New Credit Card Scam

[Mali1964]

A mate living in Portugal came across this on the net so beware folks.

Subject: FW: Card Fraud

Be alert

latest credit card scam.

Please pass this on to everyone you know...

This one is pretty slick since they provide Y O U with all the information,

except the one piece they want.

Note, the callers do not ask for your card number; they already have it.

This information is worth reading. By understanding how the VISA &

MasterCard Telephone Credit Card Scam works, you'll be better prepared to

protect yourself.

One of our employees was called on Wednesday from "VISA", and I was

called on Friday from "MasterCard".

The scam works like this: Person calling says, "This is (name), and

I'm calling from the Security and Fraud Department at VISA. My badge number

is 12460. Your card has been flagged for an unusual purchase pattern, and

I'm calling to verify. This would be on your VISA card which was issued by

(name of bank) did you purchase an Anti-Telemarketing Device for £497.99

from a Marketing company based in London ?" When you say

"No", the caller continues with, "Then we will be issuing a credit to your account. This

is a company we have been watching and the charges range from £297 to £497,

just under the £500 purchase pattern that flags most cards. Before your next

statement, the credit will be applied to your account. I just need to confirm your address (gives you your address), is that

correct?"

You say "yes". The caller continues - "I will be starting a

fraud investigation. If you have any questions, you should call the number listed on the back of your card and ask for the Security & Fraud Department.

You will need to refer to this Control Number. The caller then gives you a

6 digit number. "Do you need me to read it again?"

Here's the IMPORTANT part on how the scam works the caller then says,

"I need to verify you are in possession of your card." He'll ask

you to "turn your card over and look for some numbers." There are 7

numbers; the first 4 are part of your card number, the next 3 are the security numbers that verify

you are the possessor of the card. These are the numbers you sometimes use to

make Internet purchases to prove you have the card. The caller will ask you to

read the 3 numbers to him. After you tell the caller the 3 numbers, he'll

say, "That is correct, I just needed to verify that the card has not been

lost or stolen, and that you still have your card. Do you have any other

questions?" After you say, "No," the caller then thanks you and

states, "Don't hesitate to call back if you do", and hangs up.

You actually say very little,*nd they never ask for or tell you the Card

number. But after we were called, we called back within 20

minutes to ask a question. Are we glad we did! The REAL VISA Security

Department told us it was a scam and in the last 15 minutes a new purchase of

£497.99 was charged to our card.

Long story - short - we made a real fraud report and closed the VISA account.

VISA is reissuing us a new number. What the scammers want is the 3-digit PIN

number on the back of the card. Don't give it to them.

Instead, tell them you'll call VISA or Master Card directly for

verification of their conversation. The real VISA told us that they will never

ask for anything on the card as they already know the information

since they issued the card! If you give the scammers your 3 Digit PIN

Number, you think you're receiving a credit. However, by the time you get

your statement you'll see charges for purchases you didn't make, and by

then it's almost too late and/or more difficult to actually file a fraud

report.

What makes this more remarkable is that on Friday, I got a call from a

"Jason Richardson of MasterCard" with a word-for-word repeat of the

VISA scam. This time I didn't let him finish. I hung up! We filed a

police report, as instructed by VISA. The police said they are taking several

of these reports daily! They also urged us to tell everybody we know that this

scam is happening .

Please pass this on to all your family and friends.&nbs p; By informing each other,

we protect each other.

[yabaaaa]

A mate living in Portugal came across this on the net so beware folks.

Subject: FW: Card Fraud

Be alert

latest credit card scam.

Please pass this on to everyone you know...

This one is pretty slick since they provide Y O U with all the information,

except the one piece they want.

Note, the callers do not ask for your card number; they already have it.

This information is worth reading. By understanding how the VISA &

MasterCard Telephone Credit Card Scam works, you'll be better prepared to

protect yourself.

One of our employees was called on Wednesday from "VISA", and I was

called on Friday from "MasterCard".

The scam works like this: Person calling says, "This is (name), and

I'm calling from the Security and Fraud Department at VISA. My badge number

is 12460. Your card has been flagged for an unusual purchase pattern, and

I'm calling to verify. This would be on your VISA card which was issued by

(name of bank) did you purchase an Anti-Telemarketing Device for £497.99

from a Marketing company based in London ?" When you say

"No", the caller continues with, "Then we will be issuing a credit to your account. This

is a company we have been watching and the charges range from £297 to £497,

just under the £500 purchase pattern that flags most cards. Before your next

statement, the credit will be applied to your account. I just need to confirm your address (gives you your address), is that

correct?"

You say "yes". The caller continues - "I will be starting a

fraud investigation. If you have any questions, you should call the number listed on the back of your card and ask for the Security & Fraud Department.

You will need to refer to this Control Number. The caller then gives you a

6 digit number. "Do you need me to read it again?"

Here's the IMPORTANT part on how the scam works the caller then says,

"I need to verify you are in possession of your card." He'll ask

you to "turn your card over and look for some numbers." There are 7

numbers; the first 4 are part of your card number, the next 3 are the security numbers that verify

you are the possessor of the card. These are the numbers you sometimes use to

make Internet purchases to prove you have the card. The caller will ask you to

read the 3 numbers to him. After you tell the caller the 3 numbers, he'll

say, "That is correct, I just needed to verify that the card has not been

lost or stolen, and that you still have your card. Do you have any other

questions?" After you say, "No," the caller then thanks you and

states, "Don't hesitate to call back if you do", and hangs up.

You actually say very little,*nd they never ask for or tell you the Card

number. But after we were called, we called back within 20

minutes to ask a question. Are we glad we did! The REAL VISA Security

Department told us it was a scam and in the last 15 minutes a new purchase of

£497.99 was charged to our card.

