I Am Young And I Don't Know Anything About Health Insurance

[czGLoRy]

(sorry I posted this in the wrong forum on accident. I can't seem to find a delete post, or a way to start typing anywhere but the very top of the document. If a mod could move/delete this i would appreciate it!)

Hey, I am a 21 yo American living in Thailand. Have lived here for a year, and plan on staying longer. I have never had health insurance on my own, and I think it might be a good idea to get a plan. I typically just pay for everything out of pocket, which is mostly fine for doctors visits (I do see doctors way more than is typical for my age, although I have nothing more severe than asthma.)

Should I get a health insurance plan? I don't know about any specific plans, but would preferably like to not spend too much, have it cover things like severe accidents. It would be nice, although maybe not even worth it, for it to cover things like general doctors visits, check ups, etc.

Anything fit the bill?

Thanks

Edited February 20, 2010 by czGLoRy

[newcomer01]

Health care insurance is a personal thing. You are betting that you may need it. For Thailand you really need only insurance for hospitalization and injury as doctors visits are so cheap. If you are here in Thailand you do need some form of insurance especially if you not have the monies to pay for the unforseen.

You say that you have nothing more severe than asthma. If you are honest and tell them that it could prevent cover for any treatments relating to that.

Surf the links for more info

http://bupa.co.th

http://bupa.co.th/Files/Product/1_ATT_EN_1.pdf Just looking at a subscriptions fee (couldn't find them on the website)with my insurance 21-25 Saphhire 3600 Baht Ruby 5885 Baht Emerald8487 Baht Diamond 12790.

Just saw this add on Thai visa. Thailand expat insurance Get Health Insurance for Thailand From our Bangkok based office www.nzihealthcare.com/

Thai Visa own insurance. Probably the easiest method: http://insurance.thaivisa.com/

Just as an example my daughter just had her tonsils out and it cost over 30000 baht.

Good luck.

[jaapfries]

Just PM me and I'll put you in touch with a chap who can clearly explain the entire issue to you; been with him for 18 years and am extremely satisfied with the service, cost & coverage.

Cheers,

JGK/Pattaya