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[QUIZ]Famous Battles
I just completed this quiz. My Score 30/100 My Time 236 seconds -
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Trump Admin Revokes Harvard’s Right to Enroll International Students
They aren't studying, they're using it as a route to gain US citizenship. Pay the university a fee, get a VISA, then graduate and get US citizenship. -
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Why You Need Special Insurance for Motorbike Accidents in Thailand?
Thailand is one of the most dangerous countries in the world for motorbike riders. Although it is the easiest way to get around, motorbikes are involved in more than 70% of all traffic fatalities in the Kingdom. If you’re planning to ride a motorbike in Thailand, having the right travel insurance is critical. Many standard policies don’t cover motorbike accidents, which can lead to huge medical bills or legal trouble if you’re involved in a crash. Thailand’s main transport From Bangkok’s busy roads to the mountain paths of Chiang Mai, motorbikes are everywhere. Around 43% of Thais rely on them daily, and over 87% of households own one. They’re cheap, fuel-efficient, and perfect for navigating narrow streets or beating traffic. Tourists can rent one easily for as little as 200 to 500 baht a day. It’s a tempting way to explore beaches or backroads, but many travellers are unprepared. Most don’t have the right licence or experience, and few know Thai road rules. While fun and convenient, riding without preparation can be dangerous, and costly. What causes accidents? Accidents in Thailand are caused by a mix of reckless behaviour, bad infrastructure, and poor regulation. Some of the most common causes include: Speeding and weaving: Riders frequently go too fast and change lanes without warning. Driver error: Poor judgment or slow reactions cause about 60% of crashes. Unsafe roads: Potholes, poor lighting, and chaotic intersections are common. Drunk riding: Alcohol is involved in over a third of solo crashes. Helmet avoidance: Many fatal head injuries happen to riders without helmets. Inexperienced tourists: Many visitors don’t know how to ride or follow local traffic rules. Lack of training: Local licensing often doesn’t prepare riders for real-world conditions. These risks are real, and they’re why insurance companies often exclude motorbike accidents. Why most travel insurance fails you Standard travel insurance rarely covers motorbike-related injuries. Here's why: High risk: Motorbikes are considered dangerous, so insurers avoid covering them unless you buy special add-ons. Licence requirements: You typically need a valid motorcycle licence from your home country plus an International Driving Permit (IDP). Without both, claims can be denied. Helmet rules: If you’re not wearing a helmet, your policy may be void, even if the law isn’t strictly enforced. Traffic violations: Common behaviours like speeding, lane splitting, or drunk riding can also cancel your coverage. Engine size restrictions: Many policies only cover bikes under 125cc. Larger bikes require special plans. Medical cost exclusions: Some plans label motorbike injuries “high-risk” and won’t pay hospital bills. Third-party liability: If you hurt someone else or damage property, standard policies usually won’t cover it. So even if you think you’re covered, a single accident could cost thousands in hospital bills or legal fees. That’s why specialised insurance matters. Why SafetyWing? SafetyWing’s Nomad Insurance is designed for long-term travellers and digital nomads, and it includes coverage for motorbike accidents (if you meet certain conditions). What’s covered? Emergency medical expenses: Up to US$250,000 for injuries, including hospitalisation, surgery, and emergency dental care. Post-accident care: Follow-up treatments like physical therapy. Emergency evacuation: Up to US$100,000 for transport to a better-equipped hospital. Liability protection: Up to US$25,000 if you injure someone else or damage property. Accidental death & disability: Financial support if an accident causes serious harm or death. To qualify, you must: Hold a valid motorcycle licence and an IDP. Wear a helmet. Follow Thai traffic laws (no reckless or drunk driving). Key benefits of SafetyWing No engine size restrictions: Coverage includes larger bikes. Global coverage: Valid in 180+ countries. Simple pricing: Starting around US$56 every 4 weeks. Auto-renewing: No need to reapply while travelling. Easy claims: Submit documents online (e.g. hospital bills or police reports). Things to remember No coverage if you were drunk, riding without a valid licence, or involved in illegal/off-road activities. Always keep rental receipts, helmet photos, and any accident reports for your records. Although Thailand is a beautiful place to explore on two wheels, the risks are real. Most travellers don’t realise their insurance doesn’t cover motorbike accidents until it’s too late. SafetyWing fills that gap, giving you confidence, protection, and peace of mind whether you’re cruising through Chiang Mai or heading to a hidden beach in Phuket. Get a quote today and ride safely in Thailand with SafetyWing. Click here for more details. Sponsored - Original article by The Thaiger -
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Humza Yousaf: Immigration gamble by Labour a dangerous mistake
And tell them what? Farage is a liar and a racist? To the best of my knowledge neither are illegal. -
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