Mosha Posted March 12, 2013 Share Posted March 12, 2013 In Thailand how much can i expect to save %age wise if I just have 2 or 3 named drivers? Link to comment Share on other sites More sharing options...
IMHO Posted March 12, 2013 Share Posted March 12, 2013 Named drivers does not have a huge impact on policy costs - maybe 3-5%. What does give you a big reduction in policy costs is opting for a deductible for accidents that you cause - I've managed discounts up to 90% of the deductible amount (i.e. a 5,000 Baht deductible resulting in a 4,500 Baht discount). Link to comment Share on other sites More sharing options...
Mosha Posted March 12, 2013 Author Share Posted March 12, 2013 OK Thanks for that Link to comment Share on other sites More sharing options...
JAS21 Posted March 12, 2013 Share Posted March 12, 2013 OK Thanks for that Be advised if someone nicks your car and you have named drivers... a big problem if he has an accident no insurance!!!! as it's only insured whilst being driven by named drivers. Link to comment Share on other sites More sharing options...
Felt 35 Posted March 13, 2013 Share Posted March 13, 2013 OK Thanks for that Be advised if someone nicks your car and you have named drivers... a big problem if he has an accident no insurance!!!! as it's only insured whilst being driven by named drivers. How can that be if the car have a "First class insurance" include theft? Link to comment Share on other sites More sharing options...
stevenl Posted March 13, 2013 Share Posted March 13, 2013 OK Thanks for that Be advised if someone nicks your car and you have named drivers... a big problem if he has an accident no insurance!!!! as it's only insured whilst being driven by named drivers. Did you get that from the policy conditions or first hand experience? Link to comment Share on other sites More sharing options...
Ace of Pop Posted March 13, 2013 Share Posted March 13, 2013 Im amazed its so cheap here, just get the best,and feel secure when you get bashed. Link to comment Share on other sites More sharing options...
transam Posted March 13, 2013 Share Posted March 13, 2013 Think l got 3000bht off for me and the mrs driving. This year, first class, 11,000bht on 2007 Vigo 4x4. Link to comment Share on other sites More sharing options...
Ace of Pop Posted March 13, 2013 Share Posted March 13, 2013 Think l got 3000bht off for me and the mrs driving. This year, first class, 11,000bht on 2007 Vigo 4x4. Mine will be 24.K. on the Honda. Link to comment Share on other sites More sharing options...
IMHO Posted March 13, 2013 Share Posted March 13, 2013 OK Thanks for that Be advised if someone nicks your car and you have named drivers... a big problem if he has an accident no insurance!!!! as it's only insured whilst being driven by named drivers. Not so - if your car is stolen, there's no expectation that would you be able to foresee the name of the perp - any scenario here is covered under the theft section of your policy. That said, a named policy does take on a high risk when it comes to servicing your car, as it's quite common for techs and admin staff to move your car about and take joy rides in it. Link to comment Share on other sites More sharing options...
JAS21 Posted March 13, 2013 Share Posted March 13, 2013 OK Thanks for that Be advised if someone nicks your car and you have named drivers... a big problem if he has an accident no insurance!!!! as it's only insured whilst being driven by named drivers. Not so - if your car is stolen, there's no expectation that would you be able to foresee the name of the perp - any scenario here is covered under the theft section of your policy. That said, a named policy does take on a high risk when it comes to servicing your car, as it's quite common for techs and admin staff to move your car about and take joy rides in it. Ah ... so my wife doesn't know everything in the world then!!! Link to comment Share on other sites More sharing options...
Crossy Posted March 13, 2013 Share Posted March 13, 2013 Ah ... so my wife doesn't know everything in the world then!!! How much are you going to pay me NOT to forward this gem to your little lady? Link to comment Share on other sites More sharing options...
JAS21 Posted March 13, 2013 Share Posted March 13, 2013 Ah ... so my wife doesn't know everything in the world then!!! How much are you going to pay me NOT to forward this gem to your little lady? Mr David ... I look forward to you mentioning it in passing ... she will have an answer ... mis-understanding!! Link to comment Share on other sites More sharing options...