Long story - short - we made a real fraud report and closed the VISA account.

VISA is reissuing us a new number. What the scammers want is the 3-digit PIN

number on the back of the card. Don't give it to them.

Instead, tell them you'll call VISA or Master Card directly for

verification of their conversation. The real VISA told us that they will never

ask for anything on the card as they already know the information

since they issued the card! If you give the scammers your 3 Digit PIN

Number, you think you're receiving a credit. However, by the time you get

your statement you'll see charges for purchases you didn't make, and by

then it's almost too late and/or more difficult to actually file a fraud

report.

What makes this more remarkable is that on Friday, I got a call from a

"Jason Richardson of MasterCard" with a word-for-word repeat of the

VISA scam. This time I didn't let him finish. I hung up! We filed a

police report, as instructed by VISA. The police said they are taking several

of these reports daily! They also urged us to tell everybody we know that this

scam is happening .

Please pass this on to all your family and friends.&nbs p; By informing each other,

we protect each other.

I have had a call like this a few years ago and it was to advise me of some security issue (it was genuine), I asked them how do i know you are who you say you are?? I told them I would call them back later i advise all of you to do the same. Find their number (your credit card company)yourself and call them.

[BigSnake]

Yes, heard of this Scam before, but have never receive such a call, thanks for the refresher. There are Scammers all over the place these days.

[dfc]

I have 1 golden rule -

If I receive a call along these lines then I do not give out any personal information at all.

For the cost of a phone call to the Bank or CC company concerned you can save yourself a lot of potential pain and anguish.

[tangoll]

Thanks for posting this. About two weeks ago, I had made a purchase on internet from US using a CC not from US. One hour after making the purchase, got a call from a guy identifying himself as from the CC company and asking if I had actually made that purchase. This had never happened before on other purchases. I said yes, and that was the end of that. However, after reading the OP post above, got concerned I may have been victim of the scam. So called the CC company and they confirmed that the calling number was from the company and that there have been no other unusual purchases against my card. But good to know, and in future, when receiving any such call, will get a number to call back, and not disclose any card information.

One has to be constantly on guard these days.

[syd barrett]

Warn your Thai partners to be wary of phony phone calls as well. My Mrs. has had a few (spoken in Thai) wanting to know visa numbers and stuff. I just tell her NO: Don't tell them anything.

[wasabi]

"Yes I see the numbers on the back of my card, they are 666."

[noahvail]

"Yes I see the numbers on the back of my card, they are 666."

[chiangmaibruce]

I ask myself how any adult internet user in 2009 can be so lame as to believe any email that ends with "please pass this on to your friends" ...

The particular hoax email you have mentioned has been doing the rounds for at least 3 years

http://www.hoax-slayer.com/card-security-code-scam.html

Internet 101: If it sounds sus, cut and paste any sentence from it into google or yahoo, add the words email+hoax, and you will probably have your answer

[h90]

but what is strange, is that the scammer know all the other informations, why don't they know the 3 digit code?

[Mali1964]

I ask myself how any adult internet user in 2009 can be so lame as to believe any email that ends with "please pass this on to your friends" ...

The particular hoax email you have mentioned has been doing the rounds for at least 3 years

http://www.hoax-slayer.com/card-security-code-scam.html

Internet 101: If it sounds sus, cut and paste any sentence from it into google or yahoo, add the words email+hoax, and you will probably have your answer

So you believe this is only there as a e mail hoax to do the round the world joke trip & has no potential to actually happen you sure your actually an adult

Try living in the Uk where these scams are for real every day.

[namoo]

My badge number is.....

Anyone who continues the call after that deserves to be scammed.

[Heng]

Got one of these the other day, but it was legit. Didn't give out any info, but called my bank to confirm and had them re-issue me another debit card. Apparently plenty of fraudsters out there get stolen cards and then run a bunch of other like/similar numbered cards.

[basjke]

I ask myself how any adult internet user in 2009 can be so lame as to believe any email that ends with "please pass this on to your friends" ...

The particular hoax email you have mentioned has been doing the rounds for at least 3 years

http://www.hoax-slayer.com/card-security-code-scam.html

Internet 101: If it sounds sus, cut and paste any sentence from it into google or yahoo, add the words email+hoax, and you will probably have your answer

So you believe this is only there as a e mail hoax to do the round the world joke trip & has no potential to actually happen you sure your actually an adult

Try living in the Uk where these scams are for real every day.

No I don't think so and Bill Gates is really giving away his fortune if you send that email to at least 15 friends.

[krading]

"After you tell the caller the 3 numbers, he'll

say, "That is correct"

So give them the wrong number and if it's "correct" they're scammers.

[JetsetBkk]

Got one of these the other day, but it was legit. Didn't give out any info, but called my bank to confirm and had them re-issue me another debit card. Apparently plenty of fraudsters out there get stolen cards and then run a bunch of other like/similar numbered cards.

If it was "legit", why did you get another debit card issued?

[Heng]

Got one of these the other day, but it was legit. Didn't give out any info, but called my bank to confirm and had them re-issue me another debit card. Apparently plenty of fraudsters out there get stolen cards and then run a bunch of other like/similar numbered cards.

If it was "legit", why did you get another debit card issued?

The call saying that my card # was run without authorization and hence rejected was legit. Thus I had a new card issued with a completely different number.

:D

[JetsetBkk]

Got one of these the other day, but it was legit. Didn't give out any info, but called my bank to confirm and had them re-issue me another debit card. Apparently plenty of fraudsters out there get stolen cards and then run a bunch of other like/similar numbered cards.

If it was "legit", why did you get another debit card issued?

The call saying that my card # was run without authorization and hence rejected was legit. Thus I had a new card issued with a completely different number.

:D

Ah! Got it.