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Can a Thai without DL be car owner?

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One of the daughters of my host family in Thailand 'bought' a car on finance as she is the most credit worthy.

She has no driving licence.

I was driving the car when a dog decided to play chicken and lost. Did a stupid amount of damage under the wheel arch and attached panels.

No questions whatsoever about her drivers licence at any time - finance company, main dealer and insurance company.

Insurance company took pictures of my licence before assessing the claim.

Insurance company then paid the bill no problem.

Sent from my iPhone using Thaivisa Connect Thailand

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