!

🤪

I watch Youtube every day and I've never seen a British influencer say they can live on caviar, lobster and stay in condo for 4 dollars a day.

That sounds made up.

1 minute ago, Cameroni said:

I watch Youtube every day and I've never seen a British influencer say they can live on caviar, lobster and stay in condo for 4 dollars a day.

That sounds made up.

You haven't done the course. Quick sign up ... 50% of just today, etc etc

Edited by DonniePeverley

DTV has been abused badly. Its introduction was influenced by property moguls eager to fill up their condominiums. Instead it’s let in the worst of the worst of society.

These aren’t digital nomads - these are scrounges , criminals, dead beats of society.

I for one have had enough of the place.

Many influences follow the same pattern. Make the viewer want live your life, tell them ways to get there - even if your life isn’t perfect and the ways to get there are not achievable it doesn’t matter. You want subscribers so you will sell them anything - it’s how that influencing play book works.

Rotten to the chore

Edited by Bally Jaggers

28 minutes ago, DonniePeverley said:

You haven't done the course. Quick sign up ... 50% of just today, etc etc

A course to do what, eat caviar? Again, I find this whole premise incredible. Never saw such a thing.

7 hours ago, Cameroni said:

A course to do what, eat caviar? Again, I find this whole premise incredible. Never saw such a thing.

They're all over tiktok.

"We sold our house, took our kids out of school, to come live in Thailand. You can live in luxury, dine in Michellin restaurants, all for the price of a Big Mac."

This type of nonsensical low key influencing. They are all peddling from the same coursebook. Namely to attract followers (that's when you can start earning some money) you want to make the viewer want to be you / to be in your situation. So these influencers sitting on a 36 degrees beach in the middle of a UK winter peddling nonsense about selling your home and moving to Thailand will influence some, and make others depressed.

They fail to give the big picture. Home schooling for children (some of these lot look like they can't read themselves so hell knows what home schooling they are doing), health insurance, homes are not cheap unless you want a shoe box, etc Dining out in nicer restaurants is not cheap. And it will cost to enjoy some of the perks and entertainment.

You have one guy who spent years hating on the UK, despite using that countries income to live nicely in Thailand, now moving back and taking his Thai lass with him ! What happened to all those years of telling us all the UK was awful ?

6 minutes ago, DonniePeverley said:

What happened to all those years of telling us all the UK was awful ?

It looked better when he had a Thai wife to go out and work all day and bring him some in money to live off. It will change when she moves on to a richer sponsor!

53 minutes ago, DonniePeverley said:

"We sold our house, took our kids out of school, to come live in Thailand. You can live in luxury, dine in Michellin restaurants, all for the price of a Big Mac."

That would be an American influencer, a Brit would say "price of a bag of chips".

34 minutes ago, Stocky said:

That would be an American influencer, a Brit would say "price of a bag of chips".

Makro chips are cheaper than ever before,

I've purchased 2Kg bags in the last month at 79bht and 99bht.

Edited by BritManToo

Just now, BritManToo said:

Macro chips are cheaper than ever before,

I've purchased 2Kg bags in the last month at 79bht and 99bht.

What’s a macro chip?

1 hour ago, DonniePeverley said:

They fail to give the big picture. Home schooling for children (some of these lot look like they can't read themselves so hell knows what home schooling they are doing), health insurance, homes are not cheap unless you want a shoe box, etc Dining out in nicer restaurants is not cheap. And it will cost to enjoy some of the perks and entertainment.

No need for home schooling, my kids private (Chinese and English) class in a government school is 8kbht (x2) a year. Class size 24 students.

No need for health insurance, if you're that sick, stay in your home country.

3 bed house in gated community 8kbht/month.

Meal out in my local mountaintop restaurant 50bht a plate.

Obviously if you're a bit 'challenged', it'll cost you a lot more.

And if you need to work, you'll probably have problems.

5 minutes ago, novacova said:

What’s a macro chip?

An autocorrect problem.