IMHO Posted March 13, 2013 Share Posted March 13, 2013 OK Thanks for that Be advised if someone nicks your car and you have named drivers... a big problem if he has an accident no insurance!!!! as it's only insured whilst being driven by named drivers. Not so - if your car is stolen, there's no expectation that would you be able to foresee the name of the perp - any scenario here is covered under the theft section of your policy. That said, a named policy does take on a high risk when it comes to servicing your car, as it's quite common for techs and admin staff to move your car about and take joy rides in it. Ah ... so my wife doesn't know everything in the world then!!! LOL, Mine has several degrees, but as a general fountain of knowledge.. hrmm Link to comment Share on other sites More sharing options...
AAInsuranceBrokers Posted March 14, 2013 Share Posted March 14, 2013 1st Class – Named driver(s) Should you have your vehicle stolen the insurance would be responsible for damage to the vehicle and it is they who would (attempt) to recoup the cost from the thief. However do note (depending on the insurance company) there may be a deductible you would have to pay e.g. 6,000 Baht from AXA 1 Link to comment Share on other sites More sharing options...
Ace of Pop Posted March 14, 2013 Share Posted March 14, 2013 1st Class – Named driver(s) Should you have your vehicle stolen the insurance would be responsible for damage to the vehicle and it is they who would (attempt) to recoup the cost from the thief. However do note (depending on the insurance company) there may be a deductible you would have to pay e.g. 6,000 Baht from AXA 6000 is a ballpark price for most claims..no matter who you are with. Link to comment Share on other sites More sharing options...
stevenl Posted March 15, 2013 Share Posted March 15, 2013 1st Class – Named driver(s) Should you have your vehicle stolen the insurance would be responsible for damage to the vehicle and it is they who would (attempt) to recoup the cost from the thief. However do note (depending on the insurance company) there may be a deductible you would have to pay e.g. 6,000 Baht from AXA 6000 is a ballpark price for most claims..no matter who you are with. Depends on the insurance company, so yes, it does matter who you are with. Link to comment Share on other sites More sharing options...
Ace of Pop Posted March 15, 2013 Share Posted March 15, 2013 1st Class – Named driver(s) Should you have your vehicle stolen the insurance would be responsible for damage to the vehicle and it is they who would (attempt) to recoup the cost from the thief. However do note (depending on the insurance company) there may be a deductible you would have to pay e.g. 6,000 Baht from AXA 6000 is a ballpark price for most claims..no matter who you are with. Depends on the insurance company, so yes, it does matter who you are with. I said Ballpark,did i not. Link to comment Share on other sites More sharing options...
transam Posted March 15, 2013 Share Posted March 15, 2013 Mine is 3000bht. Link to comment Share on other sites More sharing options...
Ace of Pop Posted March 15, 2013 Share Posted March 15, 2013 Mine is 3000bht. Shleams about ,{(Burp} right for your ride. No Ride, so just drinking , "Lil ole Leo Drinker Me... Link to comment Share on other sites More sharing options...
BlackPuddingBertha Posted March 15, 2013 Share Posted March 15, 2013 Think l got 3000bht off for me and the mrs driving. This year, first class, 11,000bht on 2007 Vigo 4x4. I'd like to know which company/broker that is from. Link to comment Share on other sites More sharing options...
transam Posted March 15, 2013 Share Posted March 15, 2013 Think l got 3000bht off for me and the mrs driving. This year, first class, 11,000bht on 2007 Vigo 4x4. I'd like to know which company/broker that is from. AA insurance. Thailand. Link to comment Share on other sites More sharing options...
BlackPuddingBertha Posted March 15, 2013 Share Posted March 15, 2013 AA insurance. Thailand. OK. Thanks. I found them very detached from reality when I spoke to them a while ago, but maybe they deserve a second chance. They certainly cant be worse than a certain other expat idiot broker who posts on here. Link to comment Share on other sites More sharing options...
transam Posted March 15, 2013 Share Posted March 15, 2013 AA insurance. Thailand. OK. Thanks. I found them very detached from reality when I spoke to them a while ago, but maybe they deserve a second chance. They certainly cant be worse than a certain other expat idiot broker who posts on here. Just use their Internet form and see what happens. Link to comment Share on other sites More sharing options...
Tywais Posted March 15, 2013 Share Posted March 15, 2013 It was 6000 Baht less if I were the only named driver. Link to comment Share on other sites More sharing options...
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