2 minutes ago, BritManToo said:

An autocorrect problem.

Yep, that tends to be a problem when something artificial is interfering with the real thing.

14 hours ago, Stocky said:

That's subsistence, personally I wouldn't call it 'living'.

Most of the world population are on subsistance living.

Why do you feel entitled to more?

On 8/13/2026 at 8:56 AM, Thingamabob said:

What makes Thailand different to many other destinations is that male foreigners can have such a good time here that they lose sight of what that good time is costing them.

Marriage nips that lack of foresight in the bud, or so I've been told.

15 hours ago, impulse said:

Edit: And, if you're lucky, it'll be fast. But the grim reaper is usually slow and very expensive when he comes to call. I spent over $50K USD out of pocket in Thai hospitals, last year alone.

How much is that in Thai Baht? Seems exorbitant.

You never insured because you were not eligible or just refused to?

That is concerning if people are shelling out so much for healthcare.

8 minutes ago, NanLaew said:

Marriage nips that lack of foresight in the bud, or so I've been told.

Certainly did in my case. In my younger years I was out on the town every night. Met a gorgeous Thai lady in 1983. We married in 1990, and we are still happily together. Best move I ever made in a long lifetime. Nowadays I'm a good boy, mostly....

31 minutes ago, BritManToo said:

No need for home schooling, my kids private (Chinese and English) class in a government school is 8kbht (x2) a year. Class size 24 students.

No need for health insurance, if you're that sick, stay in your home country.

3 bed house in gated community 8kbht/month.

Meal out in my local mountaintop restaurant 50bht a plate.

Obviously if you're a bit 'challenged', it'll cost you a lot more.

And if you need to work, you'll probably have problems.

Nearly all public schools in Thailand will speak, teach and communicate in Thai. They aren't easy to get into, and no chance if you are just here on a normal visa. How do your children then communicate with the teachers and other children? They don't follow the GCSE or American equivelent so renders their education pointless if they want to go abroad in future.

What visa are you on .... do you have a Thai partner ?

No need for health insurance ? Yeah i think perhaps it's best to stop following your advice.

Where are you staying to get a home for 8k a month ... clearly not anywhere central.

To go live like frugally like this, what's the point of even going abroad then. shrugs

Edited by DonniePeverley

2 minutes ago, DonniePeverley said:

So your government school ... they will be speaking Thai rite ? Yeah end the conversation rite there. Will they be following the GCSE ciriculum or the American equivelence .... no essentially their education will carry little weight in the future.

What visa are you on .... do you have a Thai partner ?

No need for health insurance ? Yeah i think perhaps it's best to stop following your advice.

Where are you staying to get a home for 8k a month ... clearly not anywhere central.

To go live like frugally like this, what's the point of even going abroad then. shrugs

I live near MaeJo University, 12Km from the moat in CM.

My son speaks 3 languages at age 14, native speaker of English and Thai, China already want him as an exchange student. Can't see him ever having problems earning money.

A race is a race. Any rat can run in one.

And a bank balance tells you how much money you got.

Meanwhile, Life is not a race to something outside of yourself.

We all know what's waiting for us at the finish line. 🤗

Screenshot_20260819_100928_Google~2.jpg

☠️

48 minutes ago, BritManToo said:

Most of the world population are on subsistance living.

Why do you feel entitled to more?

I don't feel entitled to anything more than I've earnt, saved and invested. Just grateful it affords me to live high on the hog.

1 hour ago, BritManToo said:

No need for home schooling, my kids private (Chinese and English) class in a government school is 8kbht (x2) a year. Class size 24 students.

No need for health insurance, if you're that sick, stay in your home country.

3 bed house in gated community 8kbht/month.

Meal out in my local mountaintop restaurant 50bht a plate.

Obviously if you're a bit 'challenged', it'll cost you a lot more.

And if you need to work, you'll probably have problems.

I tell you, I wish I'd put my kids in government school. Their current school alternates English and Thai, but I'm not seeing them make huge progress with Thai.

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